How to Get Started Filing for Bankruptcy How to Get Your Bankruptcy Certificate from a Credit Counselor Documents to Gather for Your Bankruptcy Attorney … [Continue reading]
Video: Bankruptcy Won't Help With These Debts
What Is NOT Discharged in Bankruptcy Video: Running Time 4:34 Child support, alimony Student loans Most federal and state income taxes Employer payroll taxes and sales taxes Loans obtained by fraud or false pretenses Liens on property such … [Continue reading]
Video: What are the Types of Bankruptcy?
Types of Bankruptcy There are three main types of bankruptcy cases for individuals, the most common of which are chapter 7 and chapter 13. Running Time: (3:55) … [Continue reading]
Video: Bankruptcy Basics Overview
Introduction to Bankruptcy Running Time (2:38) … [Continue reading]
Foreclosure Truth: Few Getting Help
As of 9/1/2009, only 1,711 permanent loan modifications 1.26% trial modifications made permanent 1 in 8 mortgages in default or foreclosure foreclosure delayed, not avoided 10-12 million foreclosures predicted 50% mortgages will be underwater if … [Continue reading]
Bankruptcy Income Guidelines Changing
Will you qualify for chapter 7 bankruptcy after Halloween? Bankruptcy income guidelines will change effective with cases filed on or after November 1, 2009. For one, two and three person households, the amount increases slightly. For four person … [Continue reading]
Means Test Changes Delayed
The U.S. Census Bureau is delaying release of its updated numbers for family median income which are used to the bankruptcy means test. The new figures are now expected to be released on posted to the U.S. Trustee Program website by October 9, 2009, … [Continue reading]
Means Test Numbers Changing
Updated family income figures are scheduled to by posted to the U.S. Trustee program website the week of September 28, 2009. The new figures will apply to bankruptcy petitions filed on or after October 12, 2009. The figures are used on the means … [Continue reading]
Foreclosure Prevention Toolkit
FDIC has published this online took kit to help homeowners prevent unnecessary foreclosures and stop foreclosure “rescue†scams that promise false hope to consumers at risk of losing their homes. * Is Foreclosure Knocking at Your Door? This … [Continue reading]
Will I Lose My House If I File Bankruptcy?
I am frequently asked by people who are thinking of filing bankruptcy, "Will I lose my house if I file bankruptcy?" The fear of losing everything in bankruptcy is very real. Fortunately, in Kansas the protection our law has for your home is in our … [Continue reading]
Kansas City Bank Shut Down
Bank regulators from the Federal Deposit Insurance Corporation (FDIC) shut down five banks Friday including the First Bank of Kansas City. The deposits will be assumed by Great American Bank of DeSoto. … [Continue reading]
Interpreters for Bankruptcy 341 Hearings
The United States Trustee's office is now providing free interpreters by telephone at bankruptcy meetings of creditors (341 hearings) for limited English proficient debtors. For more information, go to web site for the Executive Office of the U.S. … [Continue reading]
Chapter 13 Bankruptcy Interest Rate for August 2009
The Trustee’s discount rate of interest effective 8/1/09 through 8/31/09 is 4.75% for chapter 13 bankruptcy cases filed in Topeka and Kansas City, Kansas. This is the rate paid on claims secured by collateral by the chapter 13 bankruptcy … [Continue reading]
Kansas Woman Chairs FDIC
Meet Sheila Bair, a woman from Independence, Kansas, and a graduate of the University of Kansas Law School, who now chairs the Federal Deposit Insurance Corporation (FDIC). … [Continue reading]
Women & Money
An eight-week series of classes designed for women of all ages, regardless of income or financial education. Learn from the experts about banking and credit, insurance, investing basics, investing for retirement and much more. September 24 - … [Continue reading]
What Happens at My Bankruptcy Hearing? (341 Creditors Meeting)
The chapter 13 bankruptcy trustee listens, plans and helps financially stressed consumers, a reporter concludes after sitting in on recent chapter 13 bankruptcy 341 hearings (meeting of creditors) in Wichita, Kansas, conducted by Laurie Williams, … [Continue reading]