The debt settlement company, Debt Relief USA of Addison, TX, which several of my clients have had the unfortunate experience of signing up with, filed for Chapter 11 bankruptcy relief today in Dallas with about $5 million in debts owed to thousands of consumer debtors it was supposed to be helping. They took in payments…
Get the Fresh Start Only the Federal Bankruptcy Laws Can Give You
Monthly Archives: June 2009
Shawnee County Scores 7.56% Financial Stress Rating, Up 2.20% from Year Ago
Here is an interactive map that shows financial strain in every county in the United States by the Associated Press. It measures the impact of the economic recession and recovery by showing the rates of unemployment, foreclosure and bankruptcy. Shawnee County, Kansas, has a 7.56% stress rating, 5.6% unemployment, 0.65% foreclosure and 1.4% bankruptcy rating.
What Will the Trustee Ask Me at My Bankruptcy Hearing?
Here are the standard questions that the bankruptcy trustee asks debtors at chapter 7 and chapter 13 bankruptcy hearings also called a meeting of creditors or a 341 hearing. The bankruptcy trustee is required to ask all debtors the first group of questions. The second group of questions are suggestions at the trustee’s discretion. These…
Eron Law Offices Opened in Wichita
David P. Eron left his post with the Region 20 U.S. Trustee and opened his private law practice last week. Eron will represent individuals and businesses in bankruptcy and business transactions. He has three years experience as trial attorney with the U.S. Trustee, litigating substantial abuse and fraud issues and other matters in the U.S….
Kansas Bank Seized by Regulators
The First National Bank of Anthony in Harper County near the Oklahoma border was seized by bank regulars Friday. The bank will reopen as a branch of the South Hutchinson-based SNB Bank of Kansas. The bank has branches in Wichita, Olathe, Overland Park, Anthony, Harper and Mayfield. SNB Bank of Kansas is part of Southwest…
Income Tax Calculator
Here is an income tax calculator from the Internal Revenue Service. Remember, this doesn’t include Social Security (7.65% or 15.3% if self-employed), Medicare, or state income tax. The IRS website includes a section for itemizing deductions.
Bankruptcy Help for Farmers
Chapter 12 is a provision of the Bankruptcy Code that permits financially distressed family farmers to reorganize debts in a simple and efficient manner and save their farms. It is limited to debtors who qualify as a family farmer with debts under the allowed limits. Kansas, not surprisingly, has more chapter 12 bankruptcy cases filed…
Yes, You Can File Bankruptcy on Credit Cards
Here we are four years since the bankruptcy law was changed and people are still telling me you can’t file bankruptcy on credit cards. Nothing could be further from the truth. Yes, you can file bankruptcy on credit cards! It just goes to show you the power of propaganda. Creditors want you to believe that…
Watch Out for Mortgage Modification Scams
Watch out for all the mortgage modification scams out there preying on good people who desperately want to keep their home mortgage out of foreclosure. Many of the mortgage brokers who formerly got people into subprime loans are now calling themselves mortgage modification agents. “You should not have to pay someone to help you with…
Yes, You Can File Bankruptcy on Medical Bills
There is a myth floating around that you can’t file bankruptcy on your medical bills. Nothing is further from the truth. In fact, a study published in the June issue of the American Journal of Medicine reports that 62% of bankruptcy cases involve medical debt, a 50% increase in medical bankruptcies. Most people were middle…
Often Overlooked Expenses
OFTEN OVERLOOKED EXPENSES The first step to analyzing your finances is to write down all your income and all your expenses for your household. The local credit counseling office recommends using a fritter finder, writing down every penny you spend for several weeks to discover how much money is being frittered away. Most people have…
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Jill Michaux & Mark Neis
Attorneys at Law
Bankruptcy Law Office
Neis & Michaux, P.A.
825 Bank of America Tower
534 S. Kansas Ave., Ste. 825
Topeka, KS 66603-3446
T: 785-354-1471
F: 785-354-1170
Email: lawyers@neismichaux.com Website: www.neismichaux.com
Board Certified in
Consumer Bankruptcy Law
by the American Board of
Certification -
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