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	<title>Kansas Bankruptcy Law Information&#187; 910 car claim</title>
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	<link>http://bankruptcykansas.info</link>
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		<title>Negative Equity</title>
		<link>http://bankruptcykansas.info/negative-equity/</link>
		<comments>http://bankruptcykansas.info/negative-equity/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 02:57:09 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Vehicles]]></category>
		<category><![CDATA[1325]]></category>
		<category><![CDATA[1327]]></category>
		<category><![CDATA[1329]]></category>
		<category><![CDATA[910 car claim]]></category>
		<category><![CDATA[Ford]]></category>
		<category><![CDATA[Judge Berger]]></category>
		<category><![CDATA[Judge Nugent]]></category>
		<category><![CDATA[Judge Somers]]></category>
		<category><![CDATA[Kellerman]]></category>
		<category><![CDATA[Kuhasz]]></category>
		<category><![CDATA[negative equity]]></category>
		<category><![CDATA[PMSI]]></category>
		<category><![CDATA[purchase money security interest]]></category>
		<category><![CDATA[UCC]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3733</guid>
		<description><![CDATA[NEGATIVE EQUITY ISSUE NOT RULED UPON IN 1327 CASE In re Kuhasz, Case No. 07-20282 November 2008, Judge Somers Court noted split within the district. Judge Karlin excluded negative equity from PMSI claim in In re Padgett, 389 BR 203, while Judge Nugent included it. In re Ford 387 BR 14827 but declined to rule [...]
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<li><a href='http://bankruptcykansas.info/conversion-moots-negative-equity-case/' rel='bookmark' title='Conversion Moots Negative Equity Case'>Conversion Moots Negative Equity Case</a> <small>Court watchers will have to wait for another case to...</small></li>
<li><a href='http://bankruptcykansas.info/910-car-claims-get-interest/' rel='bookmark' title='910 Car Claims Get Interest'>910 Car Claims Get Interest</a> <small>SURRENDER IN FULL SATISFACTION OF 910 AND PAYMENT IN FULL...</small></li>
<li><a href='http://bankruptcykansas.info/force-placed-insurance-part-of-910-vehicle-claim/' rel='bookmark' title='Is Force Placed Insurance Part of 910 Vehicle Claim?'>Is Force Placed Insurance Part of 910 Vehicle Claim?</a> <small>COST OF FORCED PLACED INSURANCE IS PART OF PMSI FOR...</small></li>
</ol>]]></description>
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		</item>
		<item>
		<title>What Is Business Use of Vehicle?</title>
		<link>http://bankruptcykansas.info/business-use-of-vehicle/</link>
		<comments>http://bankruptcykansas.info/business-use-of-vehicle/#comments</comments>
		<pubDate>Sun, 17 Jan 2010 02:50:11 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Vehicles]]></category>
		<category><![CDATA[910 car claim]]></category>
		<category><![CDATA[Bolze]]></category>
		<category><![CDATA[business use]]></category>
		<category><![CDATA[hanging paragraph]]></category>
		<category><![CDATA[Judge Karlin]]></category>
		<category><![CDATA[Lowder]]></category>
		<category><![CDATA[Wilson]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3728</guid>
		<description><![CDATA[BUSINESS USE MUST BE “SIGNIFICANT” TO ESCAPE 910 FULL PAYMENT In re Wilson, Case No. 06-40637 December 2006, Judge Karlin Debtor sought to avoid the full payment requirement of the 910 car loan provision. Debtors were using the vehicles in question for personal and business use, as they served as foster parents. The court followed [...]
