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	<title>Kansas Bankruptcy Law Information&#187; Chapter 13</title>
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	<link>http://bankruptcykansas.info</link>
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		<title>Can I Owe Too Much for Chapter 13 Bankruptcy?</title>
		<link>http://bankruptcykansas.info/chapter-13-bankruptcy-debt-limits/</link>
		<comments>http://bankruptcykansas.info/chapter-13-bankruptcy-debt-limits/#comments</comments>
		<pubDate>Sun, 19 Jun 2011 18:45:04 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=5815</guid>
		<description><![CDATA[Chapter 13 bankruptcy is officially called an adjustment of debts for individuals with regular income.  This relief is limited to people who have debts under the limits, but you have to owe a lot of money before you become ineligible. What are the current chapter 13 bankruptcy debt limits?  As of April 1, 2010, the [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/chapter-13-bankruptcy-debt-ceilings-to-rise-7/' rel='bookmark' title='Chapter 13 Bankruptcy Debt Ceilings to Rise 7%'>Chapter 13 Bankruptcy Debt Ceilings to Rise 7%</a> <small>More people will be able to get help for their...</small></li>
<li><a href='http://bankruptcykansas.info/owe-secured-debts-mortgages-car-loans-bankruptcy/' rel='bookmark' title='Do I Still Owe Secured Debts (Mortgages, Car Loans) After Bankruptcy?'>Do I Still Owe Secured Debts (Mortgages, Car Loans) After Bankruptcy?</a> <small>Yes and No.  The term “secured debt” applies when you...</small></li>
<li><a href='http://bankruptcykansas.info/chapter-13-payment-amount-can-change-but-not-plan-length/' rel='bookmark' title='Chapter 13 Payment Amount Can Change, But Not Plan Length'>Chapter 13 Payment Amount Can Change, But Not Plan Length</a> <small>APPLICABLE COMMITMENT PERIOD IS FIXED AS DATE OF FILING In...</small></li>
</ol>]]></description>
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		<title>What Can I Do If I Can&#8217;t Afford My Chapter 13?</title>
		<link>http://bankruptcykansas.info/can-i-do-if-i-cant-afford-my-chapter-13-payments/</link>
		<comments>http://bankruptcykansas.info/can-i-do-if-i-cant-afford-my-chapter-13-payments/#comments</comments>
		<pubDate>Mon, 30 May 2011 22:35:29 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[chapter 13 plan]]></category>
		<category><![CDATA[Conversion]]></category>
		<category><![CDATA[convert to chapter 7]]></category>
		<category><![CDATA[dismiss]]></category>
		<category><![CDATA[modification of plan]]></category>
		<category><![CDATA[modify your plan]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=5659</guid>
		<description><![CDATA[What Can I Do If I Can’t Afford My Chapter 13 Payments? by Peter Orville of Bankruptcy Law Network You always have options if there are significant changes in your life during your Chapter 13. If you’ve been laid off, become sick, split up with your spouse or just can’t keep up with the rising [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/chapter-13-bankruptcy-payments/' rel='bookmark' title='Chapter 13 Bankruptcy Payments'>Chapter 13 Bankruptcy Payments</a> <small>Chapter 13 bankruptcy debtors are responsible for making their plan...</small></li>
<li><a href='http://bankruptcykansas.info/13-reasons-chapter-13-bankruptcy-ends-your-bill-problems/' rel='bookmark' title='13 Reasons Chapter 13 Bankruptcy Ends Your Bill Problems'>13 Reasons Chapter 13 Bankruptcy Ends Your Bill Problems</a> <small>Chapter 13 bankruptcy is a powerful tool that may be...</small></li>
