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	<title>Kansas Bankruptcy Law Information&#187; Foreclosure</title>
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	<link>http://bankruptcykansas.info</link>
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		<title>When Will My Underwater House Break Even?</title>
		<link>http://bankruptcykansas.info/when-will-my-underwater-house-break-even/</link>
		<comments>http://bankruptcykansas.info/when-will-my-underwater-house-break-even/#comments</comments>
		<pubDate>Sat, 31 Mar 2012 15:13:01 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=6018</guid>
		<description><![CDATA[Bankruptcy clients often wonder if they should keep their home when the mortgage balance is more than they can sell the real estate for.  Their heart says keep the home, their head says don&#8217;t &#8212; once they have the facts. Here is a simple calculator from my friend, Cathy Moran at the Consumer Ledger, to estimate [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/walking-away-from-the-house/' rel='bookmark' title='Walking Away from the House'>Walking Away from the House</a> <small>Cathy Moran, my blogging colleague on the Mortgage Law Network,...</small></li>
<li><a href='http://bankruptcykansas.info/judicial-modification-of-mortgages-bankruptcy-house-floor-wednesday/' rel='bookmark' title='Judicial Modification of Mortgages in Bankruptcy to House Floor Wednesday'>Judicial Modification of Mortgages in Bankruptcy to House Floor Wednesday</a> <small>Judicial mortgage modification in chapter 13 bankruptcy is expected to...</small></li>
<li><a href='http://bankruptcykansas.info/call-kansas-senators-support-judicial-mortgage-modification-bankruptcy/' rel='bookmark' title='Call Kansas Senators to Support Judicial Mortgage Modification in Bankruptcy'>Call Kansas Senators to Support Judicial Mortgage Modification in Bankruptcy</a> <small>Judicial modification of residential mortgages in chapter 13 bankruptcy is...</small></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Bankruptcy Mortgage Project Website Launched by NCLC</title>
		<link>http://bankruptcykansas.info/bankruptcy-mortgage-project-website-launched-by-nclc/</link>
		<comments>http://bankruptcykansas.info/bankruptcy-mortgage-project-website-launched-by-nclc/#comments</comments>
		<pubDate>Tue, 30 Aug 2011 22:43:38 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=5909</guid>
		<description><![CDATA[The National Consumer Law Center (NCLC) has created an online Bankruptcy Mortgage Project Website for courts, trustees, attorneys, mortgage servicers, academics, and consumers in the bankruptcy community. It organizes and provides access to more than 500 local rules, forms, general orders, and court opinions addressing a variety of mortgage issues in consumer bankruptcy cases across [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/nclc-collects-mortgage-modification-information/' rel='bookmark' title='NCLC Collects Mortgage Modification Information'>NCLC Collects Mortgage Modification Information</a> <small>National Consumer Law Center (NCLC), America&#8217;s consumer law experts, has...</small></li>
<li><a href='http://bankruptcykansas.info/watch-out-for-mortgage-modification-scams/' rel='bookmark' title='Watch Out for Mortgage Modification Scams'>Watch Out for Mortgage Modification Scams</a> <small>Watch out for all the mortgage modification scams out there...</small></li>
<li><a href='http://bankruptcykansas.info/mortgage-loan-modification-programs/' rel='bookmark' title='Mortgage Loan Modification Programs'>Mortgage Loan Modification Programs</a> <small>Here is a collection of voluntary mortgage loan modification programs...</small></li>
</ol>]]></description>
		<wfw:commentRss>http://bankruptcykansas.info/bankruptcy-mortgage-project-website-launched-by-nclc/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Six Joins 50 State Investigation of Foreclosure Robo-Signers, Fraud</title>
		<link>http://bankruptcykansas.info/all-50-states-investigate-foreclosure-robosigners/</link>
		<comments>http://bankruptcykansas.info/all-50-states-investigate-foreclosure-robosigners/#comments</comments>
		<pubDate>Wed, 13 Oct 2010 18:18:57 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[deceptive act]]></category>
		<category><![CDATA[Kansas Attorney General Steve Six]]></category>
		<category><![CDATA[mortgage foreclosure defenses]]></category>
		<category><![CDATA[mortgage foreclosure fraud]]></category>
		<category><![CDATA[National Association of Attorneys General]]></category>
		<category><![CDATA[robo-signers]]></category>
		<category><![CDATA[unfair practice]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=4638</guid>