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<li><a href='http://bankruptcykansas.info/personal-use-of-vehicle-for-910-claim/' rel='bookmark' title='What Is Personal Use of Vehicle for 910 Claim?'>What Is Personal Use of Vehicle for 910 Claim?</a> <small>PERSONAL VS. BUSINESS USE FOR 910 CAR CLAIMS In re...</small></li>
<li><a href='http://bankruptcykansas.info/910-car-claims-get-interest/' rel='bookmark' title='910 Car Claims Get Interest'>910 Car Claims Get Interest</a> <small>SURRENDER IN FULL SATISFACTION OF 910 AND PAYMENT IN FULL...</small></li>
<li><a href='http://bankruptcykansas.info/creditor-gets-deficiency-claim-after-collateral-surrender/' rel='bookmark' title='Creditor Gets Deficiency Claim After Collateral Surrender'>Creditor Gets Deficiency Claim After Collateral Surrender</a> <small>10th CIRCUIT ‘RULES’ In re Rule, Case No. 06-22145 July,...</small></li>
</ol>]]></description>
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		<item>
		<title>Creditor Gets Deficiency Claim After Collateral Surrender</title>
		<link>http://bankruptcykansas.info/creditor-gets-deficiency-claim-after-collateral-surrender/</link>
		<comments>http://bankruptcykansas.info/creditor-gets-deficiency-claim-after-collateral-surrender/#comments</comments>
		<pubDate>Sun, 17 Jan 2010 01:29:29 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Vehicles]]></category>
		<category><![CDATA[10th Circuit]]></category>
		<category><![CDATA[1325(a)(9)]]></category>
		<category><![CDATA[1329]]></category>
		<category><![CDATA[910 car claim]]></category>
		<category><![CDATA[Ballard]]></category>
		<category><![CDATA[BAP]]></category>
		<category><![CDATA[deficiency]]></category>
		<category><![CDATA[Jones]]></category>
		<category><![CDATA[Judge Berger]]></category>
		<category><![CDATA[Judge Somers]]></category>
		<category><![CDATA[McClay]]></category>
		<category><![CDATA[Quick]]></category>
		<category><![CDATA[Rule]]></category>
		<category><![CDATA[surrender in full satisfaction]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3681</guid>
		<description><![CDATA[10th CIRCUIT ‘RULES’ In re Rule, Case No. 06-22145 July, 2008, Judge Berger Judge Berger followed In re Ballard 526 F. 3d 634 (10th Cir. 2008), in finding that a 910 car loan may have a deficiency balance after sale of the vehicle. SURRENDER IN FULL SATISFACTION OF 910 AND PAYMENT IN FULL WITH NOT [...]
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<li><a href='http://bankruptcykansas.info/910-car-claims-get-interest/' rel='bookmark' title='910 Car Claims Get Interest'>910 Car Claims Get Interest</a> <small>SURRENDER IN FULL SATISFACTION OF 910 AND PAYMENT IN FULL...</small></li>
<li><a href='http://bankruptcykansas.info/personal-use-of-vehicle-for-910-claim/' rel='bookmark' title='What Is Personal Use of Vehicle for 910 Claim?'>What Is Personal Use of Vehicle for 910 Claim?</a> <small>PERSONAL VS. BUSINESS USE FOR 910 CAR CLAIMS In re...</small></li>
<li><a href='http://bankruptcykansas.info/negative-equity/' rel='bookmark' title='Negative Equity'>Negative Equity</a> <small>NEGATIVE EQUITY ISSUE NOT RULED UPON IN 1327 CASE In...</small></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Cramdown of Daughter&#8217;s Car Bad Faith</title>
		<link>http://bankruptcykansas.info/cramdown-of-daughters-car-bad-faith/</link>
		<comments>http://bankruptcykansas.info/cramdown-of-daughters-car-bad-faith/#comments</comments>
		<pubDate>Sat, 16 Jan 2010 02:32:46 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Vehicles]]></category>
		<category><![CDATA[910 car claim]]></category>
		<category><![CDATA[bad faith]]></category>
		<category><![CDATA[cramdown]]></category>
		<category><![CDATA[daughter's car]]></category>
		<category><![CDATA[Flygare]]></category>
		<category><![CDATA[good faith]]></category>
		<category><![CDATA[Judge Somers]]></category>
		<category><![CDATA[Lewis]]></category>
		<category><![CDATA[stay relief]]></category>
		<category><![CDATA[titled to debtors]]></category>
		<category><![CDATA[Young]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3719</guid>
		<description><![CDATA[CAR OWNED BY CHILD CAN BE CRAMMED DOWN BUT NOT GOOD FAITH In re Lewis, Case No. 06-20027 August 2006, Judge Somers The vehicle the debtors proposed to cramdown in the plan was found to belong to the daughter, even though titled to debtors. Daughter made the payments. However, the Court found that the plan [...]
