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	<title>Kansas Bankruptcy Law Information&#187; Credit</title>
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	<link>http://bankruptcykansas.info</link>
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		<title>How to Get Your Credit Reports</title>
		<link>http://bankruptcykansas.info/how-get-your-credit-reports/</link>
		<comments>http://bankruptcykansas.info/how-get-your-credit-reports/#comments</comments>
		<pubDate>Wed, 22 Jun 2011 07:47:32 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=5865</guid>
		<description><![CDATA[You are entitled to a free credit file disclosure (credit report) once every 12 months from each of the three nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.  We recommend you monitor your credit by pulling one of the three reports every four months. You may request your free credit reports online at www.annualcreditreport.com. [...]
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<li><a href='http://bankruptcykansas.info/free-credit-reports-arent-free/' rel='bookmark' title='Free Credit Reports Aren&#039;t Really Free'>Free Credit Reports Aren&#039;t Really Free</a> <small>The frequently advertised free credit report websites aren&#8217;t really free&#8211;there...</small></li>
<li><a href='http://bankruptcykansas.info/long-bankruptcy-stay-credit-report/' rel='bookmark' title='How Long Will Bankruptcy Stay on My Credit Report?'>How Long Will Bankruptcy Stay on My Credit Report?</a> <small>The results of your bankruptcy case will be part of...</small></li>
<li><a href='http://bankruptcykansas.info/will-bankruptcy-affect-my-credit/' rel='bookmark' title='Will Bankruptcy Affect My Credit?'>Will Bankruptcy Affect My Credit?</a> <small>There is no clear answer to this question. Unfortunately, if...</small></li>
</ol>]]></description>
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		<item>
		<title>Why the Focus on Credit Score?</title>
		<link>http://bankruptcykansas.info/why-focus-on-credit-score/</link>
		<comments>http://bankruptcykansas.info/why-focus-on-credit-score/#comments</comments>
		<pubDate>Wed, 16 Feb 2011 18:47:58 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Credit]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=4822</guid>
		<description><![CDATA[Here is an excellent post on credit scoring by my blogging colleague, Gene Melchionne of Connecticut, on Money Heath Central. What&#8217;s your credit score? How many times have you heard, “What is your credit score?”  Or someone talking about how to keep your credit score up?  Or keep it from going down?  Or read an [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/how-get-your-credit-reports/' rel='bookmark' title='How to Get Your Credit Reports'>How to Get Your Credit Reports</a> <small>You are entitled to a free credit file disclosure (credit...</small></li>
<li><a href='http://bankruptcykansas.info/will-bankruptcy-affect-my-credit/' rel='bookmark' title='Will Bankruptcy Affect My Credit?'>Will Bankruptcy Affect My Credit?</a> <small>There is no clear answer to this question. Unfortunately, if...</small></li>
<li><a href='http://bankruptcykansas.info/beware-secured-credit-card-offers/' rel='bookmark' title='Beware of &quot;Secured&quot; Credit Card Offers'>Beware of &quot;Secured&quot; Credit Card Offers</a> <small>Beware of  Credit Offers Aimed at Recent Bankruptcy Filers “Secured”...</small></li>
</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Retired, Broke, Bankrupt</title>
		<link>http://bankruptcykansas.info/retired-broke-bankrupt/</link>
		<comments>http://bankruptcykansas.info/retired-broke-bankrupt/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 21:40:43 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Financial Help]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=2409</guid>
		<description><![CDATA[The over-55 crowd is the mostly likely age group to declare bankruptcy, the AARP says.  This group is carrying mortgages, home equity loans and credit card balances. According to an AARP study, over half of this group spends most of their income paying down debt.  A quarter of these folks pay over 75% of their [...]
