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	<title>Kansas Bankruptcy Law Information&#187; Bad Outcomes, Fraud, Bankruptcy Crimes</title>
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		<title>Alternatives to Filing Bankruptcy</title>
		<link>http://bankruptcykansas.info/alternatives-bankruptcy/</link>
		<comments>http://bankruptcykansas.info/alternatives-bankruptcy/#comments</comments>
		<pubDate>Wed, 01 Jun 2011 18:03:23 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Bad Outcomes, Fraud, Bankruptcy Crimes]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[bankruptcy alternatives]]></category>
		<category><![CDATA[debt management plan]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[doing nothing]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=5550</guid>
		<description><![CDATA[&#160; Debt Settlement Scams You are an honest person. You are desperate to find a way to pay your bills, but your paycheck just doesn&#8217;t stretch far enough.  You are robbing Peter to pay Paul. You see commercials on TV and the Internet promising to solve your financial problems. Your guts tell you the &#8220;solution&#8221; [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/must-i-do-before-filing-bankruptcy-alternatives-consider/' rel='bookmark' title='What Must I Do Before Filing Bankruptcy? Alternatives to Consider'>What Must I Do Before Filing Bankruptcy? Alternatives to Consider</a> <small>Some of the approved credit counseling agencies offer debt management...</small></li>
<li><a href='http://bankruptcykansas.info/what-else-should-i-know-about-filing-bankruptcy/' rel='bookmark' title='What Else Should I Know About Filing Bankruptcy?'>What Else Should I Know About Filing Bankruptcy?</a> <small>Utility services&#8211;Public utilities, such as the electric company, can not...</small></li>
<li><a href='http://bankruptcykansas.info/guilt/' rel='bookmark' title='I Feel So Guilty Filing Bankruptcy'>I Feel So Guilty Filing Bankruptcy</a> <small>People seeking debt relief often feel guilty about filing for...</small></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Corporation Not Personal Piggy Bank, Bankruptcy Discharge Denied For Fraud</title>
		<link>http://bankruptcykansas.info/your-corporation-not-your-personal-piggy-bank-bankruptcy-discharge-could-be-denied-for-fraud/</link>
		<comments>http://bankruptcykansas.info/your-corporation-not-your-personal-piggy-bank-bankruptcy-discharge-could-be-denied-for-fraud/#comments</comments>
		<pubDate>Fri, 25 Feb 2011 15:00:24 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Bad Outcomes, Fraud, Bankruptcy Crimes]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=5128</guid>
		<description><![CDATA[In re Karr, (Bkrtcy.D.Kan.) (Judge Somers Case No. 09-20008. February 24, 2011: Discharge &#8211; Intent to defraud could be inferred from circumstances surrounding diversion of funds. A Chapter 7 debtor&#8217;s conduct in the year preceding the bankruptcy filing of his wholly-owned corporation, in using the corporation as a piggy bank to pay personal expenses of [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/file-bankruptcy-lfor-business-credit-cards/' rel='bookmark' title='Should My LLC or Small Corp File Bankruptcy?'>Should My LLC or Small Corp File Bankruptcy?</a> <small>Should my LCC or small corporation file bankruptcy?  Usually not. ...</small></li>
<li><a href='http://bankruptcykansas.info/kansas-city-bank-shut/' rel='bookmark' title='Kansas City Bank Shut Down'>Kansas City Bank Shut Down</a> <small>Bank regulators from the Federal Deposit Insurance Corporation (FDIC) shut...</small></li>
<li><a href='http://bankruptcykansas.info/mortgage-creditor-denied-bankruptcy-attorney-fees/' rel='bookmark' title='Mortgage Creditor Denied Bankruptcy Attorneys Fees'>Mortgage Creditor Denied Bankruptcy Attorneys Fees</a> <small>A mortgage creditor may not include attorneys fees in its...</small></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Will The Bankruptcy Trustee Take My Tax Refund in Kansas?</title>