		<description><![CDATA[Kansas Attorney General Steve Six joins attorneys general and mortgage regulators from all 50 states to investigate robo-signing foreclosure documents, false affidavits, fraud and other irregularities in home mortgage foreclosures. “We believe such a process may constitute a deceptive act and/or an unfair practice or otherwise violate state laws,” according to today&#8217;s statement by the National [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/attorney-general-six-issues-foreclosure-advice/' rel='bookmark' title='Attorney General Six Gives Foreclosure Advice &#8211; Get Attorney, Learn Options'>Attorney General Six Gives Foreclosure Advice &#8211; Get Attorney, Learn Options</a> <small>Kansas Attorney General Stephen N. Six issued the following statement...</small></li>
<li><a href='http://bankruptcykansas.info/congress-considers-bankruptcy-change-homeowners/' rel='bookmark' title='Congress Considers Bankruptcy Change to Help Homeowners Stop Foreclosure'>Congress Considers Bankruptcy Change to Help Homeowners Stop Foreclosure</a> <small>Senate Bill 61, Helping Families Save Their Homes in Bankruptcy...</small></li>
<li><a href='http://bankruptcykansas.info/foreclosure-truth-few-getting-help/' rel='bookmark' title='Foreclosure Truth: Few Getting Help'>Foreclosure Truth: Few Getting Help</a> <small>As of 9/1/2009, only 1,711 permanent loan modifications 1.26% trial...</small></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Affordable Modification Program Video</title>
		<link>http://bankruptcykansas.info/home-affordable-modification-program-video/</link>
		<comments>http://bankruptcykansas.info/home-affordable-modification-program-video/#comments</comments>
		<pubDate>Tue, 12 Oct 2010 15:18:32 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=4606</guid>
		<description><![CDATA[The U.S. Trustee&#8217;s office produced a video and written materials on the Home Affordable Modification Program (HAMP).  If you are trying to save your home from mortgage foreclosure by modifying your mortgage, this information may assist you. Related posts: Kansas Home Foreclosures Up 40% The home mortgage foreclosure crisis got dramatically worse in Kansas... Congress [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/kansas-home-foreclosures-up-40/' rel='bookmark' title='Kansas Home Foreclosures Up 40%'>Kansas Home Foreclosures Up 40%</a> <small>The home mortgage foreclosure crisis got dramatically worse in Kansas...</small></li>
<li><a href='http://bankruptcykansas.info/congress-considers-judicial-mortgage-modification-chapter-13-bankruptcy/' rel='bookmark' title='Congress Considers Judicial Mortgage Modification in Chapter 13 Bankruptcy'>Congress Considers Judicial Mortgage Modification in Chapter 13 Bankruptcy</a> <small>The Helping Families Save Their Homes in Bankruptcy Act of...</small></li>
<li><a href='http://bankruptcykansas.info/save-home-bankruptcy/' rel='bookmark' title='Save Your Home with Bankruptcy'>Save Your Home with Bankruptcy</a> <small>Legislation is pending in Congress to change the law to...</small></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Foreclosure No Excuse for No Credit Counseling Before Bankruptcy</title>
		<link>http://bankruptcykansas.info/foreclose-no-excuse-for-no-credit-counseling-before-bankruptcy/</link>
		<comments>http://bankruptcykansas.info/foreclose-no-excuse-for-no-credit-counseling-before-bankruptcy/#comments</comments>
		<pubDate>Sun, 10 Jan 2010 19:06:23 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Bad Outcomes, Fraud, Bankruptcy Crimes]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[109(h)(1)]]></category>
		<category><![CDATA[credit counseling]]></category>
		<category><![CDATA[dismiss]]></category>
		<category><![CDATA[exigent circumstances]]></category>
		<category><![CDATA[Judge Nugent]]></category>
		<category><![CDATA[pro se]]></category>
		<category><![CDATA[Thomas]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3498</guid>
		<description><![CDATA[FAILURE TO OBTAIN CREDIT COUNSELING—EXIGENT CIRCUMSTANCES In re Thomas, Case No. 06-10242 March 2006, Judge Nugent Pro se case dismissed for failure to obtain credit counseling. Certificate of exigent circumstances which recites pending foreclosure insufficient, case dismissed. 109(h)(1).﻿ Related posts: No Credit Counseling Certificate, No Bankruptcy 109(h) CREDIT COUNSELING NOT OBTAINED WITHIN 180 DAYS IS [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/no-credit-counseling-certificate-no-bankruptcy/' rel='bookmark' title='No Credit Counseling Certificate, No Bankruptcy'>No Credit Counseling Certificate, No Bankruptcy</a> <small>109(h) CREDIT COUNSELING NOT OBTAINED WITHIN 180 DAYS IS FATAL...</small></li>