<li><a href='http://bankruptcykansas.info/chapter-13-bankruptcy-plan-confirmation-requirement/' rel='bookmark' title='What Is Required to Confirm My Chapter 13 Bankruptcy Plan?'>What Is Required to Confirm My Chapter 13 Bankruptcy Plan?</a> <small>11 U.S.C. § 1325. Confirmation of plan (a) Except as provided...</small></li>
</ol>]]></description>
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		<item>
		<title>341 Meeting:  What Will They Ask Me?</title>
		<link>http://bankruptcykansas.info/341-meeting-will-they-ask-me/</link>
		<comments>http://bankruptcykansas.info/341-meeting-will-they-ask-me/#comments</comments>
		<pubDate>Mon, 30 May 2011 16:29:20 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[341 meeting]]></category>
		<category><![CDATA[bankruptcy hearing]]></category>
		<category><![CDATA[meeting of creditors]]></category>
		<category><![CDATA[what will they ask me at my 341]]></category>
		<category><![CDATA[what will they ask me at my bankruptcy hearing]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=5507</guid>
		<description><![CDATA[Questions the Trustee is required to ask you at your bankruptcy hearing called a 341(a) meeting of creditors: 1. State your name and current address for the record. 2. Please provide your picture ID and Social Security number card for review. 3. Did you sign the petition, schedules, statements, and related documents and is the [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/bankruptcy-hearing/' rel='bookmark' title='What Happens at My Bankruptcy Hearing? (341 Creditors Meeting)'>What Happens at My Bankruptcy Hearing? (341 Creditors Meeting)</a> <small>The chapter 13 bankruptcy trustee listens, plans and helps financially...</small></li>
<li><a href='http://bankruptcykansas.info/topeka-bankruptcy-hearing-room-moved/' rel='bookmark' title='Topeka Bankruptcy 341 Meeting Room Moved'>Topeka Bankruptcy 341 Meeting Room Moved</a> <small>The room used for Topeka bankruptcy meetings of creditors has...</small></li>
<li><a href='http://bankruptcykansas.info/what-different-types-of-bankruptcy-cases-should-i-consider/' rel='bookmark' title='What Different Types of Bankruptcy Cases Should I Consider?'>What Different Types of Bankruptcy Cases Should I Consider?</a> <small>There are four types of bankruptcy cases provided under the...</small></li>
</ol>]]></description>
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		<title>13 Reasons Chapter 13 Bankruptcy Ends Your Bill Problems</title>
		<link>http://bankruptcykansas.info/13-reasons-chapter-13-bankruptcy-ends-your-bill-problems/</link>
		<comments>http://bankruptcykansas.info/13-reasons-chapter-13-bankruptcy-ends-your-bill-problems/#comments</comments>
		<pubDate>Mon, 30 May 2011 15:42:56 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[ending bill problems]]></category>
		<category><![CDATA[Kansas bankruptcy laws]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=5323</guid>
		<description><![CDATA[Chapter 13 bankruptcy is a powerful tool that may be able to help you end your bill problems. Here are 13 reasons Chapter 13 bankruptcy makes sense written by my Bankruptcy Law Network colleague, Doug Jacobs. Flexibility: you can dismiss the case at any time or even convert it to a Chapter 7. You can [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/chapter-13-bankruptcy-payments/' rel='bookmark' title='Chapter 13 Bankruptcy Payments'>Chapter 13 Bankruptcy Payments</a> <small>Chapter 13 bankruptcy debtors are responsible for making their plan...</small></li>
<li><a href='http://bankruptcykansas.info/chapter-13-reorganization/' rel='bookmark' title='Chapter 13 (Reorganization)'>Chapter 13 (Reorganization)</a> <small>In a chapter 13 case you file a “plan” showing...</small></li>
