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	<title>Kansas Bankruptcy Law Informationbankruptcy | Kansas Bankruptcy Law Information</title>
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	<link>http://bankruptcykansas.info</link>
	<description>Get the Fresh Start Only the Federal Bankruptcy Laws Can Give You</description>
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		<title>Credit Counseling Before Bankruptcy</title>
		<link>http://bankruptcykansas.info/credit-counseling-before-bankruptcy/</link>
		<comments>http://bankruptcykansas.info/credit-counseling-before-bankruptcy/#comments</comments>
		<pubDate>Thu, 02 Jun 2011 20:41:11 +0000</pubDate>
		<dc:creator>Mark Neis, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy prerequisite]]></category>
		<category><![CDATA[credit counseling]]></category>
		<category><![CDATA[pre-bankruptcy creditor counseling]]></category>
		<category><![CDATA[prerequisite for filing bankruptcy]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=5588</guid>
		<description><![CDATA[Everyone who files a bankruptcy must get a credit counseling certificate before the bankruptcy can be filed. There are almost no exceptions. You do not have to pay your bills in a debt repayment plan through a credit counselor.  In fact, the credit counselors say 1 to 3% of people who do the pre-bankruptcy counseling...


Related posts:<ol><li><a href='http://bankruptcykansas.info/free-prebankruptcy-credit-counseling/' rel='bookmark' title='Free Pre-Bankruptcy Credit Counseling'>Free Pre-Bankruptcy Credit Counseling</a></li>
<li><a href='http://bankruptcykansas.info/foreclose-no-excuse-for-no-credit-counseling-before-bankruptcy/' rel='bookmark' title='Foreclosure No Excuse for No Credit Counseling Before Bankruptcy'>Foreclosure No Excuse for No Credit Counseling Before Bankruptcy</a></li>
<li><a href='http://bankruptcykansas.info/no-credit-counseling-certificate-no-bankruptcy/' rel='bookmark' title='No Credit Counseling Certificate, No Bankruptcy'>No Credit Counseling Certificate, No Bankruptcy</a></li>
</ol>]]></description>
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		<title>Bankruptcy Trustees in Kansas</title>
		<link>http://bankruptcykansas.info/bankruptcy-trustees-kansas/</link>
		<comments>http://bankruptcykansas.info/bankruptcy-trustees-kansas/#comments</comments>
		<pubDate>Tue, 31 May 2011 17:14:47 +0000</pubDate>
		<dc:creator>Mark Neis, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Trustees]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy trustee]]></category>
		<category><![CDATA[chapter 13 bankruptcy trustee]]></category>
		<category><![CDATA[chapter 7 bankruptcy trustee]]></category>
		<category><![CDATA[Jan Hamilton]]></category>
		<category><![CDATA[Kansas bankruptcy trustee]]></category>
		<category><![CDATA[U.S. Trustee]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=5516</guid>
		<description><![CDATA[Chapter 13 Bankruptcy Trustee &#8211; Topeka Chapter 13 Bankruptcy Trustee &#8211; Kansas City, Kansas Chapter 13 Bankruptcy Trustee &#8211; Wichita Chapter 7 Bankruptcy Trustees Chapter 12 Bankruptcy Trustee U.S. Trustee Region 20 &#8211; Wichita Executive Office of the United States Trustee Image Credit: Some rights reserved by cote Related posts:Wieland Named U.S. Trustee for Kansas...


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<li><a href='http://bankruptcykansas.info/who-chapter-7-trustees-kansas/' rel='bookmark' title='Who are the Chapter 7 Trustees in Kansas?'>Who are the Chapter 7 Trustees in Kansas?</a></li>
<li><a href='http://bankruptcykansas.info/us-trustee-website-changed/' rel='bookmark' title='US Trustee Website Changed'>US Trustee Website Changed</a></li>
</ol>]]></description>
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		<item>
		<title>What Can I Do If I Can&#8217;t Afford My Chapter 13?</title>
		<link>http://bankruptcykansas.info/can-i-do-if-i-cant-afford-my-chapter-13-payments/</link>
		<comments>http://bankruptcykansas.info/can-i-do-if-i-cant-afford-my-chapter-13-payments/#comments</comments>
		<pubDate>Mon, 30 May 2011 22:35:29 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[chapter 13 plan]]></category>
		<category><![CDATA[Conversion]]></category>
		<category><![CDATA[convert to chapter 7]]></category>
		<category><![CDATA[dismiss]]></category>
		<category><![CDATA[modification of plan]]></category>
		<category><![CDATA[modify your plan]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=5659</guid>
		<description><![CDATA[What Can I Do If I Can’t Afford My Chapter 13 Payments? by Peter Orville of Bankruptcy Law Network You always have options if there are significant changes in your life during your Chapter 13. If you’ve been laid off, become sick, split up with your spouse or just can’t keep up with the rising...


