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	<title>Kansas Bankruptcy Law InformationKansas | Kansas Bankruptcy Law Information</title>
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	<link>http://bankruptcykansas.info</link>
	<description>Get the Fresh Start Only the Federal Bankruptcy Laws Can Give You</description>
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		<title>Kansans Fare Better on Bankruptcy Audits</title>
		<link>http://bankruptcykansas.info/kansans-fare-better-on-bankruptcy-audits/</link>
		<comments>http://bankruptcykansas.info/kansans-fare-better-on-bankruptcy-audits/#comments</comments>
		<pubDate>Mon, 05 Apr 2010 02:08:09 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Bad Outcomes, Fraud, Bankruptcy Crimes]]></category>
		<category><![CDATA[Kansas Bankruptcy News]]></category>
		<category><![CDATA[audit]]></category>
		<category><![CDATA[bankruptcy audit]]></category>
		<category><![CDATA[bankruptcy crime]]></category>
		<category><![CDATA[Kansas]]></category>
		<category><![CDATA[material misrepresentation]]></category>
		<category><![CDATA[Meet My Fellow Bankruptcy Bloggers]]></category>
		<category><![CDATA[U.S. Trustee]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=4066</guid>
		<description><![CDATA[Kansas debtors have less errors on their bankruptcy paperwork than the national average, according to the report just issued by the U.S. Trustee.  &#8220;Material misstatements&#8221; were reported in 12% of the audited cases, compared with 22% nationwide, although the report does not say just how serious the errors were. The federal government audits bankruptcy cases...


Related posts:<ol><li><a href='http://bankruptcykansas.info/documents-do-i-need-for-bankruptcy-audit/' rel='bookmark' title='What Documents Do I Need for a Bankruptcy Audit?'>What Documents Do I Need for a Bankruptcy Audit?</a></li>
<li><a href='http://bankruptcykansas.info/debtor-audits-stopped-for-now/' rel='bookmark' title='Debtor Audits Stopped (for Now)'>Debtor Audits Stopped (for Now)</a></li>
<li><a href='http://bankruptcykansas.info/long-bankruptcy-stay-credit-report/' rel='bookmark' title='How Long Will Bankruptcy Stay on My Credit Report?'>How Long Will Bankruptcy Stay on My Credit Report?</a></li>
</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Bankruptcy Means Test Meaner as Family Incomes Drop</title>
		<link>http://bankruptcykansas.info/bankruptcy-means-test-meaner-as-family-incomes-drop/</link>
		<comments>http://bankruptcykansas.info/bankruptcy-means-test-meaner-as-family-incomes-drop/#comments</comments>
		<pubDate>Mon, 22 Feb 2010 01:54:08 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[Means Test]]></category>
		<category><![CDATA[above median income]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy means test]]></category>
		<category><![CDATA[debtor's expenses]]></category>
		<category><![CDATA[disposable income]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Jill Michaux]]></category>
		<category><![CDATA[Kansas]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3972</guid>
		<description><![CDATA[As the economy worsens, unemployment rises and family incomes are dropping, getting bankruptcy help gets a little tougher. The bankruptcy income guidelines go down a few hundred dollars for Kansas cases filed on or after March 15, 2010.  While this change probably won&#8217;t disqualify many debtors, the downward trend is disturbing and more evidence the...


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<li><a href='http://bankruptcykansas.info/income-guidelines-fall/' rel='bookmark' title='Bankruptcy Means Test Gets Meaner for Most Kansas Consumers'>Bankruptcy Means Test Gets Meaner for Most Kansas Consumers</a></li>
<li><a href='http://bankruptcykansas.info/debtors-raise-kansas-median-income/' rel='bookmark' title='Kansas Median Income Goes Up on Bankruptcy Means Test'>Kansas Median Income Goes Up on Bankruptcy Means Test</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pay Child Support or Lose Your Professional License in Kansas</title>
		<link>http://bankruptcykansas.info/save-driver-license/</link>
		<comments>http://bankruptcykansas.info/save-driver-license/#comments</comments>
		<pubDate>Fri, 01 Jan 2010 20:13:22 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Financial Help]]></category>
		<category><![CDATA[child support]]></category>
		<category><![CDATA[child support enforcement]]></category>
		<category><![CDATA[domestic support obligation]]></category>
		<category><![CDATA[DSO]]></category>
		<category><![CDATA[Kansas]]></category>
		<category><![CDATA[lose your professional license for nonpayment of child support]]></category>

