Tag Archive: Filing Bankruptcy

Bankruptcy Means Test Meaner as Family Incomes Drop

Posted on February 21, 2010 by Jill Michaux, Topeka Consumer Bankruptcy Attorney

As the economy worsens, unemployment rises and family incomes are dropping, getting bankruptcy help gets a little tougher.
The bankruptcy income guidelines go down a few hundred dollars for Kansas cases filed on or after March 15, 2010.  While this change probably won’t disqualify many debtors, the downward trend is disturbing and more evidence the means [...]

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in Bankruptcy News, Means Test.

How Can I Afford to File Bankruptcy?

Posted on January 6, 2010 by Jill Michaux, Topeka Consumer Bankruptcy Attorney

How can I afford to file bankruptcy?
If I can’t pay my bills, how can I afford to pay my bankruptcy attorney?
If I can’t pay my bills, how can I afford to pay my bankruptcy attorney? Part Two
Representing yourself
How much does bankruptcy cost?
Cost of filing bankruptcy

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in Chapter 13, Filing Bankruptcy, Financial Help.

No Early Payoff, But Chapter 13 Bankruptcy Plan Modification Possible

Posted on December 22, 2009 by Jill Michaux, Topeka Consumer Bankruptcy Attorney

PLAN MAY NOT PROPOSE EARLY PAYOFF BUT 1329 MAY ALLOW POST
CONFIRMATION MODIFICATION
In re Kidd, et al, Case No. 06-41232
August 2007, Judge Karlin
The Court recognized changes in 1324(b)(4) and held that debtors may not propose an early pay off but may obtain the same in the right circumstances via 1329.
Digest by:  Jan Hamilton, Trustee

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in After Bankruptcy, Chapter 13, Court Rulings.

Will I Lose My House If I File Bankruptcy?

Posted on September 13, 2009 by Jill Michaux, Topeka Consumer Bankruptcy Attorney

I am frequently asked by people who are thinking of filing bankruptcy, “Will I lose my house if I file bankruptcy?” The fear of losing everything in bankruptcy is very real.
Fortunately, in Kansas the protection our law has for your home is in our state constitution and statutes. That is quite different from [...]

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in Exemptions & What You Get to Keep, Filing Bankruptcy.

Courts Launch Bankruptcy Videos

Posted on November 30, 2008 by Jill Michaux, Topeka Consumer Bankruptcy Attorney

The federal bankruptcy courts rolled out short web videos on basic bankruptcy topics for consumers considering filing bankruptcy.
The first video explains that bankruptcy is a legal process for individuals who cannot pay their debts, which stops debt collection and discharges the debts.
All eight videos can be viewed on bankruptcykansas.info or the courts website.

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in Exemptions & What You Get to Keep, Filing Bankruptcy.

Consider Chapter 13

Posted on October 19, 2008 by Jill Michaux, Topeka Consumer Bankruptcy Attorney

Considerchapter13.com is a new web site launched by the National Association of Chapter 13 Trustees Academy for Consumer Bankruptcy Education. The site contains information for consumers and bankruptcy attorneys by the Chapter 13 trustees who belong to the NACTT.
As always with any information on the internet, you should ask questions and discuss specific issues with [...]

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in Chapter 13, Filing Bankruptcy.