How Could Your Medical Bills Be A Credit Problem? Do you have insurance that pays your credit card bills? Me neither. Do you have insurance that covers your medical bills? Yeah, me too. So, should these bills look the same on our credit reports? Read Kurt O’Keefe’s post on Money Health Central
Chapter 7 Trustees The chapter 7 interim trustees for cases filed in the the U.S. Bankruptcy Court for the District of Kansas are charged with liquidating non-exempt property and recovering transfers improperly made by you prior to the filing of your petition. They turn these assets into cash and pay the cash to your creditors….
Reaffirmation Requires More than Checking a Box By Jonathan Ginsberg of Bankruptcy Law Network Much has been written on this blog about reaffirmation. BLN author Jed Berliner makes a compelling argument that reaffirmation in Chapter 7 is a bad idea – why should you assume personal liability for a debt and forgo up to 8…
What Causes an Emergency Bankruptcy? by Nick Ortiz of Bankruptcy Law Network. I wanted to write something about what makes those who procrastinate file bankruptcy. First of all, procrastination and bankruptcy often go hand in hand. The unknown is scary and making a move during a period of insecurity is hard. Bankruptcy often feels optional…
Everyone who files a bankruptcy must get a credit counseling certificate before the bankruptcy can be filed. There are almost no exceptions. You do not have to pay your bills in a debt repayment plan through a credit counselor. In fact, the credit counselors say 1 to 3% of people who do the pre-bankruptcy counseling…
Debt Settlement Scams You are an honest person. You are desperate to find a way to pay your bills, but your paycheck just doesn’t stretch far enough. You are robbing Peter to pay Paul. You see commercials on TV and the Internet promising to solve your financial problems. Your guts tell you the “solution”…
Chapter 13 Bankruptcy Trustee – Topeka Chapter 13 Bankruptcy Trustee – Kansas City, Kansas Chapter 13 Bankruptcy Trustee – Wichita Chapter 7 Bankruptcy Trustees Chapter 12 Bankruptcy Trustee U.S. Trustee Region 20 – Wichita Executive Office of the United States Trustee Image Credit: Some rights reserved by cote
What Can I Do If I Can’t Afford My Chapter 13 Payments? by Peter Orville of Bankruptcy Law Network You always have options if there are significant changes in your life during your Chapter 13. If you’ve been laid off, become sick, split up with your spouse or just can’t keep up with the rising…
Questions the Trustee is required to ask you at your bankruptcy hearing called a 341(a) meeting of creditors: 1. State your name and current address for the record. 2. Please provide your picture ID and Social Security number card for review. 3. Did you sign the petition, schedules, statements, and related documents and is the…
Chapter 13 bankruptcy is a powerful tool that may be able to help you end your bill problems. Here are 13 reasons Chapter 13 bankruptcy makes sense written by my Bankruptcy Law Network colleague, Doug Jacobs. Flexibility: you can dismiss the case at any time or even convert it to a Chapter 7. You can…
Please print out this list of documents to compile. Bring these documents to your attorney at the Topeka Bankruptcy Law Office. Always bring us copies and keep the originals for yourself. Your Appointment Date: ____________ Time: ________ With Attorney: __________ Mark Neis __________ Jill Michaux Documents You Need to Bring to Your Attorney Meeting Please bring these…