Related posts:<ol><li><a href='http://bankruptcykansas.info/13-reasons-chapter-13-bankruptcy-ends-your-bill-problems/' rel='bookmark' title='13 Reasons Chapter 13 Bankruptcy Ends Your Bill Problems'>13 Reasons Chapter 13 Bankruptcy Ends Your Bill Problems</a></li>
<li><a href='http://bankruptcykansas.info/divorce-debts/' rel='bookmark' title='What Happens to Divorce Debts in Bankruptcy?'>What Happens to Divorce Debts in Bankruptcy?</a></li>
<li><a href='http://bankruptcykansas.info/chapter-13-bankruptcy-plan-confirmation-requirement/' rel='bookmark' title='What Is Required to Confirm My Chapter 13 Bankruptcy Plan?'>What Is Required to Confirm My Chapter 13 Bankruptcy Plan?</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>13 Reasons Chapter 13 Bankruptcy Ends Your Bill Problems</title>
		<link>http://bankruptcykansas.info/13-reasons-chapter-13-bankruptcy-ends-your-bill-problems/</link>
		<comments>http://bankruptcykansas.info/13-reasons-chapter-13-bankruptcy-ends-your-bill-problems/#comments</comments>
		<pubDate>Mon, 30 May 2011 15:42:56 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[ending bill problems]]></category>
		<category><![CDATA[Kansas bankruptcy laws]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=5323</guid>
		<description><![CDATA[Chapter 13 bankruptcy is a powerful tool that may be able to help you end your bill problems. Here are 13 reasons Chapter 13 bankruptcy makes sense written by my Bankruptcy Law Network colleague, Doug Jacobs. Flexibility: you can dismiss the case at any time or even convert it to a Chapter 7. You can...


Related posts:<ol><li><a href='http://bankruptcykansas.info/mortgage-claim-paid-interest-chapter-13-bankruptcy/' rel='bookmark' title='Do Mortgage Arrears Get Paid Interest in Chapter 13 Bankruptcy?'>Do Mortgage Arrears Get Paid Interest in Chapter 13 Bankruptcy?</a></li>
<li><a href='http://bankruptcykansas.info/chapter-13-bankruptcy-plan-confirmation-requirement/' rel='bookmark' title='What Is Required to Confirm My Chapter 13 Bankruptcy Plan?'>What Is Required to Confirm My Chapter 13 Bankruptcy Plan?</a></li>
<li><a href='http://bankruptcykansas.info/chapter-13-bankruptcy-payments/' rel='bookmark' title='Chapter 13 Bankruptcy Payments'>Chapter 13 Bankruptcy Payments</a></li>
</ol>]]></description>
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		<item>
		<title>Free Pre-Bankruptcy Credit Counseling</title>
		<link>http://bankruptcykansas.info/free-prebankruptcy-credit-counseling/</link>
		<comments>http://bankruptcykansas.info/free-prebankruptcy-credit-counseling/#comments</comments>
		<pubDate>Thu, 02 Sep 2010 21:15:51 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Financial Help]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[certificate of credit counseling]]></category>
		<category><![CDATA[consumer bankruptcy counseling]]></category>
		<category><![CDATA[credit counseling]]></category>
		<category><![CDATA[free credit counseling]]></category>
		<category><![CDATA[pre-bankruptcy counseling]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=4169</guid>
		<description><![CDATA[Consumerbankruptcycounseling.info provides free pre-bankruptcy credit counseling.  This service is internet based only.  It does not provide in-person or telephone service.  It is funded by charitable donations. Do not use this service if you need to file bankruptcy right away.  This service does not guarantee delivery of the certificate.  It may take up to five days...


