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	<title>Kansas Bankruptcy Law Information&#187; Filing Bankruptcy</title>
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		<title>Bankruptcy Means Test Meaner as Family Incomes Drop</title>
		<link>http://bankruptcykansas.info/bankruptcy-means-test-meaner-as-family-incomes-drop/</link>
		<comments>http://bankruptcykansas.info/bankruptcy-means-test-meaner-as-family-incomes-drop/#comments</comments>
		<pubDate>Mon, 22 Feb 2010 01:54:08 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Means Test]]></category>
		<category><![CDATA[above median income]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy means test]]></category>
		<category><![CDATA[debtor's expenses]]></category>
		<category><![CDATA[disposable income]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Jill Michaux]]></category>
		<category><![CDATA[Kansas]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3972</guid>
		<description><![CDATA[As the economy worsens, unemployment rises and family incomes are dropping, getting bankruptcy help gets a little tougher. The bankruptcy income guidelines go down a few hundred dollars for Kansas cases filed on or after March 15, 2010.  While this change probably won&#8217;t disqualify many debtors, the downward trend is disturbing and more evidence the [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/income-guidelines-fall/' rel='bookmark' title='Bankruptcy Means Test Gets Meaner for Most Kansas Consumers'>Bankruptcy Means Test Gets Meaner for Most Kansas Consumers</a> <small>The means test will get meaner for most Kansas consumer debtors....</small></li>
<li><a href='http://bankruptcykansas.info/means-test-nicer-march-15/' rel='bookmark' title='Kansas Means Test Get Nicer March 15'>Kansas Means Test Get Nicer March 15</a> <small>The bankruptcy means test gets a little nicer to Kansas...</small></li>
<li><a href='http://bankruptcykansas.info/cram-down-value-used-for-means-test-in-wichita-bankruptcies/' rel='bookmark' title='Cram Down Value Used for Means Test in Wichita Bankruptcies'>Cram Down Value Used for Means Test in Wichita Bankruptcies</a> <small>A DEBTOR MUST USE THE STRIPPED/CRAMMED DOWN AMOUNT FOR PURPOSES...</small></li>
</ol>]]></description>
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		</item>
		<item>
		<title>How Can I Afford to File Bankruptcy?</title>
		<link>http://bankruptcykansas.info/how-can-i-afford-to-file-bankruptcy/</link>
		<comments>http://bankruptcykansas.info/how-can-i-afford-to-file-bankruptcy/#comments</comments>
		<pubDate>Wed, 06 Jan 2010 22:05:14 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Financial Help]]></category>
		<category><![CDATA[afford attorney]]></category>
		<category><![CDATA[cost of filing bankruptcy]]></category>
		<category><![CDATA[paying your attorney]]></category>
		<category><![CDATA[representing yourself]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=140</guid>
		<description><![CDATA[How can I afford to file bankruptcy? If I can&#8217;t pay my bills, how can I afford to pay my bankruptcy attorney? If I can&#8217;t pay my bills, how can I afford to pay my bankruptcy attorney? Part Two Representing yourself How much does bankruptcy cost? Cost of filing bankruptcy Related posts: Can I File [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/can-i-file-bankruptcy-without-attorney/' rel='bookmark' title='Can I File Bankruptcy Without an Attorney in Kansas?'>Can I File Bankruptcy Without an Attorney in Kansas?</a> <small>Since the bankruptcy laws were changed in 2005, it is...</small></li>
<li><a href='http://bankruptcykansas.info/file-bankruptcy-medical-bills/' rel='bookmark' title='Yes, You Can File Bankruptcy on Medical Bills'>Yes, You Can File Bankruptcy on Medical Bills</a> <small>There is a myth floating around that you can&#8217;t file...</small></li>
<li><a href='http://bankruptcykansas.info/will-i-lose-my-house-if-i-file-bankruptcy/' rel='bookmark' title='Will I Lose My House If I File Bankruptcy?'>Will I Lose My House If I File Bankruptcy?</a> <small>I am frequently asked by people who are thinking of...</small></li>
</ol>]]></description>
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		<item>
		<title>No Early Payoff, But Chapter 13 Bankruptcy Plan Modification Possible</title>
		<link>http://bankruptcykansas.info/no-early-payoff-but-chapter-13-bankruptcy-plan-modification-possible/</link>
