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	<title>Kansas Bankruptcy Information &#187; Mortgages</title>
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	<link>http://bankruptcykansas.info</link>
	<description>Topeka Attorneys Helping You Get the Fresh Start Only Federal Bankruptcy Laws Can Give You</description>
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		<title>Do I Have to Pay My Creditor&#8217;s Attorneys Fees?</title>
		<link>http://bankruptcykansas.info/how-much-may-creditor-attorneys-charge/</link>
		<comments>http://bankruptcykansas.info/how-much-may-creditor-attorneys-charge/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 00:39:09 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[2016]]></category>
		<category><![CDATA[attorney fees]]></category>
		<category><![CDATA[creditor attorneys fees]]></category>
		<category><![CDATA[Judge Karlin]]></category>
		<category><![CDATA[Loy]]></category>
		<category><![CDATA[proof of claim]]></category>
		<category><![CDATA[South and Associates]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3650</guid>
		<description><![CDATA[2016 APPLICATIONS BY CREDITORS In re Loy, Case No. 07-41333 December 2007, Judge Karlin This case contains a discussion of the various issues that are to be considered by court and counsel in the context of a 2016 application by a creditor. This same issues present themselves in proofs of claim issues pertaining to attorney [...]]]></description>
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		<title>Cram Down Value Used for Means Test in Wichita Bankruptcies</title>
		<link>http://bankruptcykansas.info/cram-down-value-used-for-means-test-in-wichita-bankruptcies/</link>
		<comments>http://bankruptcykansas.info/cram-down-value-used-for-means-test-in-wichita-bankruptcies/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 16:58:33 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Means Test]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Allen]]></category>
		<category><![CDATA[Arroyo]]></category>
		<category><![CDATA[B22]]></category>
		<category><![CDATA[cram down]]></category>
		<category><![CDATA[current monthly income]]></category>
		<category><![CDATA[debtor's expenses]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[Hoss]]></category>
		<category><![CDATA[Judge Karlin]]></category>
		<category><![CDATA[Judge Nugent]]></category>
		<category><![CDATA[secured debt]]></category>
		<category><![CDATA[Wichita]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3423</guid>
		<description><![CDATA[A DEBTOR MUST USE THE STRIPPED/CRAMMED DOWN AMOUNT FOR PURPOSES OF CURRENT MONTHLY INCOME (CMI) ON LINE 47 OF B22C In re Hoss, Case No. 08-10365 In re Arroyo, Case No. 07-12779 August 2008, Judge Nugent In above median income (AMI) cases, debtors sought to deduct contract payments, rather than the stripped off/crammed down amounts. [...]]]></description>
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		<item>
		<title>Why Did They Stop Sending My Mortgage Statements After Bankruptcy?</title>
		<link>http://bankruptcykansas.info/mortgage-statements/</link>
		<comments>http://bankruptcykansas.info/mortgage-statements/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 21:33:21 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[After Bankruptcy]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Financial Help]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[automatic stay]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[house payment]]></category>
		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[proving you have paid]]></category>
		<category><![CDATA[stopping mortgage statements after bankruptcy]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=1051</guid>
		<description><![CDATA[Most home mortgage lenders who send monthly statements to their borrowers will stop sending statements once a bankruptcy is filed.   They will stop withdrawing automatic payments form your bank account.  They claim sending the statements and withdrawing your funds might be seen as a violation of the bankruptcy automatic stay on collection and they [...]]]></description>
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		<title>What Is Collateral in Bankruptcy?</title>
		<link>http://bankruptcykansas.info/what-is-collateral-bankruptcy/</link>
		<comments>http://bankruptcykansas.info/what-is-collateral-bankruptcy/#comments</comments>
		<pubDate>Sat, 26 Dec 2009 02:26:52 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Vehicles]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=2840</guid>
		<description><![CDATA[Collateral: The property that is subject to a lien. A creditor with rights in collateral is a secured creditor and has additional protections in the Bankruptcy Code for the claim secured by collateral. The measure of the secured claim is the value of the collateral available to secure the claim: it is possible to have [...]]]></description>