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<li><a href='http://bankruptcykansas.info/jane-bryant-quinn-go-bankrupt-2009/' rel='bookmark' title='Jane Bryant Quinn:  Go Bankrupt in 2009'>Jane Bryant Quinn:  Go Bankrupt in 2009</a> <small>&#8220;The right time to go bankrupt is when you&#8217;re financially,...</small></li>
<li><a href='http://bankruptcykansas.info/bankruptcy-it-could-happen-to-anyone/' rel='bookmark' title='Bankruptcy-It Could Happen to Anyone'>Bankruptcy-It Could Happen to Anyone</a> <small>Divided We Fail Medical Bills Bankruptcy Americans...</small></li>
<li><a href='http://bankruptcykansas.info/medical-bankruptcy/' rel='bookmark' title='I Want to File a Medical Bankruptcy'>I Want to File a Medical Bankruptcy</a> <small>The high cost of health care is one of three...</small></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What You Can Do to Avoid Problems with Credit After Bankruptcy</title>
		<link>http://bankruptcykansas.info/avoid-problems-credit-bankruptcy/</link>
		<comments>http://bankruptcykansas.info/avoid-problems-credit-bankruptcy/#comments</comments>
		<pubDate>Sun, 01 Mar 2009 22:58:48 +0000</pubDate>
		<dc:creator>NCLC</dc:creator>
				<category><![CDATA[After Bankruptcy]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Financial Help]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=1066</guid>
		<description><![CDATA[What You Can Do to Avoid Problems with Credit After Bankruptcy * If you don’t want it, don’t get it.  If you have doubts about whether you really need the loan or service, or whether you can afford it, don’t let yourself get talked into it by a salesperson using high-pressure tactics.  You can always [...]
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<li><a href='http://bankruptcykansas.info/7-bankruptcy-mistakes-avoid/' rel='bookmark' title='7 Bankruptcy Mistakes to Avoid'>7 Bankruptcy Mistakes to Avoid</a> <small>The actions an individual takes leading up to filing bankruptcy...</small></li>
<li><a href='http://bankruptcykansas.info/10-credit-card-bankruptcy/' rel='bookmark' title='10 Things to Think About Before Getting a New Credit Card After Bankruptcy'>10 Things to Think About Before Getting a New Credit Card After Bankruptcy</a> <small>Ten Things to Think About Before Getting a New Credit...</small></li>
<li><a href='http://bankruptcykansas.info/beware-bad-credit-problem-ads/' rel='bookmark' title='Beware of &quot;Bad Credit, No Problem&quot;'>Beware of &quot;Bad Credit, No Problem&quot;</a> <small>Beware of Credit Offers Aimed at Recent Bankruptcy Filers Be...</small></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Beware of Rent-to-Own</title>
		<link>http://bankruptcykansas.info/beware-renttoown/</link>
		<comments>http://bankruptcykansas.info/beware-renttoown/#comments</comments>
		<pubDate>Sat, 28 Feb 2009 07:23:03 +0000</pubDate>
		<dc:creator>NCLC</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Financial Help]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=974</guid>
		<description><![CDATA[Beware of Credit Offers Aimed at Recent Bankruptcy Filers Rent-to-own By renting a TV, furniture or appliance from a rent-to-own company, you will often pay three or four times more than what it would cost to buy.  The company may make even more profit on you because the item you are buying may be previously [...]
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<li><a href='http://bankruptcykansas.info/beware-disguised-reaffirmation-agreement/' rel='bookmark' title='Beware of “Disguised” Reaffirmation Agreement'>Beware of “Disguised” Reaffirmation Agreement</a> <small>Beware of Credit Offers Aimed at Recent Bankruptcy Filers “Disguised”...</small></li>
<li><a href='http://bankruptcykansas.info/beware-of-credit-repair-companies/' rel='bookmark' title='Beware of Credit Repair Companies'>Beware of Credit Repair Companies</a> <small>Beware of Credit Offers Aimed at Recent Bankruptcy Filers Credit...</small></li>
<li><a href='http://bankruptcykansas.info/beware-high-cost-predatory-lenders/' rel='bookmark' title='Beware of High Cost Predatory Lenders'>Beware of High Cost Predatory Lenders</a> <small>Beware of Credit Offers Aimed at Recent Bankruptcy Filers Avoid...</small></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Beware of Payday Loans, Auto Title Loans</title>
		<link>http://bankruptcykansas.info/beware-payday-loans-auto-title-loans/</link>
		<comments>http://bankruptcykansas.info/beware-payday-loans-auto-title-loans/#comments</comments>
		<pubDate>Thu, 26 Feb 2009 07:19:26 +0000</pubDate>
		<dc:creator>NCLC</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Financial Help]]></category>
		<category><![CDATA[Vehicles]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=969</guid>
		<description><![CDATA[Beware of Credit Offers Aimed at Recent Bankruptcy Filers Small Loans It is always best to save some money to cover unexpected expenses so you can avoid borrowing.  But if you are in need of a small loan, avoid the following high cost loans: Payday loans Some “check cashers” and finance companies offer to take [...]