		<comments>http://bankruptcykansas.info/no-early-payoff-but-chapter-13-bankruptcy-plan-modification-possible/#comments</comments>
		<pubDate>Wed, 23 Dec 2009 03:39:10 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[After Bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[applicable commitment period]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[chapter 13 plan length]]></category>
		<category><![CDATA[chapter 13 plan payment]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Judge Karlin]]></category>
		<category><![CDATA[Kidd]]></category>
		<category><![CDATA[projected disposable income]]></category>
		<category><![CDATA[Topeka]]></category>
		<category><![CDATA[U.S. Bankruptcy Court for the District of Kansas]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=2902</guid>
		<description><![CDATA[PLAN MAY NOT PROPOSE EARLY PAYOFF BUT 1329 MAY ALLOW POST CONFIRMATION MODIFICATION In re Kidd, et al, Case No. 06-41232 August 2007, Judge Karlin The Court recognized changes in 1324(b)(4) and held that debtors may not propose an early pay off but may obtain the same in the right circumstances via 1329. Digest by:  [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/chapter-13-payment-amount-can-change-but-not-plan-length/' rel='bookmark' title='Chapter 13 Payment Amount Can Change, But Not Plan Length'>Chapter 13 Payment Amount Can Change, But Not Plan Length</a> <small>APPLICABLE COMMITMENT PERIOD IS FIXED AS DATE OF FILING In...</small></li>
<li><a href='http://bankruptcykansas.info/my-income-above-median-how-long-will-my-chapter-13-plan-run/' rel='bookmark' title='My Income Is Above Median, How Long Will My Chapter 13 Plan Run?'>My Income Is Above Median, How Long Will My Chapter 13 Plan Run?</a> <small>B22C CONTROLS, OR IF DEBTOR USES I AND J, MUST...</small></li>
<li><a href='http://bankruptcykansas.info/how-long-does-chapter-13-last-if-my-income-below-median/' rel='bookmark' title='How Long Does Chapter 13 Last if My Income is Below Median?'>How Long Does Chapter 13 Last if My Income is Below Median?</a> <small>BELOW MEDIAN MUST RUN 36 MONTHS, B22C IS TEMPORAL In...</small></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Will I Lose My House If I File Bankruptcy?</title>
		<link>http://bankruptcykansas.info/will-i-lose-my-house-if-i-file-bankruptcy/</link>
		<comments>http://bankruptcykansas.info/will-i-lose-my-house-if-i-file-bankruptcy/#comments</comments>
		<pubDate>Mon, 14 Sep 2009 03:05:07 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Exemptions & What You Get to Keep]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[homestead exemption]]></category>
		<category><![CDATA[Kansas homestead]]></category>
		<category><![CDATA[will I lose my home]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=2202</guid>
		<description><![CDATA[I am frequently asked by people who are thinking of filing bankruptcy, &#8220;Will I lose my house if I file bankruptcy?&#8221; The fear of losing everything in bankruptcy is very real. Fortunately, in Kansas the protection our law has for your home is in our state constitution and statutes. That is quite different from other [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/will-i-lose-my-retirement-fund-if-i-file-bankruptcy/' rel='bookmark' title='Will I Lose My Retirement Fund if I File Bankruptcy?'>Will I Lose My Retirement Fund if I File Bankruptcy?</a> <small>Question:  Is my retirement account I have worked hard for...</small></li>
<li><a href='http://bankruptcykansas.info/can-they-take-my-home-away-from-me-if-i-file-bankruptcy-kansas/' rel='bookmark' title='Can They Take My Home Away from Me if I File Bankruptcy in Kansas?'>Can They Take My Home Away from Me if I File Bankruptcy in Kansas?</a> <small>Kansans in financial distress often ask, &#8220;Will I will lose...</small></li>
<li><a href='http://bankruptcykansas.info/what-will-happen-to-my-home-and-car-if-i-file-bankruptcy/' rel='bookmark' title='What Will Happen to My Home and Car If I File Bankruptcy?'>What Will Happen to My Home and Car If I File Bankruptcy?</a> <small>In most cases you will not lose your home or...</small></li>
</ol>]]></description>
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		<item>
		<title>Courts Launch Bankruptcy Videos</title>
		<link>http://bankruptcykansas.info/courts-launch-bankruptcy-videos/</link>
		<comments>http://bankruptcykansas.info/courts-launch-bankruptcy-videos/#comments</comments>
