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	<title>Kansas Bankruptcy Law Information&#187; Benefits of Bankruptcy</title>
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	<link>http://bankruptcykansas.info</link>
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		<title>Will Bankruptcy Hurt My Immigration Status?</title>
		<link>http://bankruptcykansas.info/immigration/</link>
		<comments>http://bankruptcykansas.info/immigration/#comments</comments>
		<pubDate>Thu, 21 Oct 2010 14:33:42 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Benefits of Bankruptcy]]></category>
		<category><![CDATA[filing for bankruptcy]]></category>
		<category><![CDATA[immigration]]></category>
		<category><![CDATA[immigration status]]></category>
		<category><![CDATA[permanent residency]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=4657</guid>
		<description><![CDATA[Here is a post by my friend and fellow blogger, Jay Fleischman, on his blog about filing for bankruptcy and the impact on your immigration status.  I like his common sense advice. When a potential client is sitting in front of me and contemplates filing for bankruptcy, they often ask about the impact of the [...]
No related posts.]]></description>
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		<title>I Feel So Guilty Filing Bankruptcy</title>
		<link>http://bankruptcykansas.info/guilt/</link>
		<comments>http://bankruptcykansas.info/guilt/#comments</comments>
		<pubDate>Wed, 06 Jan 2010 21:10:25 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Benefits of Bankruptcy]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Financial Help]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[financial peace]]></category>
		<category><![CDATA[fresh start]]></category>
		<category><![CDATA[guilt]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=838</guid>
		<description><![CDATA[People seeking debt relief often feel guilty about filing for bankruptcy.  We are raised to pay our debts and conditioned to feel bad when we can&#8217;t.  In fact,  people will go to extreme measures, such as depleting the retirement account, to avoid bankruptcy. When you can&#8217;t pay your bills because your credit card lenders have [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/what-else-should-i-know-about-filing-bankruptcy/' rel='bookmark' title='What Else Should I Know About Filing Bankruptcy?'>What Else Should I Know About Filing Bankruptcy?</a> <small>Utility services&#8211;Public utilities, such as the electric company, can not...</small></li>
<li><a href='http://bankruptcykansas.info/alternatives-bankruptcy/' rel='bookmark' title='Alternatives to Filing Bankruptcy'>Alternatives to Filing Bankruptcy</a> <small>&nbsp; Debt Settlement Scams You are an honest person. You...</small></li>
<li><a href='http://bankruptcykansas.info/must-i-do-before-filing-bankruptcy-alternatives-consider/' rel='bookmark' title='What Must I Do Before Filing Bankruptcy? Alternatives to Consider'>What Must I Do Before Filing Bankruptcy? Alternatives to Consider</a> <small>Some of the approved credit counseling agencies offer debt management...</small></li>
</ol>]]></description>
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		<item>
		<title>What Happens to Divorce Debts in Bankruptcy?</title>
		<link>http://bankruptcykansas.info/divorce-debts/</link>
		<comments>http://bankruptcykansas.info/divorce-debts/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 20:21:39 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Benefits of Bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Discharge]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[discharged in bankruptcy]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[domestic support obligation]]></category>
		<category><![CDATA[hold harmless]]></category>
		<category><![CDATA[not discharged in bankruptcy]]></category>
		<category><![CDATA[property settlement]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=2054</guid>