		<link>http://bankruptcykansas.info/will-bankruptcy-trustee-take-my-tax-refund/</link>
		<comments>http://bankruptcykansas.info/will-bankruptcy-trustee-take-my-tax-refund/#comments</comments>
		<pubDate>Wed, 02 Feb 2011 18:18:52 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Bad Outcomes, Fraud, Bankruptcy Crimes]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[assets]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy lawyer]]></category>
		<category><![CDATA[bankruptcy trustee]]></category>
		<category><![CDATA[property of estate]]></category>
		<category><![CDATA[tax refund]]></category>
		<category><![CDATA[tax refunds in bankruptcy]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=4788</guid>
		<description><![CDATA[A common question I get this time of year is whether the trustee will take the debtor&#8217;s tax refund if he files for bankruptcy.  The answer depends upon many factors.  Talk to your bankruptcy lawyer.  Don&#8217;t spend your tax refund until you know for sure your bankruptcy trustee does not claim it.  Spending a tax refund instead [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/tax-refund-bankruptcy/' rel='bookmark' title='Tax Refund in Bankruptcy'>Tax Refund in Bankruptcy</a> <small>Cathy Moran on the Bankruptcy Soapbox reminds us of an...</small></li>
<li><a href='http://bankruptcykansas.info/beware-tax-refund-loans/' rel='bookmark' title='Beware of Tax Refund Loans'>Beware of Tax Refund Loans</a> <small>Tax refund anticipation loans Some tax return preparers offer to...</small></li>
<li><a href='http://bankruptcykansas.info/tax-refunds-attorney-fees-then-bankruptcy-trustee/' rel='bookmark' title='Tax Refunds to Attorney Fees then Bankruptcy Trustee'>Tax Refunds to Attorney Fees then Bankruptcy Trustee</a> <small>TAX REFUND ASSIGNMENTS AND CHAPTER 7 In re: Sydmark, Case...</small></li>
</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Can I File Bankruptcy Without an Attorney in Kansas?</title>
		<link>http://bankruptcykansas.info/can-i-file-bankruptcy-without-attorney/</link>
		<comments>http://bankruptcykansas.info/can-i-file-bankruptcy-without-attorney/#comments</comments>
		<pubDate>Thu, 11 Nov 2010 15:10:19 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Bad Outcomes, Fraud, Bankruptcy Crimes]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[filing for bankruptcy]]></category>
		<category><![CDATA[pro se]]></category>
		<category><![CDATA[representing yourself]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=4691</guid>
		<description><![CDATA[Since the bankruptcy laws were changed in 2005, it is VERY HARD to file a bankruptcy petition without an attorney. The process is difficult and you may lose property or other rights if you do not know the law. The New York City Bankruptcy Assistance Project says, currently, about 9 out of 10 self-prepared bankruptcy [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/can-i-file-bankruptcy-without-attorney/' rel='bookmark' title='Can I File Bankruptcy Without an Attorney?'>Can I File Bankruptcy Without an Attorney?</a> <small>Although it may be possible for some people to file...</small></li>
<li><a href='http://bankruptcykansas.info/what-will-happen-to-my-home-and-car-if-i-file-bankruptcy/' rel='bookmark' title='What Will Happen to My Home and Car If I File Bankruptcy?'>What Will Happen to My Home and Car If I File Bankruptcy?</a> <small>In most cases you will not lose your home or...</small></li>
<li><a href='http://bankruptcykansas.info/how-can-i-afford-to-file-bankruptcy/' rel='bookmark' title='How Can I Afford to File Bankruptcy?'>How Can I Afford to File Bankruptcy?</a> <small>How can I afford to file bankruptcy? If I can&#8217;t...</small></li>
</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Debt Settlement Companies Fleecing Debtors</title>
		<link>http://bankruptcykansas.info/debt-settlement-companies-fleecing-debtors/</link>
		<comments>http://bankruptcykansas.info/debt-settlement-companies-fleecing-debtors/#comments</comments>
		<pubDate>Sun, 20 Jun 2010 13:08:54 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Bad Outcomes, Fraud, Bankruptcy Crimes]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=4095</guid>
