Free Pre-Bankruptcy Credit Counseling provides free pre-bankruptcy credit counseling.  This service is internet based only.  It does not provide in-person or telephone service.  It is funded by charitable donations.

Do not use this service if you need to file bankruptcy right away.  This service does not guarantee delivery of the certificate.  It may take up to five days after you enter the date into the software.  You will be responsible to get the certificate to your attorney.

If you are not in a hurry and have internet service, this free service may be for you.

Credit counseling must be obtained within the past 180 days to file bankruptcy.

About Jill Michaux

Jill Michaux is a Kansas bankruptcy attorney with Neis Michaux Law Office. She and her partner, Mark Neis, are Topeka's only consumer bankruptcy law specialists. They are board certified by the American Board of Certification.

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