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	<title>Kansas Bankruptcy Information &#187; Jill Michaux, Topeka Consumer Bankruptcy Attorney</title>
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	<link>http://bankruptcykansas.info</link>
	<description>Topeka Attorneys Helping You Get the Fresh Start Only Federal Bankruptcy Laws Can Give You</description>
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		<title>Foreclosure No Excuse for No Credit Counseling Before Bankruptcy</title>
		<link>http://bankruptcykansas.info/foreclose-no-excuse-for-no-credit-counseling-before-bankruptcy/</link>
		<comments>http://bankruptcykansas.info/foreclose-no-excuse-for-no-credit-counseling-before-bankruptcy/#comments</comments>
		<pubDate>Sun, 10 Jan 2010 19:06:23 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Bad Outcomes, Fraud, Bankruptcy Crimes]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[109(h)(1)]]></category>
		<category><![CDATA[credit counseling]]></category>
		<category><![CDATA[dismiss]]></category>
		<category><![CDATA[exigent circumstances]]></category>
		<category><![CDATA[Judge Nugent]]></category>
		<category><![CDATA[pro se]]></category>
		<category><![CDATA[Thomas]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3498</guid>
		<description><![CDATA[FAILURE TO OBTAIN CREDIT COUNSELING—EXIGENT CIRCUMSTANCES In re Thomas, Case No. 06-10242 March 2006, Judge Nugent Pro se case dismissed for failure to obtain credit counseling. Certificate of exigent circumstances which recites pending foreclosure insufficient, case dismissed. 109(h)(1).﻿]]></description>
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		<title>Should My LLC or Small Corp File Bankruptcy?</title>
		<link>http://bankruptcykansas.info/file-bankruptcy-lfor-business-credit-cards/</link>
		<comments>http://bankruptcykansas.info/file-bankruptcy-lfor-business-credit-cards/#comments</comments>
		<pubDate>Sat, 09 Jan 2010 22:19:19 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Business Bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[corporate bankruptcy]]></category>
		<category><![CDATA[corporation does not get discharge]]></category>
		<category><![CDATA[insider]]></category>
		<category><![CDATA[LLC bankruptcy]]></category>
		<category><![CDATA[preference]]></category>
		<category><![CDATA[priority claim]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=2062</guid>
		<description><![CDATA[Should my LCC or small corporation file bankruptcy?  Usually not.  The general rule of thumb is that single owner corporations or limited liability companies should not file bankruptcy. Occasionally, there is a benefit to filing bankruptcy for a small corporation, such as recovering a preference to pay priority trust fund taxes the owner owes personally. [...]]]></description>
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		<title>Should I File Bankruptcy Now?</title>
		<link>http://bankruptcykansas.info/should-i-file-bankruptcy-now/</link>
		<comments>http://bankruptcykansas.info/should-i-file-bankruptcy-now/#comments</comments>
		<pubDate>Sat, 09 Jan 2010 22:15:07 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Financial Help]]></category>
		<category><![CDATA[file bankruptcy]]></category>
		<category><![CDATA[file bankruptcy on upswing]]></category>
		<category><![CDATA[should I file bankruptcy]]></category>
		<category><![CDATA[when to file bankruptcy]]></category>

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		<description><![CDATA[Should I File Bankruptcy?]]></description>
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		<title>Surrendered Collateral Doesn&#8217;t Count on Bankruptcy Means Test?</title>
		<link>http://bankruptcykansas.info/when-do-circumstances-change-the-bankruptcy-means-test/</link>
		<comments>http://bankruptcykansas.info/when-do-circumstances-change-the-bankruptcy-means-test/#comments</comments>
		<pubDate>Sat, 09 Jan 2010 18:38:06 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Means Test]]></category>
		<category><![CDATA[22C]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy means test]]></category>
		<category><![CDATA[change in circumstances]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[chapter 13 plan amount]]></category>
		<category><![CDATA[collateral]]></category>
		<category><![CDATA[debtor's expenses]]></category>
		<category><![CDATA[how much has to be paid in chapter 13]]></category>
		<category><![CDATA[Judge Somers]]></category>
		<category><![CDATA[Miller]]></category>
		<category><![CDATA[surrendered collateral]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3487</guid>
		<description><![CDATA[22C EXPENSE NOT PERMITTED ON SURRENDERED COLLATERAL In re Miller, Case No. 07-22927 December 2008, Judge Somers This decision ties to the concepts enunciated in the various Lanning decisions, i.e., to what extent may post petition changes in circumstances be considered in determining what is to be paid by an above the line debtor.  Digest [...]]]></description>
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		<title>Income and Expenses After Bankruptcy Change Chapter 13 Means Test</title>
		<link>http://bankruptcykansas.info/income-and-expenses-after-bankruptcy-change-chapter-13-means-test/</link>
		<comments>http://bankruptcykansas.info/income-and-expenses-after-bankruptcy-change-chapter-13-means-test/#comments</comments>
		<pubDate>Fri, 08 Jan 2010 18:27:14 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Means Test]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy means test]]></category>
		<category><![CDATA[changes in circumstances]]></category>
		<category><![CDATA[chapter 13 bankruptcy B22]]></category>
		<category><![CDATA[income and expenses]]></category>