		<description><![CDATA[Debts in the nature of support of child or former spouse are not discharged in either chapter 7 or 13 bankruptcy. What about property settlement debts?  If the divorce decree contains a hold harmless obligation that makes one spouse indemnify the other spouse, then the hold harmess oglibation is a separate debt to the spouse [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/would-jesus-say-about-debts-bankruptcy/' rel='bookmark' title='What Would Jesus Say About Debts and Bankruptcy?'>What Would Jesus Say About Debts and Bankruptcy?</a> <small>The Old Testament teaches the legal and moral obligation to...</small></li>
<li><a href='http://bankruptcykansas.info/owe-secured-debts-mortgages-car-loans-bankruptcy/' rel='bookmark' title='Do I Still Owe Secured Debts (Mortgages, Car Loans) After Bankruptcy?'>Do I Still Owe Secured Debts (Mortgages, Car Loans) After Bankruptcy?</a> <small>Yes and No.  The term “secured debt” applies when you...</small></li>
<li><a href='http://bankruptcykansas.info/will-bankruptcy-wipe-out-all-my-debts/' rel='bookmark' title='Will Bankruptcy Wipe Out All My Debts?'>Will Bankruptcy Wipe Out All My Debts?</a> <small>Yes, with some exceptions.  Bankruptcy will not normally wipe out:...</small></li>
</ol>]]></description>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>What are Bankruptcy Avoidance Powers?</title>
		<link>http://bankruptcykansas.info/what-are-bankruptcy-avoidance-powers/</link>
		<comments>http://bankruptcykansas.info/what-are-bankruptcy-avoidance-powers/#comments</comments>
		<pubDate>Fri, 18 Dec 2009 22:56:30 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Bad Outcomes, Fraud, Bankruptcy Crimes]]></category>
		<category><![CDATA[Benefits of Bankruptcy]]></category>
		<category><![CDATA[Trustees]]></category>
		<category><![CDATA[avoidance powers]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy avoidance powers]]></category>
		<category><![CDATA[bankruptcy trustee]]></category>
		<category><![CDATA[debtor in possession]]></category>
		<category><![CDATA[lien avoidance]]></category>
		<category><![CDATA[preferences]]></category>
		<category><![CDATA[preferential payments]]></category>
		<category><![CDATA[recover transfers of property]]></category>
		<category><![CDATA[void liens]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=2660</guid>
		<description><![CDATA[Avoidance powers: Rights given to the bankruptcy trustee (or the debtor in possession in a Chapter 11) to recover certain transfers of property such as preferences or fraudulent transfers or to void liens created before the commencement of a bankruptcy case. More on preferences. Related posts: What is Bankruptcy Lien Avoidance? Avoidance: The Bankruptcy Code [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/what-is-bankruptcy-lien-avoidance/' rel='bookmark' title='What is Bankruptcy Lien Avoidance?'>What is Bankruptcy Lien Avoidance?</a> <small>Avoidance: The Bankruptcy Code permits the debtor to eliminate (avoid)...</small></li>
</ol>]]></description>
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		<item>
		<title>What is Bankruptcy Lien Avoidance?</title>
		<link>http://bankruptcykansas.info/what-is-bankruptcy-lien-avoidance/</link>
		<comments>http://bankruptcykansas.info/what-is-bankruptcy-lien-avoidance/#comments</comments>
		<pubDate>Thu, 17 Dec 2009 22:53:22 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Benefits of Bankruptcy]]></category>
		<category><![CDATA[Exemptions & What You Get to Keep]]></category>
		<category><![CDATA[avoidance]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy code]]></category>
		<category><![CDATA[bankruptcy lien avoidance]]></category>
		<category><![CDATA[exemption]]></category>
		<category><![CDATA[impair exemption]]></category>
		<category><![CDATA[judgment lien]]></category>
		<category><![CDATA[lien avoidance]]></category>
		<category><![CDATA[lien stripping]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=2658</guid>
		<description><![CDATA[Avoidance: The Bankruptcy Code permits the debtor to eliminate (avoid) some kinds of liens that interfere with (or impair) an exemption claimed in the bankruptcy. Most judgment liens that have attached to the debtor’s home can be avoided if the total of the liens (mortgages, judgment liens and statutory liens) is greater than the value [...]
