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	<title>Kansas Bankruptcy Information &#187; Chapter 13</title>
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	<link>http://bankruptcykansas.info</link>
	<description>Topeka Attorneys Helping You Get the Fresh Start Only Federal Bankruptcy Laws Can Give You</description>
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		<title>Topeka Attorneys Observe U.S. Supreme Court Bankruptcy Argument in Lanning</title>
		<link>http://bankruptcykansas.info/topeka-attorneys-observe-u-s-supreme-court-bankruptcy-argument/</link>
		<comments>http://bankruptcykansas.info/topeka-attorneys-observe-u-s-supreme-court-bankruptcy-argument/#comments</comments>
		<pubDate>Wed, 24 Mar 2010 02:09:31 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Kansas Bankruptcy News]]></category>
		<category><![CDATA[Means Test]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[current monthly income]]></category>
		<category><![CDATA[disposable income]]></category>
		<category><![CDATA[Jan Hamilton]]></category>
		<category><![CDATA[Lanning]]></category>
		<category><![CDATA[projected monthly income]]></category>
		<category><![CDATA[U.S. Supreme Court]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=4065</guid>
		<description><![CDATA[We watched the arguments before the U.S. Supreme Court in Washington, D.C., yesterday in the bankruptcy case of Hamilton v. Lanning. We are not involved in this case.  We attended as observers.  The case deals with the formula for determining how much a debtor has to pay her general creditors in a chapter 13 bankruptcy [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankruptcy Code Gets Cost of Living Raise</title>
		<link>http://bankruptcykansas.info/bankruptcy-code-gets-cost-of-living-raise/</link>
		<comments>http://bankruptcykansas.info/bankruptcy-code-gets-cost-of-living-raise/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 15:56:53 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Exemptions & What You Get to Keep]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=4055</guid>
		<description><![CDATA[Certain dollar amounts in the bankruptcy code are adjusted every three years for changes in the cost of living.  The next change will be April 1, 2010.  2010 Federal COLA adjustments]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chapter 13 Bankruptcy Debt Ceilings to Rise 7%</title>
		<link>http://bankruptcykansas.info/chapter-13-bankruptcy-debt-ceilings-to-rise-7/</link>
		<comments>http://bankruptcykansas.info/chapter-13-bankruptcy-debt-ceilings-to-rise-7/#comments</comments>
		<pubDate>Sun, 28 Feb 2010 15:22:13 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=4035</guid>
		<description><![CDATA[More people will be able to get help for their debt problems on April 1, 2010, when the chapter 13 debt limits increase about seven per cent. $360,475 of unsecured debt $1,081,400 of secured debt These numbers are the caps on the amount of debt an individual may have and be eligible for chapter 13 bankruptcy.  [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Gap Insurance, Warranty Not PMSI</title>
		<link>http://bankruptcykansas.info/gap-insurance-warranty-not-pmsi/</link>
		<comments>http://bankruptcykansas.info/gap-insurance-warranty-not-pmsi/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 03:05:33 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Vehicles]]></category>
		<category><![CDATA[GAP insurance]]></category>
		<category><![CDATA[Judge Karlin]]></category>
		<category><![CDATA[Miller]]></category>
		<category><![CDATA[PMSI]]></category>
		<category><![CDATA[service contract]]></category>
		<category><![CDATA[transformation rule]]></category>
		<category><![CDATA[warranty]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3741</guid>
		<description><![CDATA[“TRANSFORMATION” RULE AND NEGATIVE EQUITY DISCUSSED; GAP INSURANCE, SERVICE CONTRACT NOT PART OF COLLATERAL In re Miller, Case No 08-40935 December 2008, Judge Karlin Debtor sought, and was permitted, to pay only the cost of the car, rather than cost plus other charges. Court did not rule on whether certain fees not adequately addressed by [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Negative Equity</title>