		<guid isPermaLink="false">http://www.bankruptcykansas.info/?p=1648</guid>
		<description><![CDATA[PAY CHILD SUPPORT OR LOSE YOUR PROFESSIONAL LICENSE, INCLUDING YOUR LAW LICENSE When a person who holds any kind of professional license or certification in Kansas owes past due child support equal to or greater than three months of child support and has failed, after reasonable opportunity, to comply with any payment plan, 2009 HB...


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<li><a href='http://bankruptcykansas.info/timeshare-debt-allowed-on-means-test-adult-child-disallowed/' rel='bookmark' title='Timeshare Debt Allowed on Means Test, Adult Child Disallowed'>Timeshare Debt Allowed on Means Test, Adult Child Disallowed</a></li>
<li><a href='http://bankruptcykansas.info/my-income-below-median-how-long-do-i-pay-my-chapter-13-payments/' rel='bookmark' title='My Income Is Below Median, How Long Do I Pay My Chapter 13 Payments?'>My Income Is Below Median, How Long Do I Pay My Chapter 13 Payments?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Local Bankruptcy Rules Changes Proposed</title>
		<link>http://bankruptcykansas.info/local-bankruptcy-rules-changes-proposed/</link>
		<comments>http://bankruptcykansas.info/local-bankruptcy-rules-changes-proposed/#comments</comments>
		<pubDate>Sat, 26 Dec 2009 04:55:40 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Bankruptcy News]]></category>
		<category><![CDATA[bankruptcy court]]></category>
		<category><![CDATA[bankruptcy practice and procedure]]></category>
		<category><![CDATA[bankruptcy rules]]></category>
		<category><![CDATA[Kansas]]></category>
		<category><![CDATA[local rules]]></category>
		<category><![CDATA[proposed changes]]></category>
		<category><![CDATA[Wichita]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=3313</guid>
		<description><![CDATA[The U.S. Bankruptcy Court for the District of Kansas is taking written comments on Proposed Local Rules of Practice and Procedure until January 1, 2010. Interested persons, whether or not members of the bar, may submit comments on the Proposed Local Rules addressed to the Clerk of the United States Bankruptcy Court for the District...


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<li><a href='http://bankruptcykansas.info/local-rules-changes-proposed/' rel='bookmark' title='Local Rules Changes Proposed'>Local Rules Changes Proposed</a></li>
<li><a href='http://bankruptcykansas.info/time-counting-rules-in-bankruptcy-changed/' rel='bookmark' title='Bankruptcy Time Counting Rules Changed'>Bankruptcy Time Counting Rules Changed</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>GAP Insurance Not In Car Lender&#039;s PMSI</title>
		<link>http://bankruptcykansas.info/gap-insurance-not-car-lenders-pmsi/</link>
		<comments>http://bankruptcykansas.info/gap-insurance-not-car-lenders-pmsi/#comments</comments>
		<pubDate>Sun, 07 Dec 2008 17:44:13 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Kansas Bankruptcy News]]></category>
		<category><![CDATA[910 car claim]]></category>
		<category><![CDATA[910 claim]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[car service contract]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[cram down]]></category>
		<category><![CDATA[crammed down]]></category>
		<category><![CDATA[GAP insurance]]></category>
		<category><![CDATA[Janice Miller Karlin]]></category>
		<category><![CDATA[Jill Michaux]]></category>
		<category><![CDATA[Judge Karlin]]></category>
		<category><![CDATA[Kansas]]></category>
		<category><![CDATA[Kansas bankruptcy court]]></category>
		<category><![CDATA[Mark Neis]]></category>
		<category><![CDATA[negative equity]]></category>
		<category><![CDATA[Neis & Michaux]]></category>
		<category><![CDATA[non-purchase money security interest]]></category>
		<category><![CDATA[PMSI]]></category>
		<category><![CDATA[purchase money security interest]]></category>
		<category><![CDATA[service contract]]></category>
		<category><![CDATA[U.S. Bankruptcy Court for the District of Kansas]]></category>
		<category><![CDATA[value of car]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=144</guid>
		<description><![CDATA[GAP insurance, service contracts, administrative fees and the traded-in car payoff are not part of a car lender&#8217;s purchase-money secured claim in chapter 13 bankruptcy and can be crammed-down if the car is worth less than the loan balance, Judge Janice Miller Karlin ruled this week in In Re Miller, Case No. 08-40935, (Bankr. D.Kan....