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		<title>Kansas Home Foreclosures Up 40%</title>
		<link>http://bankruptcykansas.info/kansas-home-foreclosures-up-40/</link>
		<comments>http://bankruptcykansas.info/kansas-home-foreclosures-up-40/#comments</comments>
		<pubDate>Sun, 18 Oct 2009 14:18:04 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Kansas Bankruptcy News]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=2471</guid>
		<description><![CDATA[The home mortgage foreclosure crisis got dramatically worse in Kansas in July, August and September 2009. RealtyTrac, a California company that tracks foreclosures, reports 3,402 foreclosure filings in Kansas during the third quarter, an increase of almost 40%. The Kansas foreclosure rate is below the national average of one in every 136 households. The foreclosure [...]]]></description>
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		<title>Foreclosure Truth: Few Getting Help</title>
		<link>http://bankruptcykansas.info/truth-about-mortgage-modification/</link>
		<comments>http://bankruptcykansas.info/truth-about-mortgage-modification/#comments</comments>
		<pubDate>Sat, 10 Oct 2009 20:32:17 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=2274</guid>
		<description><![CDATA[As of 9/1/2009, only 1,711 permanent loan modifications 1.26% trial modifications made permanent 1 in 8 mortgages in default or foreclosure foreclosure delayed, not avoided 10-12 million foreclosures predicted 50% mortgages will be underwater if problem not solved Treasury&#8217;s Strategy is &#8216;Inadequate&#8217; to Address Coming Wave of Foreclosures; For Many Homeowners, Foreclosure Will Be Delayed, [...]]]></description>
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		<item>
		<title>Foreclosure Prevention Toolkit</title>
		<link>http://bankruptcykansas.info/foreclosure-prevention-toolkit/</link>
		<comments>http://bankruptcykansas.info/foreclosure-prevention-toolkit/#comments</comments>
		<pubDate>Wed, 16 Sep 2009 19:08:20 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Bad Outcomes, Fraud, Bankruptcy Crimes]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=2214</guid>
		<description><![CDATA[FDIC has published this online took kit to help homeowners prevent unnecessary foreclosures and stop foreclosure “rescue” scams that promise false hope to consumers at risk of losing their homes. * Is Foreclosure Knocking at Your Door? This brochure explains how mortgage modification programs can help those at risk of foreclosure save their home. * [...]]]></description>
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		<title>Watch Out for Mortgage Modification Scams</title>
		<link>http://bankruptcykansas.info/mortgage-mod-scams/</link>
		<comments>http://bankruptcykansas.info/mortgage-mod-scams/#comments</comments>
		<pubDate>Wed, 17 Jun 2009 12:17:00 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=1442</guid>
		<description><![CDATA[Watch out for all the mortgage modification scams out there preying on good people who desperately want to keep their home mortgage out of foreclosure. Many of the mortgage brokers who formerly got people into subprime loans are now calling themselves mortgage modification agents. &#8220;You should not have to pay someone to help you with [...]]]></description>
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		<item>
		<title>Can They Take My Home Away from Me if I File Bankruptcy in Kansas?</title>
		<link>http://bankruptcykansas.info/home-file-bankruptcy-kansas/</link>
		<comments>http://bankruptcykansas.info/home-file-bankruptcy-kansas/#comments</comments>
		<pubDate>Sun, 14 Jun 2009 18:12:37 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Exemptions & What You Get to Keep]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=1742</guid>
		<description><![CDATA[Kansans in financial distress often ask, &#8220;Will I will lose my home if I file bankruptcy?&#8220;  The simple answer is that most Kansans do not lose their home if they file for bankruptcy.  We are lucky in Kansas to have a homestead law that protects one acre of land in the city and 160 acres [...]]]></description>
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		<title>Bankruptcy:  Mortgage Meltdown Melodrama at Attorney Seminar</title>
		<link>http://bankruptcykansas.info/1662/</link>
		<comments>http://bankruptcykansas.info/1662/#comments</comments>
		<pubDate>Tue, 02 Jun 2009 23:27:50 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=1662</guid>
		<description><![CDATA[Mortgage Meltdown Melodrama &#8211; Tied to the Railroad Track:  A Story of Villains, Heroes, and Happy Endings will be featured at the 20th annual conference of the Kansas Women Attorneys Association in Lindsborg in July. Kansas Chief Bankruptcy Judge Robert Nugent, Chapter 13 Standing Bankruptcy Trustee Laurie Williams and Chapter 7 Interim Trustees Patricia Hamilton [...]]]></description>
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