		<pubDate>Sun, 30 Nov 2008 18:43:06 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Exemptions & What You Get to Keep]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy basics]]></category>
		<category><![CDATA[bankruptcy basics videos]]></category>
		<category><![CDATA[bankruptcy court]]></category>
		<category><![CDATA[bankruptcy videos]]></category>
		<category><![CDATA[bankruptcykansas.info]]></category>
		<category><![CDATA[discharge debts]]></category>
		<category><![CDATA[Jill Michaux]]></category>
		<category><![CDATA[ksb.uscourts.gov. Kansas bankruptcy court]]></category>
		<category><![CDATA[Neis & Michaux]]></category>
		<category><![CDATA[stop debt collection]]></category>
		<category><![CDATA[Topeka Kansas]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=139</guid>
		<description><![CDATA[The federal bankruptcy courts rolled out short web videos on basic bankruptcy topics for consumers considering filing bankruptcy. The first video explains that bankruptcy is a legal process for individuals who cannot pay their debts, which stops debt collection and discharges the debts. All eight videos can be viewed on bankruptcykansas.info or the courts website. [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/free-video/' rel='bookmark' title='Free Web Videos on Filing Bankruptcy'>Free Web Videos on Filing Bankruptcy</a> <small>Free web videos on about filing for bankruptcy are now...</small></li>
<li><a href='http://bankruptcykansas.info/what-bankruptcy-can-not-do/' rel='bookmark' title='What Bankruptcy Can Not Do'>What Bankruptcy Can Not Do</a> <small>Bankruptcy can not, however, cure every financial problem.  Nor is...</small></li>
<li><a href='http://bankruptcykansas.info/consider-chapter-13/' rel='bookmark' title='Consider Chapter 13'>Consider Chapter 13</a> <small>Considerchapter13.com is a new web site launched by the National...</small></li>
</ol>]]></description>
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		<title>Consider Chapter 13</title>
		<link>http://bankruptcykansas.info/consider-chapter-13/</link>
		<comments>http://bankruptcykansas.info/consider-chapter-13/#comments</comments>
		<pubDate>Mon, 20 Oct 2008 02:47:19 +0000</pubDate>
		<dc:creator>By Jill Michaux, Topeka Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Academy for Consumer Bankruptcy Education]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcykansas.info]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[Jill Michaux]]></category>
		<category><![CDATA[Mark Neis]]></category>
		<category><![CDATA[NACTT]]></category>
		<category><![CDATA[National Association of Chapter 13 Trustees]]></category>
		<category><![CDATA[National Association of Chapter 13 Trustees Academy for]]></category>
		<category><![CDATA[Neis & Michaux]]></category>
		<category><![CDATA[Topeka Kansas]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=132</guid>
		<description><![CDATA[Considerchapter13.com is a new web site launched by the National Association of Chapter 13 Trustees Academy for Consumer Bankruptcy Education. The site contains information for consumers and bankruptcy attorneys by the Chapter 13 trustees who belong to the NACTT. As always with any information on the internet, you should ask questions and discuss specific issues [...]
Related posts:<ol>
<li><a href='http://bankruptcykansas.info/new-kansas-chapter-13-bankruptcy-discharge-procedure-proposed/' rel='bookmark' title='New Kansas Chapter 13 Bankruptcy Discharge Procedure Proposed'>New Kansas Chapter 13 Bankruptcy Discharge Procedure Proposed</a> <small>A new procedure for issuing chapter 13 bankruptcy discharges and...</small></li>
<li><a href='http://bankruptcykansas.info/new-rule-chapter-13-mortgage-payments-through-trustee/' rel='bookmark' title='New Rule:  Chapter 13 Mortgage Payments Through Trustee'>New Rule:  Chapter 13 Mortgage Payments Through Trustee</a> <small>The Kansas Bankruptcy Court adopted a new rule requiring chapter...</small></li>
<li><a href='http://bankruptcykansas.info/kansas-bankruptcy-judges-end-secret-mortgage-fees-in-chapter-13/' rel='bookmark' title='Kansas Bankruptcy Judges End Secret Mortgage Fees in Chapter 13'>Kansas Bankruptcy Judges End Secret Mortgage Fees in Chapter 13</a> <small>The bankruptcy judges in Kansas have approved new language for...</small></li>
</ol>]]></description>
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