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<li><a href='http://bankruptcykansas.info/910-car-claims-get-interest/' rel='bookmark' title='910 Car Claims Get Interest'>910 Car Claims Get Interest</a></li>
<li><a href='http://bankruptcykansas.info/negative-equity/' rel='bookmark' title='Negative Equity'>Negative Equity</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Kansas Bankruptcy Court Proposes Local Rules Changes</title>
		<link>http://bankruptcykansas.info/kansas-bankruptcy-court-proposes-local-rules-changes/</link>
		<comments>http://bankruptcykansas.info/kansas-bankruptcy-court-proposes-local-rules-changes/#comments</comments>
		<pubDate>Sun, 02 Nov 2008 18:55:17 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Kansas Bankruptcy News]]></category>
		<category><![CDATA[attorney signatures on pleadings]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bar committee]]></category>
		<category><![CDATA[bench and bar committee]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[chapter 13 trustee]]></category>
		<category><![CDATA[foreign representatives]]></category>
		<category><![CDATA[Jill Michaux]]></category>
		<category><![CDATA[Kansas]]></category>
		<category><![CDATA[Kansas bankruptcy court]]></category>
		<category><![CDATA[kansas city kansas]]></category>
		<category><![CDATA[Kansas City KS]]></category>
		<category><![CDATA[ksb.uscourts.gov]]></category>
		<category><![CDATA[local rules]]></category>
		<category><![CDATA[local rules of practice and procedure]]></category>
		<category><![CDATA[Mark Neis]]></category>
		<category><![CDATA[motor vehicles]]></category>
		<category><![CDATA[pleadings]]></category>
		<category><![CDATA[proof of insurance]]></category>
		<category><![CDATA[rules changes]]></category>
		<category><![CDATA[rules of practice and procedure]]></category>
		<category><![CDATA[Topeka Kansas]]></category>
		<category><![CDATA[U.S. Bankruptcy Court]]></category>
		<category><![CDATA[U.S. Bankruptcy Court for the District of Kansas]]></category>
		<category><![CDATA[Wichita]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=134</guid>
		<description><![CDATA[Amendments to the local rules of practice and procedure are proposed by the U.S. Bankruptcy Court for the District of Kansas about post-confirmation recovery of assets by the chapter 13 trustee, proof of insurance on motor vehicles, required information for attorney signatures on pleadings, and cases commenced by foreign representatives. The Court is soliciting written...