		<link>http://bankruptcykansas.info/negative-equity/</link>
		<comments>http://bankruptcykansas.info/negative-equity/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 02:57:09 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Vehicles]]></category>
		<category><![CDATA[1325]]></category>
		<category><![CDATA[1327]]></category>
		<category><![CDATA[1329]]></category>
		<category><![CDATA[910 car claim]]></category>
		<category><![CDATA[Ford]]></category>
		<category><![CDATA[Judge Berger]]></category>
		<category><![CDATA[Judge Nugent]]></category>
		<category><![CDATA[Judge Somers]]></category>
		<category><![CDATA[Kellerman]]></category>
		<category><![CDATA[Kuhasz]]></category>
		<category><![CDATA[negative equity]]></category>
		<category><![CDATA[PMSI]]></category>
		<category><![CDATA[purchase money security interest]]></category>
		<category><![CDATA[UCC]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3733</guid>
		<description><![CDATA[NEGATIVE EQUITY ISSUE NOT RULED UPON IN 1327 CASE In re Kuhasz, Case No. 07-20282 November 2008, Judge Somers Court noted split within the district. Judge Karlin excluded negative equity from PMSI claim in In re Padgett, 389 BR 203, while Judge Nugent included it. In re Ford 387 BR 14827 but declined to rule [...]]]></description>
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		</item>
		<item>
		<title>What Is Business Use of Vehicle?</title>
		<link>http://bankruptcykansas.info/what-is-business-use-of-vehicle/</link>
		<comments>http://bankruptcykansas.info/what-is-business-use-of-vehicle/#comments</comments>
		<pubDate>Sun, 17 Jan 2010 02:50:11 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Vehicles]]></category>
		<category><![CDATA[910 car claim]]></category>
		<category><![CDATA[Bolze]]></category>
		<category><![CDATA[business use]]></category>
		<category><![CDATA[hanging paragraph]]></category>
		<category><![CDATA[Judge Karlin]]></category>
		<category><![CDATA[Lowder]]></category>
		<category><![CDATA[Wilson]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3728</guid>
		<description><![CDATA[BUSINESS USE MUST BE “SIGNIFICANT” TO ESCAPE 910 FULL PAYMENT In re Wilson, Case No. 06-40637 December 2006, Judge Karlin Debtor sought to avoid the full payment requirement of the 910 car loan provision. Debtors were using the vehicles in question for personal and business use, as they served as foster parents. The court followed [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Creditor Gets Deficiency Claim After Collateral Surrender</title>
		<link>http://bankruptcykansas.info/surrender/</link>
		<comments>http://bankruptcykansas.info/surrender/#comments</comments>
		<pubDate>Sun, 17 Jan 2010 01:29:29 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Vehicles]]></category>
		<category><![CDATA[10th Circuit]]></category>
		<category><![CDATA[1325(a)(9)]]></category>
		<category><![CDATA[1329]]></category>
		<category><![CDATA[910 car claim]]></category>
		<category><![CDATA[Ballard]]></category>
		<category><![CDATA[BAP]]></category>
		<category><![CDATA[deficiency]]></category>
		<category><![CDATA[Jones]]></category>
		<category><![CDATA[Judge Berger]]></category>
		<category><![CDATA[Judge Somers]]></category>
		<category><![CDATA[McClay]]></category>
		<category><![CDATA[Quick]]></category>
		<category><![CDATA[Rule]]></category>
		<category><![CDATA[surrender in full satisfaction]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3681</guid>
		<description><![CDATA[10th CIRCUIT ‘RULES’ In re Rule, Case No. 06-22145 July, 2008, Judge Berger Judge Berger followed In re Ballard 526 F. 3d 634 (10th Cir. 2008), in finding that a 910 car loan may have a deficiency balance after sale of the vehicle. SURRENDER IN FULL SATISFACTION OF 910 AND PAYMENT IN FULL WITH NOT [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cramdown of Daughter&#8217;s Car Bad Faith</title>
		<link>http://bankruptcykansas.info/cramdown-of-daughters-car-bad-faith/</link>