		<description><![CDATA[Peddling Relief, Firms Put Debtors in Deeper Hole Video:  Unsettled Anxieties Debt Settlement Plans Run As Fast As You Can Related posts: Debt Settlement Company Files Bankruptcy, Leaves Consumers in the Lurch The debt settlement company, Debt Relief USA of Addison, TX,... Beware of Credit Repair Companies Beware of Credit Offers Aimed at Recent Bankruptcy [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/debt-settlement-company-files-bankruptcy-leaves-consumers-lurch/' rel='bookmark' title='Debt Settlement Company Files Bankruptcy, Leaves Consumers in the Lurch'>Debt Settlement Company Files Bankruptcy, Leaves Consumers in the Lurch</a> <small>The debt settlement company, Debt Relief USA of Addison, TX,...</small></li>
<li><a href='http://bankruptcykansas.info/beware-of-credit-repair-companies/' rel='bookmark' title='Beware of Credit Repair Companies'>Beware of Credit Repair Companies</a> <small>Beware of Credit Offers Aimed at Recent Bankruptcy Filers Credit...</small></li>
<li><a href='http://bankruptcykansas.info/years-resolutions-for-resolving-debt/' rel='bookmark' title='New Year&#039;s Resolutions for Resolving Debt'>New Year&#039;s Resolutions for Resolving Debt</a> <small>Here are five New Year&#8217;s resolutions my blogging colleague, Peter...</small></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Kansans Fare Better on Bankruptcy Audits</title>
		<link>http://bankruptcykansas.info/kansans-fare-better-on-bankruptcy-audits/</link>
		<comments>http://bankruptcykansas.info/kansans-fare-better-on-bankruptcy-audits/#comments</comments>
		<pubDate>Mon, 05 Apr 2010 02:08:09 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Bad Outcomes, Fraud, Bankruptcy Crimes]]></category>
		<category><![CDATA[Kansas Bankruptcy News]]></category>
		<category><![CDATA[audit]]></category>
		<category><![CDATA[bankruptcy audit]]></category>
		<category><![CDATA[bankruptcy crime]]></category>
		<category><![CDATA[Kansas]]></category>
		<category><![CDATA[material misrepresentation]]></category>
		<category><![CDATA[Meet My Fellow Bankruptcy Bloggers]]></category>
		<category><![CDATA[U.S. Trustee]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=4066</guid>
		<description><![CDATA[Kansas debtors have less errors on their bankruptcy paperwork than the national average, according to the report just issued by the U.S. Trustee.  &#8220;Material misstatements&#8221; were reported in 12% of the audited cases, compared with 22% nationwide, although the report does not say just how serious the errors were. The federal government audits bankruptcy cases [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/debtor-audits-stopped-for-now/' rel='bookmark' title='Debtor Audits Stopped (for Now)'>Debtor Audits Stopped (for Now)</a> <small>The U.S. Trustee has stopped auditing debtors in bankruptcy cases....</small></li>
<li><a href='http://bankruptcykansas.info/documents-do-i-need-for-bankruptcy-audit/' rel='bookmark' title='What Documents Do I Need for a Bankruptcy Audit?'>What Documents Do I Need for a Bankruptcy Audit?</a> <small>One in 1000 bankruptcy cases are randomly selected by the...</small></li>
<li><a href='http://bankruptcykansas.info/more-kansans-qualify-for-bankruptcy-with-increased-income-guidelines/' rel='bookmark' title='More Kansans Can Qualify for Bankruptcy Help with Increased Income Allowances'>More Kansans Can Qualify for Bankruptcy Help with Increased Income Allowances</a> <small>The Kansas income guidelines for the bankruptcy means test go...</small></li>
</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What If Debtor Destroys Collateral?</title>
		<link>http://bankruptcykansas.info/if-debtor-destroys-collateral/</link>
		<comments>http://bankruptcykansas.info/if-debtor-destroys-collateral/#comments</comments>
		<pubDate>Wed, 13 Jan 2010 01:38:57 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Bad Outcomes, Fraud, Bankruptcy Crimes]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Discharge]]></category>
