To get ready to file a bankruptcy in Kansas, you need to:
- call us to talk about it,
- get a credit counseling certificate from a provider approved by the U.S. Trustee,
- gather up your pay stubs and financial documents, and
- make an appointment to see us.
Everyone who files a bankruptcy must get a credit counseling certificate before the bankruptcy case can be filed. There are almost no exceptions.
You do not have to pay your bills in a debt repayment plan through a credit counselor. What you have to do is attend a one-time meeting to discuss your financial problems and get information about your options, then you are given a certificate. You can do this in person, over the telephone, by mail or over the Internet.
Stop being stressed out by bills you can’t pay! Get the fresh start only the federal bankruptcy laws can give you.