Starting November 1, 2011, the fee to file a bankruptcy case increases by $7. The new filing fees are chapter 7 $306 chapter 13 $281 chapter 11 $1046 Photo credit: Some rights reserved by garryknight … [Continue reading]
Bankruptcy Court Costs Going Up
Miscellaneous fees in the U.S. Bankruptcy Courts increase again on November 1, 2011. The filing fee to initiate a bankruptcy case is not changing. Debtors will have to pay $30 to amend schedule d, e, f, g, or h, up from $26. Creditors will … [Continue reading]
Court Stops Mailing Claim Forms to Creditors
To save money, the U.S. Bankruptcy Court in Kansas has stopped sending blank proof of claim forms to all creditors with notice of every new bankruptcy case filing. Proof of Claim forms can be obtained at the U.S. Courts web site, the Kansas … [Continue reading]
Bankruptcy Mortgage Project Website Launched by NCLC
The National Consumer Law Center (NCLC) has created an online Bankruptcy Mortgage Project Website for courts, trustees, attorneys, mortgage servicers, academics, and consumers in the bankruptcy community. It organizes and provides access to more than … [Continue reading]
Dodgers Good Company in Bankruptcy
Last week, I wrote about being in good company with many famous people when you file bankruptcy. Well, in comes the news today that the Los Angeles Dodgers filed for bankruptcy protection. That's darn good company if you ask me. There is no need to … [Continue reading]
Famous Shed Debt, Move On Successfully – You Can, Too
You have plenty of good company if you are feeling alone or depressed because of debt problems. Here is a list of some of the famous people who have filed for bankruptcy or had financial problems. Note that many of these people had great success … [Continue reading]
How to Get Your Credit Reports
You are entitled to a free credit file disclosure (credit report) once every 12 months from each of the three nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. We recommend you monitor your credit by pulling one of … [Continue reading]
We are a Debt Relief Agency
We are a debt relief agency at Bankruptcy Law Office. That means we help people file for relief under the bankruptcy code. Congress changed in law in 2005 and required that we call ourselves a debt relief agency to make sure you know that we are … [Continue reading]
Can I Owe Too Much for Chapter 13 Bankruptcy?
Chapter 13 bankruptcy is officially called an adjustment of debts for individuals with regular income. This relief is limited to people who have debts under the limits, but you have to owe a lot of money before you become ineligible. What are the … [Continue reading]
How Medical Bills Hurt Your Credit Rating
How Could Your Medical Bills Be A Credit Problem? Do you have insurance that pays your credit card bills? Me neither. Do you have insurance that covers your medical bills? Yeah, me too. So, should these bills look the same on our credit … [Continue reading]
Who are the Chapter 7 Trustees in Kansas?
Chapter 7 Trustees The chapter 7 interim trustees for cases filed in the the U.S. Bankruptcy Court for the District of Kansas are charged with liquidating non-exempt property and recovering transfers improperly made by you prior to the filing … [Continue reading]
Reaffirmation Requires More than Checking a Box
Reaffirmation Requires More than Checking a Box By Jonathan Ginsberg of Bankruptcy Law Network Much has been written on this blog about reaffirmation. BLN author Jed Berliner makes a compelling argument that reaffirmation in Chapter 7 is a bad … [Continue reading]
What Causes an Emergency Bankruptcy?
What Causes an Emergency Bankruptcy? by Nick Ortiz of Bankruptcy Law Network. I wanted to write something about what makes those who procrastinate file bankruptcy. First of all, procrastination and bankruptcy often go hand in hand. The unknown … [Continue reading]
Credit Counseling Before Bankruptcy
Everyone who files a bankruptcy must get a credit counseling certificate before the bankruptcy can be filed. There are almost no exceptions. You do not have to pay your bills in a debt repayment plan through a credit counselor. In fact, the … [Continue reading]
Alternatives to Filing Bankruptcy
Debt Settlement Scams You are an honest person. You are desperate to find a way to pay your bills, but your paycheck just doesn't stretch far enough. You are robbing Peter to pay Paul. You see commercials on TV and the Internet … [Continue reading]
Bankruptcy Trustees in Kansas
Chapter 13 Bankruptcy Trustee - Topeka Chapter 13 Bankruptcy Trustee - Kansas City, Kansas Chapter 13 Bankruptcy Trustee - Wichita Chapter 7 Bankruptcy Trustees Chapter 12 Bankruptcy Trustee U.S. Trustee Region 20 - Wichita Executive Office of … [Continue reading]