Do I Have to Reaffirm Any Debts?
Posted on
February 12, 2009 by
NCLC
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No. Reaffirmation is always optional. It is not required by bankruptcy law or any other law. If a creditor tries to pressure you to reaffirm, remember you can always say no.
Source: Your Legal Rights During and After Bankruptcy: Making the Most of Your Bankruptcy Discharge Pamphlet, National Consumer Law Center, Boston, MA, www.nclc.org.
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- Do I Have to Reaffirm the Same Terms?
- Can I Change My Mind After I Reaffirm a Debt?
- Should I Reaffirm a Debt?
- Do I Have Other Options for Secured Debts Other than Reaffirmation?
- Do I Still Owe Secured Debts (Mortgages, Car Loans) After Bankruptcy?