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<li><a href='http://bankruptcykansas.info/local-rules-amended/' rel='bookmark' title='Kansas Bankruptcy Local Court Rules Amended'>Kansas Bankruptcy Local Court Rules Amended</a></li>
<li><a href='http://bankruptcykansas.info/local-rules-changes-proposed/' rel='bookmark' title='Local Rules Changes Proposed'>Local Rules Changes Proposed</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Topeka Debtors Allowed Means Test Deduction for Cars With No Liens</title>
		<link>http://bankruptcykansas.info/topeka-debtors-get-means-test-deduction-for-cars-with-no-liens/</link>
		<comments>http://bankruptcykansas.info/topeka-debtors-get-means-test-deduction-for-cars-with-no-liens/#comments</comments>
		<pubDate>Mon, 01 Sep 2008 21:32:19 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Bankruptcy Legislation]]></category>
		<category><![CDATA[Bankruptcy Trivia]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Exemptions & What You Get to Keep]]></category>
		<category><![CDATA[Kansas Bankruptcy News]]></category>
		<category><![CDATA[Means Test]]></category>
		<category><![CDATA[Bankruptcy Appellate Panel]]></category>
		<category><![CDATA[bankruptcy cases]]></category>
		<category><![CDATA[Bankruptcy Law Office]]></category>
		<category><![CDATA[car ownership allowance]]></category>
		<category><![CDATA[chief bankruptcy judge]]></category>
		<category><![CDATA[district court judge]]></category>
		<category><![CDATA[Howell]]></category>
		<category><![CDATA[janice miller]]></category>
		<category><![CDATA[Janice Miller Karlin]]></category>
		<category><![CDATA[Jill A Michaux]]></category>
		<category><![CDATA[John W Lungstrum]]></category>
		<category><![CDATA[Kansas]]></category>
		<category><![CDATA[Kansas Bankruptcy Law Information blog]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[Mark W Neis]]></category>
		<category><![CDATA[Neis & Michaux]]></category>
		<category><![CDATA[Pearson]]></category>
		<category><![CDATA[Robert D Berger]]></category>
		<category><![CDATA[Robert Nugent]]></category>
		<category><![CDATA[Thomas]]></category>
		<category><![CDATA[U.S. Bankruptcy Court for the District of Kansas]]></category>
		<category><![CDATA[wichta]]></category>
		<category><![CDATA[Wieland v Thomas]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=119</guid>
		<description><![CDATA[EDITOR UPDATE:  This post is out of date.  Judge Karlin reverted to her original ruling in In re Law after the Pearson decision was vacated.  This issue is currently pending the the U.S. Court for the Tenth Circuit  so we should have a binding ruling soon.  December 13, 2009. Topeka Bankruptcy Judge Janice Miller Karlin...


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<li><a href='http://bankruptcykansas.info/means-test-form-controls-unless-significant-changes-circumstances/' rel='bookmark' title='Means Test Form Controls Unless Significant Changes in Circumstances'>Means Test Form Controls Unless Significant Changes in Circumstances</a></li>
<li><a href='http://bankruptcykansas.info/timeshare-debt-allowed-on-means-test-adult-child-disallowed/' rel='bookmark' title='Timeshare Debt Allowed on Means Test, Adult Child Disallowed'>Timeshare Debt Allowed on Means Test, Adult Child Disallowed</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>10% Home Mortgages Under Water</title>
		<link>http://bankruptcykansas.info/10-home-mortgages-under-water/</link>
		<comments>http://bankruptcykansas.info/10-home-mortgages-under-water/#comments</comments>
		<pubDate>Sun, 24 Feb 2008 14:23:14 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[ABC News]]></category>
		<category><![CDATA[America]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Gene Melchionne]]></category>
		<category><![CDATA[Great Depression]]></category>
		<category><![CDATA[home mortgage foreclosure]]></category>
		<category><![CDATA[home mortgages]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[Jill Michaux]]></category>
		<category><![CDATA[Kansas]]></category>
		<category><![CDATA[losing home]]></category>
		<category><![CDATA[Mark Neis]]></category>
		<category><![CDATA[Mortgage Law Network]]></category>
		<category><![CDATA[Neis & Michaux]]></category>
		<category><![CDATA[owe more money on house than worth]]></category>
		<category><![CDATA[retirement funds]]></category>
		<category><![CDATA[Reuters]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[subprime lending]]></category>
		<category><![CDATA[subprime mortgages]]></category>
		<category><![CDATA[Topeka]]></category>
		<category><![CDATA[Topeka Kansas]]></category>
		<category><![CDATA[under water]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/2008/02/24/10-home-mortgages-under-water/</guid>
		<description><![CDATA[Here is a scary statistic for 2007 being reported by ABC News: 10% of American homeowners owe more money on their house than the house is worth. That figure has doubled from 5% in 2006. For homes purchased in the past two years, the figure shoots up to an alarming 30%, according to Reuters. These...