<li><a href='http://bankruptcykansas.info/new-kansas-chapter-13-bankruptcy-discharge-procedure-proposed/' rel='bookmark' title='New Kansas Chapter 13 Bankruptcy Discharge Procedure Proposed'>New Kansas Chapter 13 Bankruptcy Discharge Procedure Proposed</a> <small>A new procedure for issuing chapter 13 bankruptcy discharges and...</small></li>
</ol>]]></description>
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		<title>Chapter 13 Plan Form Mandated in Kansas Bankruptcy Court</title>
		<link>http://bankruptcykansas.info/chapter-13-plan-form-mandated-kansas-bankruptcy-court/</link>
		<comments>http://bankruptcykansas.info/chapter-13-plan-form-mandated-kansas-bankruptcy-court/#comments</comments>
		<pubDate>Wed, 02 Mar 2011 03:07:32 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Kansas Bankruptcy News]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=5296</guid>
		<description><![CDATA[The Kansas Bankruptcy Court judges adopted standing order SO_10_02 mandating the use of a chapter 13 plan form for all cases filed after March 1, 2011.  Differing language may be used but it must be placed in locations on the form for non-standard language.  The rule is designed to make it easier for readers to [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/kansas-bankruptcy-court-proposes-local-rules-changes/' rel='bookmark' title='Kansas Bankruptcy Court Proposes Local Rules Changes'>Kansas Bankruptcy Court Proposes Local Rules Changes</a> <small>Amendments to the local rules of practice and procedure are...</small></li>
<li><a href='http://bankruptcykansas.info/chapter-13-bankruptcy-plan-confirmation-requirement/' rel='bookmark' title='What Is Required to Confirm My Chapter 13 Bankruptcy Plan?'>What Is Required to Confirm My Chapter 13 Bankruptcy Plan?</a> <small>11 U.S.C. § 1325. Confirmation of plan (a) Except as provided...</small></li>
<li><a href='http://bankruptcykansas.info/my-income-above-median-how-long-will-my-chapter-13-plan-run/' rel='bookmark' title='My Income Is Above Median, How Long Will My Chapter 13 Plan Run?'>My Income Is Above Median, How Long Will My Chapter 13 Plan Run?</a> <small>B22C CONTROLS, OR IF DEBTOR USES I AND J, MUST...</small></li>
</ol>]]></description>
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		<item>
		<title>New Topeka 13 Trustee Payment Address</title>
		<link>http://bankruptcykansas.info/topeka-13-trustee-payment-address/</link>
		<comments>http://bankruptcykansas.info/topeka-13-trustee-payment-address/#comments</comments>
		<pubDate>Fri, 25 Feb 2011 15:12:00 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Chapter 13]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=4806</guid>
		<description><![CDATA[Payments to the Topeka Chapter 13 Trustee should be mailed to a new lock box address starting March 1, 2011: Chapter 13 Trustee PO Box 2159 Topeka Kansas 66601-2159 You may also hand deliver to the 24 hour drop box at the trustee&#8217;s office at 507 SW Jackson, Topeka, Kansas. Make checks payable to &#8220;Jan [...]
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<li><a href='http://bankruptcykansas.info/topeka-chapter-13-trustee-inducted-into-american-college-of-bankruptcy/' rel='bookmark' title='Topeka Chapter 13 Trustee Inducted into American College of Bankruptcy'>Topeka Chapter 13 Trustee Inducted into American College of Bankruptcy</a> <small>Jan Michael Hamilton, standing chapter 13 bankruptcy trustee for cases...</small></li>