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<li><a href='http://bankruptcykansas.info/my-wife-didnt-file-bankruptcy-can-i-deduct-her-car-payment-on-my-means-test/' rel='bookmark' title='My Wife Didn&#039;t File Bankruptcy, Can I Deduct Her Car Payment on My Means Test?'>My Wife Didn&#039;t File Bankruptcy, Can I Deduct Her Car Payment on My Means Test?</a> <small>NON DEBTOR EXPENSES NOT ALLOWED ON B22C In re Shahan,...</small></li>
<li><a href='http://bankruptcykansas.info/negative-equity/' rel='bookmark' title='Negative Equity'>Negative Equity</a> <small>NEGATIVE EQUITY ISSUE NOT RULED UPON IN 1327 CASE In...</small></li>
</ol>]]></description>
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		<title>910 Car Claims Get Interest</title>
		<link>http://bankruptcykansas.info/910-car-claims-get-interest/</link>
		<comments>http://bankruptcykansas.info/910-car-claims-get-interest/#comments</comments>
		<pubDate>Sat, 16 Jan 2010 01:06:50 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Vehicles]]></category>
		<category><![CDATA[10th Circuit]]></category>
		<category><![CDATA[1325]]></category>
		<category><![CDATA[506]]></category>
		<category><![CDATA[910 car claim]]></category>
		<category><![CDATA[Ballard]]></category>
		<category><![CDATA[Bankruptcy Appellate Panel]]></category>
		<category><![CDATA[BAP]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[Citifinancial Auto]]></category>
		<category><![CDATA[discount rate]]></category>
		<category><![CDATA[Hernandez-Simpson]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[Jones]]></category>
		<category><![CDATA[Judge Berger]]></category>
		<category><![CDATA[Judge Karlin]]></category>
		<category><![CDATA[Judge Robinson]]></category>
		<category><![CDATA[Judge Somers]]></category>
		<category><![CDATA[Kinsey]]></category>
		<category><![CDATA[McClay]]></category>
		<category><![CDATA[Thomas]]></category>
		<category><![CDATA[Vega]]></category>
		<category><![CDATA[Wampler]]></category>
		<category><![CDATA[Wilson]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/3670/</guid>
		<description><![CDATA[SURRENDER IN FULL SATISFACTION OF 910 AND PAYMENT IN FULL WITH NOT INTEREST NOT ALLOWED In re McClay, Case No. 07-20106 October 2008, Judge Berger 910 vehicle case. Plan provided for payment of full debt with no interest and option to surrender in full satisfaction. This was found to be an attempt to modify prospectively [...]
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<li><a href='http://bankruptcykansas.info/creditor-gets-deficiency-claim-after-collateral-surrender/' rel='bookmark' title='Creditor Gets Deficiency Claim After Collateral Surrender'>Creditor Gets Deficiency Claim After Collateral Surrender</a> <small>10th CIRCUIT ‘RULES’ In re Rule, Case No. 06-22145 July,...</small></li>
<li><a href='http://bankruptcykansas.info/personal-use-of-vehicle-for-910-claim/' rel='bookmark' title='What Is Personal Use of Vehicle for 910 Claim?'>What Is Personal Use of Vehicle for 910 Claim?</a> <small>PERSONAL VS. BUSINESS USE FOR 910 CAR CLAIMS In re...</small></li>
<li><a href='http://bankruptcykansas.info/1457/' rel='bookmark' title='What Interest Rate Does the Chapter 13 Bankruptcy Trustee Pay on Secured Claims?'>What Interest Rate Does the Chapter 13 Bankruptcy Trustee Pay on Secured Claims?</a> <small>EXPLANATION OF THE TOPEKA DISCOUNT RATE by Jan Hamilton, Standing...</small></li>
</ol>]]></description>
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		</item>
		<item>
		<title>What Is Personal Use of Vehicle for 910 Claim?</title>
		<link>http://bankruptcykansas.info/personal-use-of-vehicle-for-910-claim/</link>
		<comments>http://bankruptcykansas.info/personal-use-of-vehicle-for-910-claim/#comments</comments>
		<pubDate>Thu, 14 Jan 2010 02:18:27 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Vehicles]]></category>
		<category><![CDATA[1325(a)(5)(B)]]></category>
		<category><![CDATA[506]]></category>
		<category><![CDATA[910 car claim]]></category>
		<category><![CDATA[Bolze]]></category>
		<category><![CDATA[business use]]></category>
		<category><![CDATA[hanging paragraph]]></category>
		<category><![CDATA[Humphrey]]></category>
		<category><![CDATA[Judge Berger]]></category>
		<category><![CDATA[Judge Karlin]]></category>
		<category><![CDATA[Lowder]]></category>
		<category><![CDATA[personal use]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3707</guid>
		<description><![CDATA[PERSONAL VS. BUSINESS USE FOR 910 CAR CLAIMS In re Lowder, Case No. 05-44802 August 2006, Judge Karlin Creditor objected to confirmation as debtor sought to avoid the 910 car loan restriction by arguing that she used the car to get to and from work and, therefore, not “personal”.  Debtor contended that Toyota is entitled [...]
