Save Your Home with Bankruptcy

Legislation is pending in Congress to change the law to allow judges to modify your home mortgage in chapter 13 bankruptcy. Delinquent mortgages could be stretched out to 40 years, principal due on the loan reduced to the value of the home, and adjustable rates changed to a low fixed rate if the Helping Families Save Their Homes in Bankruptcy Act of 2009 passes.  Judicial modification might lower the payments enough to make it possible to afford to stay in your home.

Contact your elected representatives today by email, phone or fax. This legislative, which President Barack Obama has pledged to sign, is on a fast track but opposed by the many in the mortgage and banking industries. Here is the contact information for contacting Congress: www.savehomewithbankruptcy.com/lobby.htm.

About Jill Michaux

Jill Michaux is a Kansas bankruptcy attorney with Neis Michaux Law Office. She and her partner, Mark Neis, are Topeka's only consumer bankruptcy law specialists. They are board certified by the American Board of Certification.

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