		<comments>http://bankruptcykansas.info/cramdown-of-daughters-car-bad-faith/#comments</comments>
		<pubDate>Sat, 16 Jan 2010 02:32:46 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Vehicles]]></category>
		<category><![CDATA[910 car claim]]></category>
		<category><![CDATA[bad faith]]></category>
		<category><![CDATA[cramdown]]></category>
		<category><![CDATA[daughter's car]]></category>
		<category><![CDATA[Flygare]]></category>
		<category><![CDATA[good faith]]></category>
		<category><![CDATA[Judge Somers]]></category>
		<category><![CDATA[Lewis]]></category>
		<category><![CDATA[stay relief]]></category>
		<category><![CDATA[titled to debtors]]></category>
		<category><![CDATA[Young]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3719</guid>
		<description><![CDATA[CAR OWNED BY CHILD CAN BE CRAMMED DOWN BUT NOT GOOD FAITH In re Lewis, Case No. 06-20027 August 2006, Judge Somers The vehicle the debtors proposed to cramdown in the plan was found to belong to the daughter, even though titled to debtors. Daughter made the payments. However, the Court found that the plan [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>910 Car Claims Get Interest</title>
		<link>http://bankruptcykansas.info/910-car-claims-get-interest/</link>
		<comments>http://bankruptcykansas.info/910-car-claims-get-interest/#comments</comments>
		<pubDate>Sat, 16 Jan 2010 01:06:50 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Vehicles]]></category>
		<category><![CDATA[10th Circuit]]></category>
		<category><![CDATA[1325]]></category>
		<category><![CDATA[506]]></category>
		<category><![CDATA[910 car claim]]></category>
		<category><![CDATA[Ballard]]></category>
		<category><![CDATA[Bankruptcy Appellate Panel]]></category>
		<category><![CDATA[BAP]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[Citifinancial Auto]]></category>
		<category><![CDATA[discount rate]]></category>
		<category><![CDATA[Hernandez-Simpson]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[Jones]]></category>
		<category><![CDATA[Judge Berger]]></category>
		<category><![CDATA[Judge Karlin]]></category>
		<category><![CDATA[Judge Robinson]]></category>
		<category><![CDATA[Judge Somers]]></category>
		<category><![CDATA[Kinsey]]></category>
		<category><![CDATA[McClay]]></category>
		<category><![CDATA[Thomas]]></category>
		<category><![CDATA[Vega]]></category>
		<category><![CDATA[Wampler]]></category>
		<category><![CDATA[Wilson]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/3670/</guid>
		<description><![CDATA[SURRENDER IN FULL SATISFACTION OF 910 AND PAYMENT IN FULL WITH NOT INTEREST NOT ALLOWED In re McClay, Case No. 07-20106 October 2008, Judge Berger 910 vehicle case. Plan provided for payment of full debt with no interest and option to surrender in full satisfaction. This was found to be an attempt to modify prospectively [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Much Is My Attorney Paid to Defend Dismissal?</title>
		<link>http://bankruptcykansas.info/3665/</link>
		<comments>http://bankruptcykansas.info/3665/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 00:57:59 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[attorneys fees]]></category>
		<category><![CDATA[Beck]]></category>
		<category><![CDATA[debtor attorneys fees]]></category>
		<category><![CDATA[defending dismissal]]></category>
		<category><![CDATA[Judge Karlin]]></category>
		<category><![CDATA[Judge Nugent]]></category>
		<category><![CDATA[Kiser]]></category>
		<category><![CDATA[presumptive fee]]></category>
		<category><![CDATA[Wichita]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/3665/</guid>
		<description><![CDATA[WICHITA NO LOOK FEE FOR DEFENDING MOTIONS TO DISMISS MAY BE $350.00 In re Kiser, Case No. 06-11453 January 2009, Judge Nugent Debtor filed a motion to modify plan to increase monthly payment and to pay attorney fees of $500.00. Court allowed $400.00. Judge Nugent quoted Judge Karlin in Beck in supporting its conclusion that [...]]]></description>
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