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<li><a href='http://bankruptcykansas.info/beware-tax-refund-loans/' rel='bookmark' title='Beware of Tax Refund Loans'>Beware of Tax Refund Loans</a> <small>Tax refund anticipation loans Some tax return preparers offer to...</small></li>
<li><a href='http://bankruptcykansas.info/beware-bad-credit-problem-ads/' rel='bookmark' title='Beware of &quot;Bad Credit, No Problem&quot;'>Beware of &quot;Bad Credit, No Problem&quot;</a> <small>Beware of Credit Offers Aimed at Recent Bankruptcy Filers Be...</small></li>
<li><a href='http://bankruptcykansas.info/do-i-have-reaffirm-car-loans-home-mortgages/' rel='bookmark' title='Do I Have to Reaffirm Car Loans, Home Mortgages?'>Do I Have to Reaffirm Car Loans, Home Mortgages?</a> <small>If you are behind on a car loan or a...</small></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Beware of &quot;Bad Credit, No Problem&quot;</title>
		<link>http://bankruptcykansas.info/beware-bad-credit-problem-ads/</link>
		<comments>http://bankruptcykansas.info/beware-bad-credit-problem-ads/#comments</comments>
		<pubDate>Wed, 25 Feb 2009 07:07:30 +0000</pubDate>
		<dc:creator>NCLC</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Financial Help]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=967</guid>
		<description><![CDATA[Beware of Credit Offers Aimed at Recent Bankruptcy Filers Be wary of auto dealers, mortgage brokers and lenders who advertise: “Bankruptcy? Bad Credit? No Credit? No Problem!”  They may give you a loan after bankruptcy, but at a very high cost.  The extra costs and fees on these loans can make it impossible for you [...]
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<li><a href='http://bankruptcykansas.info/beware-payday-loans-auto-title-loans/' rel='bookmark' title='Beware of Payday Loans, Auto Title Loans'>Beware of Payday Loans, Auto Title Loans</a> <small>Beware of Credit Offers Aimed at Recent Bankruptcy Filers Small...</small></li>
<li><a href='http://bankruptcykansas.info/beware-tax-refund-loans/' rel='bookmark' title='Beware of Tax Refund Loans'>Beware of Tax Refund Loans</a> <small>Tax refund anticipation loans Some tax return preparers offer to...</small></li>
<li><a href='http://bankruptcykansas.info/avoid-problems-credit-bankruptcy/' rel='bookmark' title='What You Can Do to Avoid Problems with Credit After Bankruptcy'>What You Can Do to Avoid Problems with Credit After Bankruptcy</a> <small>What You Can Do to Avoid Problems with Credit After...</small></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Beware of High Cost Predatory Lenders</title>
		<link>http://bankruptcykansas.info/beware-high-cost-predatory-lenders/</link>
		<comments>http://bankruptcykansas.info/beware-high-cost-predatory-lenders/#comments</comments>
		<pubDate>Mon, 23 Feb 2009 07:04:38 +0000</pubDate>
		<dc:creator>NCLC</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Financial Help]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=965</guid>
		<description><![CDATA[Beware of Credit Offers Aimed at Recent Bankruptcy Filers Avoid High Cost Predatory Lenders Don’t assume that because you filed bankruptcy you will have to get credit on the worst terms.  If you can’t get credit on decent terms right after bankruptcy, it may be better to wait.  Most lenders will not hold the bankruptcy [...]