<li><a href='http://bankruptcykansas.info/new-address-for-kck-chapter-13-payments/' rel='bookmark' title='New Address for KCK Chapter 13 Payments'>New Address for KCK Chapter 13 Payments</a> <small>Effective October 1, 2008, all chapter 13 payments to William...</small></li>
<li><a href='http://bankruptcykansas.info/chapter-13-bankruptcy-trustee-payment/' rel='bookmark' title='How Do I Know the Chapter 13 Bankruptcy Trustee Got My Payment?'>How Do I Know the Chapter 13 Bankruptcy Trustee Got My Payment?</a> <small>How do you know if the chapter 13 bankruptcy trustee...</small></li>
</ol>]]></description>
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		<item>
		<title>Topeka Attorneys Observe U.S. Supreme Court Bankruptcy Argument in Lanning</title>
		<link>http://bankruptcykansas.info/topeka-attorneys-observe-u-s-supreme-court-bankruptcy-argument/</link>
		<comments>http://bankruptcykansas.info/topeka-attorneys-observe-u-s-supreme-court-bankruptcy-argument/#comments</comments>
		<pubDate>Wed, 24 Mar 2010 02:09:31 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Kansas Bankruptcy News]]></category>
		<category><![CDATA[Means Test]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[current monthly income]]></category>
		<category><![CDATA[disposable income]]></category>
		<category><![CDATA[Jan Hamilton]]></category>
		<category><![CDATA[Lanning]]></category>
		<category><![CDATA[projected monthly income]]></category>
		<category><![CDATA[U.S. Supreme Court]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=4065</guid>
		<description><![CDATA[We watched the arguments before the U.S. Supreme Court in Washington, D.C., yesterday in the bankruptcy case of Hamilton v. Lanning. We are not involved in this case.  We attended as observers.  The case deals with the formula for determining how much a debtor has to pay her general creditors in a chapter 13 bankruptcy [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/keep-up-with-lanning-on-supreme-court-wiki/' rel='bookmark' title='U.S. Supreme Court Takes Topeka Bankruptcy Case'>U.S. Supreme Court Takes Topeka Bankruptcy Case</a> <small>A Topeka, Kansas, consumer bankruptcy case is pending in the...</small></li>
<li><a href='http://bankruptcykansas.info/deviation-from-bankruptcy-means-test-for-expenses-too/' rel='bookmark' title='Deviation from Bankruptcy Means Test for Expenses, Too'>Deviation from Bankruptcy Means Test for Expenses, Too</a> <small>LANNING EXTENDED TO EXPENSE SIDE In re Melvin, Case No....</small></li>
<li><a href='http://bankruptcykansas.info/topeka-debtors-get-means-test-deduction-for-cars-with-no-liens/' rel='bookmark' title='Topeka Debtors Allowed Means Test Deduction for Cars With No Liens'>Topeka Debtors Allowed Means Test Deduction for Cars With No Liens</a> <small>EDITOR UPDATE:  This post is out of date.  Judge Karlin...</small></li>
</ol>]]></description>
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		<item>
		<title>Bankruptcy Code Gets Cost of Living Raise</title>
		<link>http://bankruptcykansas.info/bankruptcy-code-gets-cost-of-living-raise/</link>
		<comments>http://bankruptcykansas.info/bankruptcy-code-gets-cost-of-living-raise/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 15:56:53 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Exemptions & What You Get to Keep]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=4055</guid>
		<description><![CDATA[Certain dollar amounts in the bankruptcy code are adjusted every three years for changes in the cost of living.  The next change will be April 1, 2010.  2010 Federal COLA adjustments Related posts: Where Do I Find the Bankruptcy Code Dollar Amounts That Adjust Every Three Years? Revision of Certain Dollar Amounts in the Bankruptcy [...]