<li><a href='http://bankruptcykansas.info/credit-counseling-before-bankruptcy/' rel='bookmark' title='Credit Counseling Before Bankruptcy'>Credit Counseling Before Bankruptcy</a> <small>Everyone who files a bankruptcy must get a credit counseling...</small></li>
<li><a href='http://bankruptcykansas.info/no-counseling-for-involuntary-bankruptcy/' rel='bookmark' title='No Counseling for Involuntary Bankruptcy'>No Counseling for Involuntary Bankruptcy</a> <small>INVOLUNTARY DEBTOR NOT REQUIRED TO OBTAIN PRE PETITION COUNSELING In...</small></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Kansas Home Foreclosures Up 40%</title>
		<link>http://bankruptcykansas.info/kansas-home-foreclosures-up-40/</link>
		<comments>http://bankruptcykansas.info/kansas-home-foreclosures-up-40/#comments</comments>
		<pubDate>Sun, 18 Oct 2009 14:18:04 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Kansas Bankruptcy News]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=2471</guid>
		<description><![CDATA[The home mortgage foreclosure crisis got dramatically worse in Kansas in July, August and September 2009. RealtyTrac, a California company that tracks foreclosures, reports 3,402 foreclosure filings in Kansas during the third quarter, an increase of almost 40%. The Kansas foreclosure rate is below the national average of one in every 136 households. The foreclosure [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/chapter-13-bankruptcy-home-loan-modification-proposal-killed-3587-kansas-foreclosures-could-have-been-prevented/' rel='bookmark' title='Bailout No Help for Kansas Home Borrowers'>Bailout No Help for Kansas Home Borrowers</a> <small>Legislation that would have allowed for bankruptcy court-supervised loan modifications...</small></li>
<li><a href='http://bankruptcykansas.info/can-they-take-my-home-away-from-me-if-i-file-bankruptcy-kansas/' rel='bookmark' title='Can They Take My Home Away from Me if I File Bankruptcy in Kansas?'>Can They Take My Home Away from Me if I File Bankruptcy in Kansas?</a> <small>Kansans in financial distress often ask, &#8220;Will I will lose...</small></li>
<li><a href='http://bankruptcykansas.info/home-affordable-modification-program-video/' rel='bookmark' title='Home Affordable Modification Program Video'>Home Affordable Modification Program Video</a> <small>The U.S. Trustee&#8217;s office produced a video and written materials...</small></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Foreclosure Truth: Few Getting Help</title>
		<link>http://bankruptcykansas.info/foreclosure-truth-few-getting-help/</link>
		<comments>http://bankruptcykansas.info/foreclosure-truth-few-getting-help/#comments</comments>
		<pubDate>Sat, 10 Oct 2009 20:32:17 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=2274</guid>
		<description><![CDATA[As of 9/1/2009, only 1,711 permanent loan modifications 1.26% trial modifications made permanent 1 in 8 mortgages in default or foreclosure foreclosure delayed, not avoided 10-12 million foreclosures predicted 50% mortgages will be underwater if problem not solved Treasury&#8217;s Strategy is &#8216;Inadequate&#8217; to Address Coming Wave of Foreclosures; For Many Homeowners, Foreclosure Will Be Delayed, [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/foreclosure-prevention-toolkit/' rel='bookmark' title='Foreclosure Prevention Toolkit'>Foreclosure Prevention Toolkit</a> <small>FDIC has published this online took kit to help homeowners...</small></li>
<li><a href='http://bankruptcykansas.info/home-affordable-modification-program-video/' rel='bookmark' title='Home Affordable Modification Program Video'>Home Affordable Modification Program Video</a> <small>The U.S. Trustee&#8217;s office produced a video and written materials...</small></li>
<li><a href='http://bankruptcykansas.info/attorney-general-six-issues-foreclosure-advice/' rel='bookmark' title='Attorney General Six Gives Foreclosure Advice &#8211; Get Attorney, Learn Options'>Attorney General Six Gives Foreclosure Advice &#8211; Get Attorney, Learn Options</a> <small>Kansas Attorney General Stephen N. Six issued the following statement...</small></li>
</ol>]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Foreclosure Prevention Toolkit</title>
		<link>http://bankruptcykansas.info/foreclosure-prevention-toolkit/</link>
		<comments>http://bankruptcykansas.info/foreclosure-prevention-toolkit/#comments</comments>
		<pubDate>Wed, 16 Sep 2009 19:08:20 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Bad Outcomes, Fraud, Bankruptcy Crimes]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=2214</guid>