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<li><a href='http://bankruptcykansas.info/free-credit-reports-arent-free/' rel='bookmark' title='Free Credit Reports Aren&#039;t Really Free'>Free Credit Reports Aren&#039;t Really Free</a></li>
<li><a href='http://bankruptcykansas.info/no-credit-counseling-certificate-no-bankruptcy/' rel='bookmark' title='No Credit Counseling Certificate, No Bankruptcy'>No Credit Counseling Certificate, No Bankruptcy</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Topeka Attorneys Observe U.S. Supreme Court Bankruptcy Argument in Lanning</title>
		<link>http://bankruptcykansas.info/topeka-attorneys-observe-u-s-supreme-court-bankruptcy-argument/</link>
		<comments>http://bankruptcykansas.info/topeka-attorneys-observe-u-s-supreme-court-bankruptcy-argument/#comments</comments>
		<pubDate>Wed, 24 Mar 2010 02:09:31 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Kansas Bankruptcy News]]></category>
		<category><![CDATA[Means Test]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[current monthly income]]></category>
		<category><![CDATA[disposable income]]></category>
		<category><![CDATA[Jan Hamilton]]></category>
		<category><![CDATA[Lanning]]></category>
		<category><![CDATA[projected monthly income]]></category>
		<category><![CDATA[U.S. Supreme Court]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=4065</guid>
		<description><![CDATA[We watched the arguments before the U.S. Supreme Court in Washington, D.C., yesterday in the bankruptcy case of Hamilton v. Lanning. We are not involved in this case.  We attended as observers.  The case deals with the formula for determining how much a debtor has to pay her general creditors in a chapter 13 bankruptcy...


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<li><a href='http://bankruptcykansas.info/means-test-form-controls-unless-significant-changes-circumstances/' rel='bookmark' title='Means Test Form Controls Unless Significant Changes in Circumstances'>Means Test Form Controls Unless Significant Changes in Circumstances</a></li>
<li><a href='http://bankruptcykansas.info/deviation-from-bankruptcy-means-test-for-expenses-too/' rel='bookmark' title='Deviation from Bankruptcy Means Test for Expenses, Too'>Deviation from Bankruptcy Means Test for Expenses, Too</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Bankruptcy Means Test Meaner as Family Incomes Drop</title>
		<link>http://bankruptcykansas.info/bankruptcy-means-test-meaner-as-family-incomes-drop/</link>
		<comments>http://bankruptcykansas.info/bankruptcy-means-test-meaner-as-family-incomes-drop/#comments</comments>
		<pubDate>Mon, 22 Feb 2010 01:54:08 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Means Test]]></category>
		<category><![CDATA[above median income]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy means test]]></category>
		<category><![CDATA[debtor's expenses]]></category>
		<category><![CDATA[disposable income]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Jill Michaux]]></category>
		<category><![CDATA[Kansas]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3972</guid>
		<description><![CDATA[As the economy worsens, unemployment rises and family incomes are dropping, getting bankruptcy help gets a little tougher. The bankruptcy income guidelines go down a few hundred dollars for Kansas cases filed on or after March 15, 2010.  While this change probably won&#8217;t disqualify many debtors, the downward trend is disturbing and more evidence the...


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<li><a href='http://bankruptcykansas.info/debtors-raise-kansas-median-income/' rel='bookmark' title='Kansas Median Income Goes Up on Bankruptcy Means Test'>Kansas Median Income Goes Up on Bankruptcy Means Test</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Debtor May Be Converted to 7 with No Discharge</title>
		<link>http://bankruptcykansas.info/debtor-may-be-converted-7-no-discharge/</link>
		<comments>http://bankruptcykansas.info/debtor-may-be-converted-7-no-discharge/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 23:54:12 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Bad Outcomes, Fraud, Bankruptcy Crimes]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Conversion]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Discharge]]></category>
		<category><![CDATA[assets to liquidate]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[converted to 7]]></category>
		<category><![CDATA[ineligible]]></category>
		<category><![CDATA[Judge Somers]]></category>
		<category><![CDATA[no discharge]]></category>
		<category><![CDATA[Rogers]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3608</guid>
		<description><![CDATA[DEBTORS MAY BE CONVERTED TO 7 EVEN THOUGH NOT ELIGIBLE FOR 7 DISCHARGE In re Rogers, Case No. 08-21487 January 2009, Judge Somers In a case in which assets may be liquidated, a 13 may be converted to a 7 even though debtors may not be eligible for a 7 discharge. Digest by:  Jan Hamilton,...