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<li><a href='http://bankruptcykansas.info/where-do-i-find-dollar-amounts-bankruptcy-code-that-adjusted-every-three-years/' rel='bookmark' title='Where Do I Find the Bankruptcy Code Dollar Amounts That Adjust Every Three Years?'>Where Do I Find the Bankruptcy Code Dollar Amounts That Adjust Every Three Years?</a> <small>Revision of Certain Dollar Amounts in the Bankruptcy Code Prescribed...</small></li>
<li><a href='http://bankruptcykansas.info/living-expense-allowance-bankruptcy-means-test-adjust/' rel='bookmark' title='Living Expense Allowances on Bankruptcy Means Test Adjust'>Living Expense Allowances on Bankruptcy Means Test Adjust</a> <small>The allowable deductions for living expenses on the bankruptcy means...</small></li>
<li><a href='http://bankruptcykansas.info/what-is-the-bankruptcy-code-2/' rel='bookmark' title='What Is the Bankruptcy Code?'>What Is the Bankruptcy Code?</a> <small>The federal bankruptcy law is published in Title 11 of...</small></li>
</ol>]]></description>
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		<item>
		<title>Chapter 13 Bankruptcy Debt Ceilings to Rise 7%</title>
		<link>http://bankruptcykansas.info/chapter-13-bankruptcy-debt-ceilings-to-rise-7/</link>
		<comments>http://bankruptcykansas.info/chapter-13-bankruptcy-debt-ceilings-to-rise-7/#comments</comments>
		<pubDate>Sun, 28 Feb 2010 15:22:13 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=4035</guid>
		<description><![CDATA[More people will be able to get help for their debt problems on April 1, 2010, when the chapter 13 debt limits increase about seven per cent. $360,475 of unsecured debt $1,081,400 of secured debt These numbers are the caps on the amount of debt an individual may have and be eligible for chapter 13 bankruptcy.  [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/owe-secured-debts-mortgages-car-loans-bankruptcy/' rel='bookmark' title='Do I Still Owe Secured Debts (Mortgages, Car Loans) After Bankruptcy?'>Do I Still Owe Secured Debts (Mortgages, Car Loans) After Bankruptcy?</a> <small>Yes and No.  The term “secured debt” applies when you...</small></li>
<li><a href='http://bankruptcykansas.info/chapter-13-bankruptcy-debt-limits/' rel='bookmark' title='Can I Owe Too Much for Chapter 13 Bankruptcy?'>Can I Owe Too Much for Chapter 13 Bankruptcy?</a> <small>Chapter 13 bankruptcy is officially called an adjustment of debts...</small></li>
<li><a href='http://bankruptcykansas.info/chapter-13-bankruptcy-interest-rate-august-2009/' rel='bookmark' title='Chapter 13 Bankruptcy Interest Rate for August 2009'>Chapter 13 Bankruptcy Interest Rate for August 2009</a> <small>The Trustee’s discount rate of interest effective 8/1/09 through 8/31/09...</small></li>
</ol>]]></description>
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		<item>
		<title>Gap Insurance, Warranty Not PMSI</title>
		<link>http://bankruptcykansas.info/gap-insurance-warranty-not-pmsi/</link>
		<comments>http://bankruptcykansas.info/gap-insurance-warranty-not-pmsi/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 03:05:33 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Vehicles]]></category>
		<category><![CDATA[GAP insurance]]></category>
		<category><![CDATA[Judge Karlin]]></category>
		<category><![CDATA[Miller]]></category>
		<category><![CDATA[PMSI]]></category>
		<category><![CDATA[service contract]]></category>
		<category><![CDATA[transformation rule]]></category>
		<category><![CDATA[warranty]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3741</guid>
		<description><![CDATA[“TRANSFORMATION” RULE AND NEGATIVE EQUITY DISCUSSED; GAP INSURANCE, SERVICE CONTRACT NOT PART OF COLLATERAL In re Miller, Case No 08-40935 December 2008, Judge Karlin Debtor sought, and was permitted, to pay only the cost of the car, rather than cost plus other charges. Court did not rule on whether certain fees not adequately addressed by [...]
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<li><a href='http://bankruptcykansas.info/gap-insurance-not-car-lenders-pmsi/' rel='bookmark' title='GAP Insurance Not In Car Lender&#039;s PMSI'>GAP Insurance Not In Car Lender&#039;s PMSI</a> <small>GAP insurance, service contracts, administrative fees and the traded-in car...</small></li>
<li><a href='http://bankruptcykansas.info/negative-equity/' rel='bookmark' title='Negative Equity'>Negative Equity</a> <small>NEGATIVE EQUITY ISSUE NOT RULED UPON IN 1327 CASE In...</small></li>
<li><a href='http://bankruptcykansas.info/force-placed-insurance-part-of-910-vehicle-claim/' rel='bookmark' title='Is Force Placed Insurance Part of 910 Vehicle Claim?'>Is Force Placed Insurance Part of 910 Vehicle Claim?</a> <small>COST OF FORCED PLACED INSURANCE IS PART OF PMSI FOR...</small></li>
</ol>]]></description>
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