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<li><a href='http://bankruptcykansas.info/business-use-of-vehicle/' rel='bookmark' title='What Is Business Use of Vehicle?'>What Is Business Use of Vehicle?</a> <small>BUSINESS USE MUST BE “SIGNIFICANT” TO ESCAPE 910 FULL PAYMENT...</small></li>
<li><a href='http://bankruptcykansas.info/910-car-claims-get-interest/' rel='bookmark' title='910 Car Claims Get Interest'>910 Car Claims Get Interest</a> <small>SURRENDER IN FULL SATISFACTION OF 910 AND PAYMENT IN FULL...</small></li>
<li><a href='http://bankruptcykansas.info/force-placed-insurance-part-of-910-vehicle-claim/' rel='bookmark' title='Is Force Placed Insurance Part of 910 Vehicle Claim?'>Is Force Placed Insurance Part of 910 Vehicle Claim?</a> <small>COST OF FORCED PLACED INSURANCE IS PART OF PMSI FOR...</small></li>
</ol>]]></description>
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		<item>
		<title>GAP Insurance Not In Car Lender&#039;s PMSI</title>
		<link>http://bankruptcykansas.info/gap-insurance-not-car-lenders-pmsi/</link>
		<comments>http://bankruptcykansas.info/gap-insurance-not-car-lenders-pmsi/#comments</comments>
		<pubDate>Sun, 07 Dec 2008 17:44:13 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Kansas Bankruptcy News]]></category>
		<category><![CDATA[910 car claim]]></category>
		<category><![CDATA[910 claim]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[car service contract]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[cram down]]></category>
		<category><![CDATA[crammed down]]></category>
		<category><![CDATA[GAP insurance]]></category>
		<category><![CDATA[Janice Miller Karlin]]></category>
		<category><![CDATA[Jill Michaux]]></category>
		<category><![CDATA[Judge Karlin]]></category>
		<category><![CDATA[Kansas]]></category>
		<category><![CDATA[Kansas bankruptcy court]]></category>
		<category><![CDATA[Mark Neis]]></category>
		<category><![CDATA[negative equity]]></category>
		<category><![CDATA[Neis & Michaux]]></category>
		<category><![CDATA[non-purchase money security interest]]></category>
		<category><![CDATA[PMSI]]></category>
		<category><![CDATA[purchase money security interest]]></category>
		<category><![CDATA[service contract]]></category>
		<category><![CDATA[U.S. Bankruptcy Court for the District of Kansas]]></category>
		<category><![CDATA[value of car]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=144</guid>
		<description><![CDATA[GAP insurance, service contracts, administrative fees and the traded-in car payoff are not part of a car lender&#8217;s purchase-money secured claim in chapter 13 bankruptcy and can be crammed-down if the car is worth less than the loan balance, Judge Janice Miller Karlin ruled this week in In Re Miller, Case No. 08-40935, (Bankr. D.Kan. [...]
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<li><a href='http://bankruptcykansas.info/negative-equity/' rel='bookmark' title='Negative Equity'>Negative Equity</a> <small>NEGATIVE EQUITY ISSUE NOT RULED UPON IN 1327 CASE In...</small></li>
<li><a href='http://bankruptcykansas.info/910-car-claims-get-interest/' rel='bookmark' title='910 Car Claims Get Interest'>910 Car Claims Get Interest</a> <small>SURRENDER IN FULL SATISFACTION OF 910 AND PAYMENT IN FULL...</small></li>
</ol>]]></description>
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