		<category><![CDATA[5th amendment]]></category>
		<category><![CDATA[complaint]]></category>
		<category><![CDATA[dischargeability of debt]]></category>
		<category><![CDATA[extension of time]]></category>
		<category><![CDATA[intentional destruction of collateral]]></category>
		<category><![CDATA[Judge Karlin]]></category>
		<category><![CDATA[Murrow]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3691</guid>
		<description><![CDATA[INTENTIONAL DESTRUCTION OF COLLATERAL? In re Murrow, Case No. 07-41061 March 2008, Judge Karlin Creditor was give an additional time to amend its complaint. Debtor took the 5th but the intimation of the discussion in the decision is that debtor likely intentionally destroyed the vehicle but insufficient facts were alleged. Digest by:  Jan Hamilton, Trustee [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/creditor-gets-deficiency-claim-after-collateral-surrender/' rel='bookmark' title='Creditor Gets Deficiency Claim After Collateral Surrender'>Creditor Gets Deficiency Claim After Collateral Surrender</a> <small>10th CIRCUIT ‘RULES’ In re Rule, Case No. 06-22145 July,...</small></li>
<li><a href='http://bankruptcykansas.info/debtor-may-be-converted-7-no-discharge/' rel='bookmark' title='Debtor May Be Converted to 7 with No Discharge'>Debtor May Be Converted to 7 with No Discharge</a> <small>DEBTORS MAY BE CONVERTED TO 7 EVEN THOUGH NOT ELIGIBLE...</small></li>
<li><a href='http://bankruptcykansas.info/when-do-circumstances-change-the-bankruptcy-means-test/' rel='bookmark' title='Surrendered Collateral Doesn&#8217;t Count on Bankruptcy Means Test?'>Surrendered Collateral Doesn&#8217;t Count on Bankruptcy Means Test?</a> <small>22C EXPENSE NOT PERMITTED ON SURRENDERED COLLATERAL In re Miller,...</small></li>
</ol>]]></description>
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		<item>
		<title>Debtor May Be Converted to 7 with No Discharge</title>
		<link>http://bankruptcykansas.info/debtor-may-be-converted-7-no-discharge/</link>
		<comments>http://bankruptcykansas.info/debtor-may-be-converted-7-no-discharge/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 23:54:12 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Bad Outcomes, Fraud, Bankruptcy Crimes]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Conversion]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Discharge]]></category>
		<category><![CDATA[assets to liquidate]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[converted to 7]]></category>
		<category><![CDATA[ineligible]]></category>
		<category><![CDATA[Judge Somers]]></category>
		<category><![CDATA[no discharge]]></category>
		<category><![CDATA[Rogers]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3608</guid>
		<description><![CDATA[DEBTORS MAY BE CONVERTED TO 7 EVEN THOUGH NOT ELIGIBLE FOR 7 DISCHARGE In re Rogers, Case No. 08-21487 January 2009, Judge Somers In a case in which assets may be liquidated, a 13 may be converted to a 7 even though debtors may not be eligible for a 7 discharge. Digest by:  Jan Hamilton, [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/reconversion-fails-no-discharge-bankruptcy-dismissed/' rel='bookmark' title='Reconversion Fails, No Discharge Bankruptcy Dismissed'>Reconversion Fails, No Discharge Bankruptcy Dismissed</a> <small>CONVERSION CONFUSION In re Fry, Case No. 04-16887 October 2008...</small></li>
<li><a href='http://bankruptcykansas.info/if-debtor-destroys-collateral/' rel='bookmark' title='What If Debtor Destroys Collateral?'>What If Debtor Destroys Collateral?</a> <small>INTENTIONAL DESTRUCTION OF COLLATERAL? In re Murrow, Case No. 07-41061...</small></li>
<li><a href='http://bankruptcykansas.info/no-early-payoff-but-chapter-13-bankruptcy-plan-modification-possible/' rel='bookmark' title='No Early Payoff, But Chapter 13 Bankruptcy Plan Modification Possible'>No Early Payoff, But Chapter 13 Bankruptcy Plan Modification Possible</a> <small>PLAN MAY NOT PROPOSE EARLY PAYOFF BUT 1329 MAY ALLOW...</small></li>
</ol>]]></description>
