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	<title>Kansas Bankruptcy Law Informationpurchase money security interest | Kansas Bankruptcy Law Information</title>
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		<title>Negative Equity</title>
		<link>http://bankruptcykansas.info/negative-equity/</link>
		<comments>http://bankruptcykansas.info/negative-equity/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 02:57:09 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Vehicles]]></category>
		<category><![CDATA[1325]]></category>
		<category><![CDATA[1327]]></category>
		<category><![CDATA[1329]]></category>
		<category><![CDATA[910 car claim]]></category>
		<category><![CDATA[Ford]]></category>
		<category><![CDATA[Judge Berger]]></category>
		<category><![CDATA[Judge Nugent]]></category>
		<category><![CDATA[Judge Somers]]></category>
		<category><![CDATA[Kellerman]]></category>
		<category><![CDATA[Kuhasz]]></category>
		<category><![CDATA[negative equity]]></category>
		<category><![CDATA[PMSI]]></category>
		<category><![CDATA[purchase money security interest]]></category>
		<category><![CDATA[UCC]]></category>

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		<description><![CDATA[NEGATIVE EQUITY ISSUE NOT RULED UPON IN 1327 CASE In re Kuhasz, Case No. 07-20282 November 2008, Judge Somers Court noted split within the district. Judge Karlin excluded negative equity from PMSI claim in In re Padgett, 389 BR 203, while Judge Nugent included it. In re Ford 387 BR 14827 but declined to rule...


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<li><a href='http://bankruptcykansas.info/gap-insurance-not-car-lenders-pmsi/' rel='bookmark' title='GAP Insurance Not In Car Lender&#039;s PMSI'>GAP Insurance Not In Car Lender&#039;s PMSI</a></li>
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		<title>Is Force Placed Insurance Part of 910 Vehicle Claim?</title>
		<link>http://bankruptcykansas.info/force-placed-insurance-part-of-910-vehicle-claim/</link>
		<comments>http://bankruptcykansas.info/force-placed-insurance-part-of-910-vehicle-claim/#comments</comments>
		<pubDate>Thu, 14 Jan 2010 01:44:47 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Court Rulings]]></category>
		<category><![CDATA[Vehicles]]></category>
		<category><![CDATA[910 vehicle claim]]></category>
		<category><![CDATA[force placed insurance]]></category>
		<category><![CDATA[Judge Somers]]></category>
		<category><![CDATA[Missouri law]]></category>
		<category><![CDATA[PMSI]]></category>
		<category><![CDATA[purchase money security interest]]></category>
		<category><![CDATA[Townsend]]></category>
		<category><![CDATA[UCC]]></category>

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		<description><![CDATA[COST OF FORCED PLACED INSURANCE IS PART OF PMSI FOR 910 VEHICLE In re Townsend, Case No 07-20956 April 2008, Judge Somers Noting that BAPCPA does not define PMSI but that the phrase is a term of art under the UCC, the Court found that under Missouri law, 9-103 governs and forced place insurance falls...


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		<title>GAP Insurance Not In Car Lender&#039;s PMSI</title>
		<link>http://bankruptcykansas.info/gap-insurance-not-car-lenders-pmsi/</link>
		<comments>http://bankruptcykansas.info/gap-insurance-not-car-lenders-pmsi/#comments</comments>
		<pubDate>Sun, 07 Dec 2008 17:44:13 +0000</pubDate>
		<dc:creator>Jill Michaux, Topeka Consumer Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Kansas Bankruptcy News]]></category>
		<category><![CDATA[910 car claim]]></category>
		<category><![CDATA[910 claim]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[car service contract]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[cram down]]></category>
		<category><![CDATA[crammed down]]></category>
		<category><![CDATA[GAP insurance]]></category>
		<category><![CDATA[Janice Miller Karlin]]></category>
		<category><![CDATA[Jill Michaux]]></category>
		<category><![CDATA[Judge Karlin]]></category>
		<category><![CDATA[Kansas]]></category>
		<category><![CDATA[Kansas bankruptcy court]]></category>
		<category><![CDATA[Mark Neis]]></category>
		<category><![CDATA[negative equity]]></category>
		<category><![CDATA[Neis & Michaux]]></category>
		<category><![CDATA[non-purchase money security interest]]></category>
		<category><![CDATA[PMSI]]></category>
		<category><![CDATA[purchase money security interest]]></category>
		<category><![CDATA[service contract]]></category>
		<category><![CDATA[U.S. Bankruptcy Court for the District of Kansas]]></category>
		<category><![CDATA[value of car]]></category>

		<guid isPermaLink="false">http://bankruptcykansas.info/?p=144</guid>
		<description><![CDATA[GAP insurance, service contracts, administrative fees and the traded-in car payoff are not part of a car lender&#8217;s purchase-money secured claim in chapter 13 bankruptcy and can be crammed-down if the car is worth less than the loan balance, Judge Janice Miller Karlin ruled this week in In Re Miller, Case No. 08-40935, (Bankr. D.Kan....


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