Documents to Bring to Your Bankruptcy Attorney Meeting
Please bring these documents to our office when you come to meet with Mark Neis or Jill Michaux. Do your best to find these papers. They are very important. We know it is difficult to come up with all these documents, but, unfortunately, we cannot file your case without this information. If you are missing documents, please call us at 785-354-1471 to see if there is a work around. Thanks.
_____ Certificate of Credit Counseling and worksheets if you have already done this. If you have not done this, please wait and discuss this step with us. We will assist you. Credit counseling must be done before the bankruptcy case is filed.
_____ Bills and statements from ALL creditors and collectors, including your living expenses, whether or not you want to pay them or discharge in the bankruptcy. We must know about all creditors including your friends and relatives and your friendly creditors. Write down the names and addresses of anyone who might say you owe them. Google is a good way to find addresses.
_____ Pay stubs or printout from all employers and proof of any other income for the last seven (7) months.
_____ Bank statements for all accounts for past seven (7) months.
_____ Federal and state tax returns for 2014 and 2015
_____ 2015 W2s and 1099s, final pay checks of the year, and 2015 tax returns if prepared
(Do not spend any tax refunds without our assistance.)
We must have a copy of 2014 and 2015 federal and state returns with all attachments. We can accept transcripts for 2014 if you have filed your returns. You may get free transcripts from the IRS from this IRS website. Taxpayer Assistance at Docking State Office Building in Topeka will provide printouts for state returns for $5-10 per year. If you have not filed tax returns for 2002 through 2014, you will need the original returns or proof that you are not required to file federal or state income tax returns. Both the IRS and the State of Kansas will check your history for filings and file an estimated claim for any unfiled year. Your bankruptcy case will be dismissed if returns are not filed.
______ Deeds, promissory notes, mortgages, purchase papers, property tax statements, or contracts on any real estate you own or are buying with approximate payoff amount.
______ Registrations or titles for all vehicles and proof of insurance showing full coverage and lender as loss payee.
______ Notes, retail installment contracts from banks, credit unions, finance companies or other lenders including pay day loans and car title loans. Also, any security agreements, purchase papers, leases or other documents listing your property as collateral for the purchase of cars, furniture, mobile homes, other personal property, rent to own or cash loans.
______ Liens on any property
______ Divorce decrees, property settlement agreements, child support orders or other domestic lawsuit documents, prenuptual and postnuptual agreements, and the current name and address of the other person in those lawsuits and agreements, amount due if you owe.
______ Statements for life insurance policies that have a cash value and annuities. You do not need to bring term life policies.
______ Judgments or court orders entered against you or in your favor. Garnishment papers.
______ Executory contracts, leases, contracts for sale or deed and lease-purchase contracts or rent-to-own agreements.
______ Statement for your IRA, Roth IRA, 401(k) or 403(b) plan, profit sharing plan, KPERS, tax sheltered annuity or other retirement plan. Promissory note for any loans against your retirement plan.
______ Your government issued photo ID
______ Proof of your Social Security number (SS card, W2, 1099, pay stub, health card)
______ Credit reports you already have.
______ If you have not already done your credit counseling, $14.95 for Debtorcc.com.
______ $25 for individuals and $50 for couples for credit reports we run. We run credit reports even if you have already done so.
______ Trusts you own or are the beneficiary of.
______ If you have lived outside the State of Kansas in the past five years, please bring a list of dates and places you resided for the past five years.
______ Business records. Call us to discuss what documents will be needed for your business. At a minimum, we will need business tax returns, bank statements, asset lists and values, creditor lists, monthly income and expense figures for the previous seven months and the current tax year, stock, and ownership documents.
______ Prior bankruptcy case information, date filed, case number, type of case, whether discharge granted, any papers you have.
______ Documentation of any property in your name that belongs to someone else or any property that belongs to you in the name of someone else.
______ Documentation for any property you have sold, transferred, given away, pledged or put in someone else’s name in the past 10 years.
______ $7 cash for parking in Tower Parking, the garage does not accept debit or credit cards or checks
Neis & Michaux, P.A.
Bankruptcy Law Office
534 S. Kansas Ave., Ste. 825
Topeka, KS 66603
We are located on the 8th floor of the Topeka Tower at 6th Street and Kansas Avenue in Downtown Topeka (formerly known as Bank of America Tower).