Tag Archive: Janice Miller Karlin

GAP Insurance Not In Car Lender's PMSI

Posted on December 7, 2008 by Jill Michaux, Topeka Consumer Bankruptcy Attorney

GAP insurance, service contracts, administrative fees and the traded-in car payoff are not part of a car lender’s purchase-money secured claim in chapter 13 bankruptcy and can be crammed-down if the car is worth less than the loan balance, Judge Janice Miller Karlin ruled this week in In Re Miller, Case No. 08-40935, (Bankr. D.Kan. [...]

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in Chapter 13, Kansas Bankruptcy News.

Topeka Debtors Allowed Means Test Deduction for Cars With No Liens

Posted on September 1, 2008 by Jill Michaux, Topeka Consumer Bankruptcy Attorney

EDITOR UPDATE:  This post is out of date.  Judge Karlin reverted to her original ruling in In re Law after the Pearson decision was vacated.  This issue is currently pending the the U.S. Court for the Tenth Circuit  so we should have a binding ruling soon.  December 13, 2009.

Topeka Bankruptcy Judge Janice Miller Karlin announced [...]

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in Bankruptcy Legislation, Bankruptcy Trivia, Chapter 13, Exemptions & What You Get to Keep, Kansas Bankruptcy News, Means Test.