		<description><![CDATA[FDIC has published this online took kit to help homeowners prevent unnecessary foreclosures and stop foreclosure “rescue” scams that promise false hope to consumers at risk of losing their homes. * Is Foreclosure Knocking at Your Door? This brochure explains how mortgage modification programs can help those at risk of foreclosure save their home. * [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/attorney-general-six-issues-foreclosure-advice/' rel='bookmark' title='Attorney General Six Gives Foreclosure Advice &#8211; Get Attorney, Learn Options'>Attorney General Six Gives Foreclosure Advice &#8211; Get Attorney, Learn Options</a> <small>Kansas Attorney General Stephen N. Six issued the following statement...</small></li>
<li><a href='http://bankruptcykansas.info/foreclosure-truth-few-getting-help/' rel='bookmark' title='Foreclosure Truth: Few Getting Help'>Foreclosure Truth: Few Getting Help</a> <small>As of 9/1/2009, only 1,711 permanent loan modifications 1.26% trial...</small></li>
<li><a href='http://bankruptcykansas.info/foreclosure-fixes-failing/' rel='bookmark' title='Foreclosure Fixes Failing'>Foreclosure Fixes Failing</a> <small>DATA: MORTGAGE “FORECLOSURE PREVENTION” FIXES FAILING TO WORK, U.S. HOME...</small></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Watch Out for Mortgage Modification Scams</title>
		<link>http://bankruptcykansas.info/watch-out-for-mortgage-modification-scams/</link>
		<comments>http://bankruptcykansas.info/watch-out-for-mortgage-modification-scams/#comments</comments>
		<pubDate>Wed, 17 Jun 2009 12:17:00 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=1442</guid>
		<description><![CDATA[Watch out for all the mortgage modification scams out there preying on good people who desperately want to keep their home mortgage out of foreclosure. Many of the mortgage brokers who formerly got people into subprime loans are now calling themselves mortgage modification agents. &#8220;You should not have to pay someone to help you with [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/home-affordable-modification-program-video/' rel='bookmark' title='Home Affordable Modification Program Video'>Home Affordable Modification Program Video</a> <small>The U.S. Trustee&#8217;s office produced a video and written materials...</small></li>
<li><a href='http://bankruptcykansas.info/congress-considers-judicial-mortgage-modification-chapter-13-bankruptcy/' rel='bookmark' title='Congress Considers Judicial Mortgage Modification in Chapter 13 Bankruptcy'>Congress Considers Judicial Mortgage Modification in Chapter 13 Bankruptcy</a> <small>The Helping Families Save Their Homes in Bankruptcy Act of...</small></li>
<li><a href='http://bankruptcykansas.info/attorney-general-six-issues-foreclosure-advice/' rel='bookmark' title='Attorney General Six Gives Foreclosure Advice &#8211; Get Attorney, Learn Options'>Attorney General Six Gives Foreclosure Advice &#8211; Get Attorney, Learn Options</a> <small>Kansas Attorney General Stephen N. Six issued the following statement...</small></li>
</ol>]]></description>
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		<item>
		<title>Can They Take My Home Away from Me if I File Bankruptcy in Kansas?</title>
		<link>http://bankruptcykansas.info/can-they-take-my-home-away-from-me-if-i-file-bankruptcy-kansas/</link>
		<comments>http://bankruptcykansas.info/can-they-take-my-home-away-from-me-if-i-file-bankruptcy-kansas/#comments</comments>
		<pubDate>Sun, 14 Jun 2009 18:12:37 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Exemptions & What You Get to Keep]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=1742</guid>
		<description><![CDATA[Kansans in financial distress often ask, &#8220;Will I will lose my home if I file bankruptcy?&#8220;  The simple answer is that most Kansans do not lose their home if they file for bankruptcy.  We are lucky in Kansas to have a homestead law that protects one acre of land in the city and 160 acres [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/will-i-lose-my-house-if-i-file-bankruptcy/' rel='bookmark' title='Will I Lose My House If I File Bankruptcy?'>Will I Lose My House If I File Bankruptcy?</a> <small>I am frequently asked by people who are thinking of...</small></li>
<li><a href='http://bankruptcykansas.info/what-will-happen-to-my-home-and-car-if-i-file-bankruptcy/' rel='bookmark' title='What Will Happen to My Home and Car If I File Bankruptcy?'>What Will Happen to My Home and Car If I File Bankruptcy?</a> <small>In most cases you will not lose your home or...</small></li>
<li><a href='http://bankruptcykansas.info/kansas-home-foreclosures-up-40/' rel='bookmark' title='Kansas Home Foreclosures Up 40%'>Kansas Home Foreclosures Up 40%</a> <small>The home mortgage foreclosure crisis got dramatically worse in Kansas...</small></li>
</ol>]]></description>
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