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<li><a href='http://bankruptcykansas.info/beware-bad-credit-problem-ads/' rel='bookmark' title='Beware of &quot;Bad Credit, No Problem&quot;'>Beware of &quot;Bad Credit, No Problem&quot;</a> <small>Beware of Credit Offers Aimed at Recent Bankruptcy Filers Be...</small></li>
<li><a href='http://bankruptcykansas.info/beware-disguised-reaffirmation-agreement/' rel='bookmark' title='Beware of “Disguised” Reaffirmation Agreement'>Beware of “Disguised” Reaffirmation Agreement</a> <small>Beware of Credit Offers Aimed at Recent Bankruptcy Filers “Disguised”...</small></li>
<li><a href='http://bankruptcykansas.info/beware-of-credit-repair-companies/' rel='bookmark' title='Beware of Credit Repair Companies'>Beware of Credit Repair Companies</a> <small>Beware of Credit Offers Aimed at Recent Bankruptcy Filers Credit...</small></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Beware of Credit Repair Companies</title>
		<link>http://bankruptcykansas.info/beware-of-credit-repair-companies/</link>
		<comments>http://bankruptcykansas.info/beware-of-credit-repair-companies/#comments</comments>
		<pubDate>Sun, 22 Feb 2009 06:59:23 +0000</pubDate>
		<dc:creator>NCLC</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Financial Help]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=959</guid>
		<description><![CDATA[Beware of Credit Offers Aimed at Recent Bankruptcy Filers Credit Repair Companies Beware of companies that claim:  “We can erase bad credit.”  These companies rarely offer valuable services for what they charge, and are often an outright scam.  The truth is that no one can erase bad credit information from your report if it is [...]
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<li><a href='http://bankruptcykansas.info/beware-bad-credit-problem-ads/' rel='bookmark' title='Beware of &quot;Bad Credit, No Problem&quot;'>Beware of &quot;Bad Credit, No Problem&quot;</a> <small>Beware of Credit Offers Aimed at Recent Bankruptcy Filers Be...</small></li>
<li><a href='http://bankruptcykansas.info/beware-secured-credit-card-offers/' rel='bookmark' title='Beware of &quot;Secured&quot; Credit Card Offers'>Beware of &quot;Secured&quot; Credit Card Offers</a> <small>Beware of  Credit Offers Aimed at Recent Bankruptcy Filers “Secured”...</small></li>
<li><a href='http://bankruptcykansas.info/beware-disguised-reaffirmation-agreement/' rel='bookmark' title='Beware of “Disguised” Reaffirmation Agreement'>Beware of “Disguised” Reaffirmation Agreement</a> <small>Beware of Credit Offers Aimed at Recent Bankruptcy Filers “Disguised”...</small></li>
</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Beware of &quot;Secured&quot; Credit Card Offers</title>
		<link>http://bankruptcykansas.info/beware-secured-credit-card-offers/</link>
		<comments>http://bankruptcykansas.info/beware-secured-credit-card-offers/#comments</comments>
		<pubDate>Sat, 21 Feb 2009 06:54:41 +0000</pubDate>
		<dc:creator>NCLC</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Financial Help]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=954</guid>
		<description><![CDATA[Beware of  Credit Offers Aimed at Recent Bankruptcy Filers “Secured” Credit Card Another type of credit marketed to recent bankruptcy filers as a good way to reestablish credit involves “secured” credit cards.  These are cards where the balances are secured by a bank deposit.  The card allows you a credit limit up to the amount [...]
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<li><a href='http://bankruptcykansas.info/keeping-credit-cards/' rel='bookmark' title='Can I Keep One Credit Card Out of My Bankruptcy?'>Can I Keep One Credit Card Out of My Bankruptcy?</a> <small>Clients sometimes ask me if they can keep just one...</small></li>
<li><a href='http://bankruptcykansas.info/10-credit-card-bankruptcy-2/' rel='bookmark' title='10 Things to Think About Before Using Your Credit Card After Bankruptcy'>10 Things to Think About Before Using Your Credit Card After Bankruptcy</a> <small>Ten Things to Think About Before Using Your Credit Card...</small></li>
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</ol>]]></description>
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