		<category><![CDATA[Judge Somers]]></category>
		<category><![CDATA[Melvin]]></category>
		<category><![CDATA[Tholl]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3477</guid>
		<description><![CDATA[REITERATION THAT INCOME AND EXPENSE CHANGES MAY BE CONSIDERED POST PETITION IN 13. In re Tholl, Case No. 07-22677 December 2008, Judge Somers Court reviewed and followed the Melvin decision regarding changes of income and expenses after the filing of the chapter 13 bankruptcy but prior to confirmation of the chapter 13 bankruptcy plan.]]></description>
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		<title>Bankruptcy-It Could Happen to Anyone</title>
		<link>http://bankruptcykansas.info/bankruptcy-it-could-happen-to-anyone/</link>
		<comments>http://bankruptcykansas.info/bankruptcy-it-could-happen-to-anyone/#comments</comments>
		<pubDate>Thu, 07 Jan 2010 22:07:38 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Financial Help]]></category>
		<category><![CDATA[bankruptcy could happen to anyone]]></category>
		<category><![CDATA[medical debt]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=126</guid>
		<description><![CDATA[Divided We Fail Medical Bills Bankruptcy Americans]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Deviation from Bankruptcy Means Test for Expenses, Too</title>
		<link>http://bankruptcykansas.info/deviation-from-means-test-for-expenses-too/</link>
		<comments>http://bankruptcykansas.info/deviation-from-means-test-for-expenses-too/#comments</comments>
		<pubDate>Thu, 07 Jan 2010 17:28:07 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Means Test]]></category>
		<category><![CDATA[22C]]></category>
		<category><![CDATA[Arroyo]]></category>
		<category><![CDATA[B22C]]></category>
		<category><![CDATA[bankruptcy means test]]></category>
		<category><![CDATA[debtor's expenses]]></category>
		<category><![CDATA[Hoss]]></category>
		<category><![CDATA[Judge Karlin]]></category>
		<category><![CDATA[Judge Nugent]]></category>
		<category><![CDATA[Judge Somers]]></category>
		<category><![CDATA[Lanning]]></category>
		<category><![CDATA[Melvin]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3447</guid>
		<description><![CDATA[LANNING EXTENDED TO EXPENSE SIDE In re Melvin, Case No. 07-22352 December 2008 Judge Somers Court extended the Lanning analysis and found there was no binding precedent on the issue of whether actual of 22C expenses were mandated and found that 22C expenses may be deviated from also. This is consistent with dicta in Lanning, [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>How Can I Afford to File Bankruptcy?</title>
		<link>http://bankruptcykansas.info/how-can-i-afford-to-file-bankruptcy/</link>
		<comments>http://bankruptcykansas.info/how-can-i-afford-to-file-bankruptcy/#comments</comments>
		<pubDate>Wed, 06 Jan 2010 22:05:14 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Financial Help]]></category>
		<category><![CDATA[afford attorney]]></category>
		<category><![CDATA[cost of filing bankruptcy]]></category>
		<category><![CDATA[paying your attorney]]></category>
		<category><![CDATA[representing yourself]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=140</guid>
		<description><![CDATA[How can I afford to file bankruptcy? If I can&#8217;t pay my bills, how can I afford to pay my bankruptcy attorney? If I can&#8217;t pay my bills, how can I afford to pay my bankruptcy attorney? Part Two Representing yourself How much does bankruptcy cost? Cost of filing bankruptcy]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>I Feel So Guilty Filing Bankruptcy</title>
		<link>http://bankruptcykansas.info/guilt/</link>
		<comments>http://bankruptcykansas.info/guilt/#comments</comments>
		<pubDate>Wed, 06 Jan 2010 21:10:25 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Benefits of Bankruptcy]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Financial Help]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[financial peace]]></category>
		<category><![CDATA[fresh start]]></category>
		<category><![CDATA[guilt]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=838</guid>
		<description><![CDATA[People seeking debt relief often feel guilty about filing for bankruptcy.  We are raised to pay our debts and conditioned to feel bad when we can&#8217;t.  In fact,  people will go to extreme measures, such as depleting the retirement account, to avoid bankruptcy. When you can&#8217;t pay your bills because your credit card lenders have [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How Do I Deduct My Non-Filing Spouse&#8217;s Expenses on the Bankruptcy Means Test?</title>
		<link>http://bankruptcykansas.info/how-do-i-deduct-my-non-filing-spouses-expenses-on-the-bankruptcy-means-test/</link>
		<comments>http://bankruptcykansas.info/how-do-i-deduct-my-non-filing-spouses-expenses-on-the-bankruptcy-means-test/#comments</comments>
		<pubDate>Wed, 06 Jan 2010 17:22:51 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Means Test]]></category>
		<category><![CDATA[bankruptcy means test]]></category>
		<category><![CDATA[Dugan]]></category>
		<category><![CDATA[Judge Karlin]]></category>
		<category><![CDATA[marital adjustment]]></category>
		<category><![CDATA[nonfiling spouse]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3440</guid>
		<description><![CDATA[HOW EXACTLY DO WE DEDUCT ‘MARITAL ADJUSTMENTS’? In re Dugan, Case No. 07-40899 August, 2008, Judge Karlin Chapter 13 Trustee objections to debtor’s attempts to include a marital adjustment on Lines 13 and 19 for a non-filing spouse and a deduction for transportation expenses. Court allowed, in theory, the marital deduction, but found it had [...]]]></description>
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