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We are a Debt Relief Agency

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We are a debt relief agency at Bankruptcy Law Office.  That means we help people file for relief under the bankruptcy code.  Congress changed in law in 2005 and required that we call ourselves a debt relief agency to make sure you know that we are bankruptcy attorneys. Congress also requires that we give you…

Who are the Chapter 7 Trustees in Kansas?

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Chapter 7 Trustees The chapter 7 interim trustees for cases filed in the the U.S. Bankruptcy Court for the District of Kansas are charged with liquidating non-exempt property and recovering transfers improperly made by you prior to the filing of your petition. They turn these assets into cash and pay the cash to your creditors….

Credit Counseling Before Bankruptcy

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Everyone who files a bankruptcy must get a credit counseling certificate before the bankruptcy can be filed. There are almost no exceptions. You do not have to pay your bills in a debt repayment plan through a credit counselor.  In fact, the credit counselors say 1 to 3% of people who do the pre-bankruptcy counseling…

Bankruptcy Trustees in Kansas

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Chapter 13 Bankruptcy Trustee – Topeka Chapter 13 Bankruptcy Trustee – Kansas City, Kansas Chapter 13 Bankruptcy Trustee – Wichita Chapter 7 Bankruptcy Trustees Chapter 12 Bankruptcy Trustee U.S. Trustee Region 20 – Wichita Executive Office of the United States Trustee Image Credit: Some rights reserved by cote

How to Contact the Topeka Bankruptcy Law Office

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Stop being stressed out by bills you can’t pay! Get the fresh start only the federal bankruptcy laws can give you. Contact us at the Topeka Bankruptcy Law Office today! Mark Neis and Jill Michaux, Topeka’s only consumer bankruptcy law specialists.  You expect board certification in your doctor, expect it in your lawyer, too. Bankruptcy Law…

Earned Income Tax Credits Now Exempt in Kansas Bankruptcy

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Debtors will get to keep one year of earned income tax credits when filing bankruptcy in Kansas. A new law went into effect April 14, 2011, granting the exemption.  This change in the law will prevent bankruptcy trustees from taking the portion of income tax refunds that is EITC, a valuable benefit for low to…

Money Health Central Takes Mystery Out of Personal Finance

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We are proud to announce that our own, Jill Michaux, has helped to create another resource for consumers in financial need. Money Health Central is designed to take some of the myth and mystery out of budgeting and finance for regular people who need to watch where their money goes. The site will contain everything…

IRS Gets 90 Days When Clock Stops

In re Montgomery, (Bkrtcy.D.Kan.) (Judge Somers Case No. 10-20869) February 24, 2011: Claims – Taxing authority was entitled to only one 90-day enlargement on top of all suspension periods. The suspension paragraph of the tax priority provision, in requiring suspension of the three-year “lookback” period for “any time during which an automatic stay was in…

What is the Means Test?

Among the major tweaks in the 2005 bankruptcy law revision is the so-called means test. Simply put, all consumer debtors must compare household income to their statewide median income of households of similar size. NOTE: debtors with business debts ARE NOT subject to the means test. United States Code §707 (b) (2) (A) (i) (I)…

History of BAPCPA: Special Interest Legislation at Its Worst

BAPCPA (Bankruptcy Abuse Prevention And Consumer Protection Act Of 2005) has been characterized as among the best (or worst depending on point of view) examples of special interest federal legislation ever passed by Congress. The act’s history is important: Under pressure from creditor lobbying efforts, Congress and the Clinton administration in 1994 funded a bi-partisan…

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