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<li><a href='http://bankruptcykansas.info/what-are-bankruptcy-avoidance-powers/' rel='bookmark' title='What are Bankruptcy Avoidance Powers?'>What are Bankruptcy Avoidance Powers?</a> <small>Avoidance powers: Rights given to the bankruptcy trustee (or the...</small></li>
<li><a href='http://bankruptcykansas.info/collateral-bankruptcy/' rel='bookmark' title='What Is Collateral in Bankruptcy?'>What Is Collateral in Bankruptcy?</a> <small>Collateral: The property that is subject to a lien. A...</small></li>
<li><a href='http://bankruptcykansas.info/chapter-13-bankruptcy-home-loan-modification-proposal-killed-3587-kansas-foreclosures-could-have-been-prevented/' rel='bookmark' title='Bailout No Help for Kansas Home Borrowers'>Bailout No Help for Kansas Home Borrowers</a> <small>Legislation that would have allowed for bankruptcy court-supervised loan modifications...</small></li>
</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Do You Owe What I Owe? Peace, Fresh Start Waiting for You New Year&#039;s Night</title>
		<link>http://bankruptcykansas.info/do-you-owe-what-i-owe-a-christmas-carol/</link>
		<comments>http://bankruptcykansas.info/do-you-owe-what-i-owe-a-christmas-carol/#comments</comments>
		<pubDate>Thu, 17 Dec 2009 04:49:44 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Benefits of Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=2680</guid>
		<description><![CDATA[My blogging colleague, Wendell Sherk of St. Louis, MO, wrote this bankruptcy riff on an old Christmas carol: Do You Owe What I Owe? (To the tune of “Do You Hear What I Hear?”) Said the neighbor to the young man, “Do you owe what I owe? Bills up to the sky, young man, Do [...]
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<li><a href='http://bankruptcykansas.info/chapter-13-bankruptcy-debt-limits/' rel='bookmark' title='Can I Owe Too Much for Chapter 13 Bankruptcy?'>Can I Owe Too Much for Chapter 13 Bankruptcy?</a> <small>Chapter 13 bankruptcy is officially called an adjustment of debts...</small></li>
<li><a href='http://bankruptcykansas.info/owe-secured-debts-mortgages-car-loans-bankruptcy/' rel='bookmark' title='Do I Still Owe Secured Debts (Mortgages, Car Loans) After Bankruptcy?'>Do I Still Owe Secured Debts (Mortgages, Car Loans) After Bankruptcy?</a> <small>Yes and No.  The term “secured debt” applies when you...</small></li>
</ol>]]></description>
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		</item>
		<item>
		<title>What is the Automatic Stay?</title>
		<link>http://bankruptcykansas.info/what-is-the-automatic-stay/</link>
		<comments>http://bankruptcykansas.info/what-is-the-automatic-stay/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 22:42:35 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Benefits of Bankruptcy]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Financial Help]]></category>
		<category><![CDATA[automatic stay]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy automatic stay]]></category>
		<category><![CDATA[bankruptcy case]]></category>
		<category><![CDATA[injunction]]></category>
		<category><![CDATA[relief from automatic stay]]></category>
		<category><![CDATA[relief from stay]]></category>
		<category><![CDATA[stop collection actions]]></category>
		<category><![CDATA[stop foreclosure]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=2652</guid>
		<description><![CDATA[Automatic stay: The injunction issued automatically upon the filing of a bankruptcy case which prohibits collection actions against the debtor, the debtor’s property or the property of the estate. See Relief from Stay on terminating the injunction. Related posts: Don&#8217;t Be Fooled by False Letter that Says Your Bankruptcy is Dismissed &#8211; Your Stay Still [...]
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<li><a href='http://bankruptcykansas.info/mortgage-statements/' rel='bookmark' title='Why Did They Stop Sending My Mortgage Statements After Bankruptcy?'>Why Did They Stop Sending My Mortgage Statements After Bankruptcy?</a> <small>Most home mortgage lenders who send monthly statements to their...</small></li>
<li><a href='http://bankruptcykansas.info/courts-launch-bankruptcy-videos/' rel='bookmark' title='Courts Launch Bankruptcy Videos'>Courts Launch Bankruptcy Videos</a> <small>The federal bankruptcy courts rolled out short web videos on...</small></li>
</ol>]]></description>
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