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<li><a href='http://bankruptcykansas.info/save-home-bankruptcy/' rel='bookmark' title='Save Your Home with Bankruptcy'>Save Your Home with Bankruptcy</a></li>
<li><a href='http://bankruptcykansas.info/judicial-modification-of-mortgages-bankruptcy-house-floor-wednesday/' rel='bookmark' title='Judicial Modification of Mortgages in Bankruptcy to House Floor Wednesday'>Judicial Modification of Mortgages in Bankruptcy to House Floor Wednesday</a></li>
</ol>]]></description>
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		<title>Wichita Car Dealer Convicted of Bankruptcy Fraud &#8211; Facing 5 Years in Jail</title>
		<link>http://bankruptcykansas.info/wichita-car-dealer-convicted-of-bankruptcy-fraud/</link>
		<comments>http://bankruptcykansas.info/wichita-car-dealer-convicted-of-bankruptcy-fraud/#comments</comments>
		<pubDate>Sat, 23 Feb 2008 14:52:11 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Kansas Bankruptcy News]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy crimes]]></category>
		<category><![CDATA[bankruptcy fraud]]></category>
		<category><![CDATA[disclose]]></category>
		<category><![CDATA[fale statement]]></category>
		<category><![CDATA[federal crimes]]></category>
		<category><![CDATA[federal prison]]></category>
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		<category><![CDATA[Kansas]]></category>
		<category><![CDATA[Karen Oakes]]></category>
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		<category><![CDATA[Oregon]]></category>
		<category><![CDATA[Topeka]]></category>
		<category><![CDATA[Topeka Kansas]]></category>
		<category><![CDATA[Wichita]]></category>
		<category><![CDATA[Wichita Kansas]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/2008/02/23/wichita-car-dealer-convicted-of-bankruptcy-fraud/</guid>
		<description><![CDATA[A Wichita car dealer who gave money to relatives before filing his bankruptcy case and lied on his bankruptcy paperwork was convicted of federal crimes this week and faces possible jail time for his fraud. Evidence at trial proved he gave money to his wife and his brother prior to filing his bankruptcy case and...


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</ol>]]></description>
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		<title>Kansas Bankruptcy Judges End Secret Mortgage Fees in Chapter 13</title>
		<link>http://bankruptcykansas.info/kansas-bankruptcy-judges-end-secret-mortgage-fees-in-chapter-13/</link>
		<comments>http://bankruptcykansas.info/kansas-bankruptcy-judges-end-secret-mortgage-fees-in-chapter-13/#comments</comments>
		<pubDate>Sat, 23 Feb 2008 00:05:36 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Kansas Bankruptcy News]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy judges]]></category>
		<category><![CDATA[Bankruptcy Law Office]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[chapter 13 confirmation order]]></category>
		<category><![CDATA[confirmation]]></category>
		<category><![CDATA[Jill Michaux]]></category>
		<category><![CDATA[judges]]></category>
		<category><![CDATA[Kansas]]></category>
		<category><![CDATA[Mark Neis]]></category>
		<category><![CDATA[mortgage fees]]></category>
		<category><![CDATA[Neis & Michaux]]></category>
		<category><![CDATA[secret mortgage fees]]></category>
		<category><![CDATA[Topeka]]></category>
		<category><![CDATA[Topeka Kansas]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/2008/02/22/kansas-bankruptcy-judges-end-secret-mortgage-fees-in-chapter-13/</guid>
		<description><![CDATA[The bankruptcy judges in Kansas have approved new language for all chapter 13 confirmation orders that will put an end to the abusive practice of secretly adding fees to a debtor&#8217;s mortgage loan balance. No real estate creditor shall ever assess, charge or collect, from either the debtor or the real estate collateral, any assessments,...


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</ol>]]></description>
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