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		<title>Foreclosure No Excuse for No Credit Counseling Before Bankruptcy</title>
		<link>http://bankruptcykansas.info/foreclose-no-excuse-for-no-credit-counseling-before-bankruptcy/</link>
		<comments>http://bankruptcykansas.info/foreclose-no-excuse-for-no-credit-counseling-before-bankruptcy/#comments</comments>
		<pubDate>Sun, 10 Jan 2010 19:06:23 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Bad Outcomes, Fraud, Bankruptcy Crimes]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[109(h)(1)]]></category>
		<category><![CDATA[credit counseling]]></category>
		<category><![CDATA[dismiss]]></category>
		<category><![CDATA[exigent circumstances]]></category>
		<category><![CDATA[Judge Nugent]]></category>
		<category><![CDATA[pro se]]></category>
		<category><![CDATA[Thomas]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3498</guid>
		<description><![CDATA[FAILURE TO OBTAIN CREDIT COUNSELING—EXIGENT CIRCUMSTANCES In re Thomas, Case No. 06-10242 March 2006, Judge Nugent Pro se case dismissed for failure to obtain credit counseling. Certificate of exigent circumstances which recites pending foreclosure insufficient, case dismissed. 109(h)(1).﻿ Related posts: No Credit Counseling Certificate, No Bankruptcy 109(h) CREDIT COUNSELING NOT OBTAINED WITHIN 180 DAYS IS [...]
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<li><a href='http://bankruptcykansas.info/no-credit-counseling-certificate-no-bankruptcy/' rel='bookmark' title='No Credit Counseling Certificate, No Bankruptcy'>No Credit Counseling Certificate, No Bankruptcy</a> <small>109(h) CREDIT COUNSELING NOT OBTAINED WITHIN 180 DAYS IS FATAL...</small></li>
<li><a href='http://bankruptcykansas.info/credit-counseling-before-bankruptcy/' rel='bookmark' title='Credit Counseling Before Bankruptcy'>Credit Counseling Before Bankruptcy</a> <small>Everyone who files a bankruptcy must get a credit counseling...</small></li>
<li><a href='http://bankruptcykansas.info/no-counseling-for-involuntary-bankruptcy/' rel='bookmark' title='No Counseling for Involuntary Bankruptcy'>No Counseling for Involuntary Bankruptcy</a> <small>INVOLUNTARY DEBTOR NOT REQUIRED TO OBTAIN PRE PETITION COUNSELING In...</small></li>
</ol>]]></description>
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		<title>What Documents Do I Need for a Bankruptcy Audit?</title>
		<link>http://bankruptcykansas.info/documents-do-i-need-for-bankruptcy-audit/</link>
		<comments>http://bankruptcykansas.info/documents-do-i-need-for-bankruptcy-audit/#comments</comments>
		<pubDate>Sun, 03 Jan 2010 16:18:39 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Bad Outcomes, Fraud, Bankruptcy Crimes]]></category>
		<category><![CDATA[accuracy of schedules]]></category>
		<category><![CDATA[audit]]></category>
		<category><![CDATA[bankruptcy audit]]></category>
		<category><![CDATA[material misstatement]]></category>
		<category><![CDATA[Meet My Fellow Bankruptcy Bloggers]]></category>
		<category><![CDATA[random audit]]></category>
		<category><![CDATA[U.S. Trustee]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3397</guid>
		<description><![CDATA[One in 1000 bankruptcy cases are randomly selected by the U.S. Trustee for audit.  When that happens, the debtor is sent a letter requesting copies of the following documents: Payment advices [paystubs] from an employer covering the six calendar months preceding the date of filing for the debtor and the debtor&#8217;s spouse. Federal income tax [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/kansans-fare-better-on-bankruptcy-audits/' rel='bookmark' title='Kansans Fare Better on Bankruptcy Audits'>Kansans Fare Better on Bankruptcy Audits</a> <small>Kansas debtors have less errors on their bankruptcy paperwork than...</small></li>
<li><a href='http://bankruptcykansas.info/debtor-audits-stopped-for-now/' rel='bookmark' title='Debtor Audits Stopped (for Now)'>Debtor Audits Stopped (for Now)</a> <small>The U.S. Trustee has stopped auditing debtors in bankruptcy cases....</small></li>
</ol>]]></description>
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