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<li><a href='http://bankruptcykansas.info/when-do-circumstances-change-the-bankruptcy-means-test/' rel='bookmark' title='Surrendered Collateral Doesn&#8217;t Count on Bankruptcy Means Test?'>Surrendered Collateral Doesn&#8217;t Count on Bankruptcy Means Test?</a></li>
</ol>]]></description>
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		<item>
		<title>Surrendered Collateral Doesn&#8217;t Count on Bankruptcy Means Test?</title>
		<link>http://bankruptcykansas.info/when-do-circumstances-change-the-bankruptcy-means-test/</link>
		<comments>http://bankruptcykansas.info/when-do-circumstances-change-the-bankruptcy-means-test/#comments</comments>
		<pubDate>Sat, 09 Jan 2010 18:38:06 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Means Test]]></category>
		<category><![CDATA[22C]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy means test]]></category>
		<category><![CDATA[change in circumstances]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[chapter 13 plan amount]]></category>
		<category><![CDATA[collateral]]></category>
		<category><![CDATA[debtor's expenses]]></category>
		<category><![CDATA[how much has to be paid in chapter 13]]></category>
		<category><![CDATA[Judge Somers]]></category>
		<category><![CDATA[Miller]]></category>
		<category><![CDATA[surrendered collateral]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3487</guid>
		<description><![CDATA[22C EXPENSE NOT PERMITTED ON SURRENDERED COLLATERAL In re Miller, Case No. 07-22927 December 2008, Judge Somers This decision ties to the concepts enunciated in the various Lanning decisions, i.e., to what extent may post petition changes in circumstances be considered in determining what is to be paid by an above the line debtor.  Digest...


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<li><a href='http://bankruptcykansas.info/deviation-from-bankruptcy-means-test-for-expenses-too/' rel='bookmark' title='Deviation from Bankruptcy Means Test for Expenses, Too'>Deviation from Bankruptcy Means Test for Expenses, Too</a></li>
<li><a href='http://bankruptcykansas.info/my-wife-didnt-file-bankruptcy-can-i-deduct-her-car-payment-on-my-means-test/' rel='bookmark' title='My Wife Didn&#039;t File Bankruptcy, Can I Deduct Her Car Payment on My Means Test?'>My Wife Didn&#039;t File Bankruptcy, Can I Deduct Her Car Payment on My Means Test?</a></li>
</ol>]]></description>
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		<title>Income and Expenses After Bankruptcy Change Chapter 13 Means Test</title>
		<link>http://bankruptcykansas.info/income-and-expenses-after-bankruptcy-change-chapter-13-means-test/</link>
		<comments>http://bankruptcykansas.info/income-and-expenses-after-bankruptcy-change-chapter-13-means-test/#comments</comments>
		<pubDate>Fri, 08 Jan 2010 18:27:14 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Means Test]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy means test]]></category>
		<category><![CDATA[changes in circumstances]]></category>
		<category><![CDATA[chapter 13 bankruptcy B22]]></category>
		<category><![CDATA[income and expenses]]></category>
		<category><![CDATA[Judge Somers]]></category>
		<category><![CDATA[Melvin]]></category>
		<category><![CDATA[Tholl]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3477</guid>
		<description><![CDATA[REITERATION THAT INCOME AND EXPENSE CHANGES MAY BE CONSIDERED POST PETITION IN 13. In re Tholl, Case No. 07-22677 December 2008, Judge Somers Court reviewed and followed the Melvin decision regarding changes of income and expenses after the filing of the chapter 13 bankruptcy but prior to confirmation of the chapter 13 bankruptcy plan. Related...


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<li><a href='http://bankruptcykansas.info/401k-withdrawal-income-for-means-test/' rel='bookmark' title='401(k) Withdrawal Is Income for Means Test'>401(k) Withdrawal Is Income for Means Test</a></li>
<li><a href='http://bankruptcykansas.info/how-do-i-deduct-my-non-filing-spouses-expenses-on-the-bankruptcy-means-test/' rel='bookmark' title='How Do I Deduct My Non-Filing Spouse&#8217;s Expenses on the Bankruptcy Means Test?'>How Do I Deduct My Non-Filing Spouse&#8217;s Expenses on the Bankruptcy Means Test?</a></li>
</ol>]]></description>
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