Jill Michaux - Neis Michaux Law Office

Kansas Bankruptcy Judges End Secret Mortgage Fees in Chapter 13

Posted on February 22, 2008 Written by Jill Michaux

The bankruptcy judges in Kansas have approved new language for all chapter 13 confirmation orders that will put an end to the abusive practice of secretly adding fees to a debtor’s mortgage loan balance.

No real estate creditor shall ever assess, charge or collect, from either the debtor or the real estate collateral, any assessments, fees, costs, expenses or any other monetary amounts, exclusive of principal, interest, taxes and insurance, that arose from the date of the filing of the bankruptcy petition to the entry of the Order of Discharge except as may be allowed by court order or an allowed proof of claim.

Attorney General Six Gives Foreclosure Advice – Get Attorney, Learn Options

Posted on February 21, 2008 Written by Jill Michaux

Kansas Attorney General Stephen N. Six issued the following statement on home mortgage foreclosure this week, urging people facing foreclosure to seek help from an attorney.

Home foreclosure is a growing problem in Kansas and across the nation. Mortgage fraud and subprime lending have left many homeowners stuck with home loans they can no longer afford.

My office recently convened a task force to investigate this problem. Consumer advocates met with representatives from lending and real estate industries to determine ways we can stem the tide of home foreclosure in Kansas. [Read more…]

Filed Under: Foreclosure, Kansas Bankruptcy News, Mortgages Tagged: Attorney General, Attorney General Stephen N. Six, bankruptcy, Foreclosure, fraud, home foreclosure, home mortgage foreclosure, home mortgage fraud, homeowners, HUD, Jill Michaux, Kansas, Kansas Attorney General, Kansas Attorney General Stephen N. Six, Mark Neis, mortgage fraud, mortgage rescue company, Neis & Michaux, scam, Stephen N. Six, subprime lending, Topeka, U.S. Department of Housing and Urban Development

Board Certification Renewed for Jill Michaux

Posted on February 10, 2008 Written by Jill Michaux

Jill Michaux has earned recertification in consumer bankruptcy law by the American Board of Certification. She was awarded her 15 year pin as a consumer bankruptcy specialist.

She was the first Kansas lawyer to be board certified in consumer bankruptcy law. Her partner, Mark Neis, was second. Today, they are the only board certified consumer bankruptcy specialists in Topeka and two of ten in Kansas.

Board certification means that Jill has met rigorous, objective standards and has demonstrated expertise in consumer bankruptcy law. She goes the extra mile to keep current on bankruptcy law changes by attending national seminars, participating in daily e-mail updates and by attending several times the hours of continuing legal education required by Kansas.

You expect certification from your doctor – expect it from your lawyer too. Hiring an attorney with expertise in any specialized field of law, such as bankruptcy, can be a bewildering experience. As a client, you want to make sure your attorney is experienced in consumer bankruptcy law. Choosing a board certified specialist in one way to make sure.

Filed Under: Foreclosure, Kansas Bankruptcy News Tagged: American Board of Certification, bankruptcy, bankruptcy specialist, board certified, board certified in bankruptcy law, board certified in consumer bankruptcy law, choosing a bankruptcy attorney, choosing a bankruptcy lawyer, choosing a lawyer, choosing an attorney, expertise, Jill Michaux, Kansas, Mark Neis, Neis & Michaux, Topeka, Topeka Kansas

Can't Add Your Spouse to Your Individual Bankruptcy Case Later

Posted on February 4, 2008 Written by Jill Michaux

Your spouse does not have to file bankruptcy with you in Kansas, but make sure you don’t want to file a joint case, because you can’t add your spouse to the case later.

Judge Dale L. Somers denied an attempt by a debtor to add her spouse two months after she filed her case by amending her petition filed with the Court. In Re Cheryl R. Daly, 07-22628-13, (Bankr. D.Kan. 01-28-2007).

It would be possible for the nonfiling spouse to file his own case and then consolidate the two cases for administration.

Filed Under: Filing Bankruptcy Tagged: adding spouse, bankruptcy, bankruptcy petition, consolidation for administration, Dale L Somers, Jill Michaux, joint case, joint petition, Judge Dale L Somers, Kansas, Neis & Michaux, nonfiling spouse, Topeka

More Kansans Can Qualify for Bankruptcy Help with Increased Income Allowances

Posted on January 27, 2008 Written by Jill Michaux

The Kansas income guidelines for the bankruptcy means test go up February 1, 2008.

Kansas Median Family Income by Family Size for Bankruptcy Cases Filed on or After February 1, 2008,

1 earner……….$38,594
2 persons……..$52,989
3 persons …….$58,075
4 persons …….$69, 831
5 persons …….$76,731
6 persons …….$83,631
Add $6,900 for each additional individual

Filed Under: Kansas Bankruptcy News, Means Test Tagged: am I eligible for bankruptcy, bankruptcy, bankruptcy eligibility, bankruptcy income test, Bankruptcy Law Office, bankruptcy means test, Jill Michaux, Kansas, Kansas median family income, Mark Neis, Means Test, median family income, Neis & Michaux, P.A., Topeka Kansas, u s census bureau

Wieland Named U.S. Trustee for Kansas

Posted on January 26, 2008 Written by Jill Michaux

Richard Wieland

Richard A. Wieland has been named U.S. Trustee for Region 20, which covers Kansas, Oklahoma and New Mexico.

Wieland has been serving as acting Region 20 U.S. Trustee since September 1, 2007. He is familiar to the Kansas bankruptcy bar, having been a trial lawyer in the Wichita office since 1988. When the Bankruptcy Abuse Prevention and Consumer Protection Act was enacted in 2005, he played a pivotal role in implementing the consumer credit counseling and debtor financial management education requirements for the Executive Office of the U.S. Trustee in Washington, D.C

The U.S. Trustee program is charged with overseeing bankruptcy case administration. Region 20 offices are headquartered in Wichita with additional offices in Oklahoma City, Tulsa and Albuquerque.

Here is a link to the official EOUST press release.

Filed Under: Kansas Bankruptcy News Tagged: Albuquerque, bankruptcy, Bankruptcy Abuse Prevention and Consumer Protection Act, Bankruptcy Law Office, Bankruptcy Legislation, consumer credit counseling, credit counseling, D.C., debtor education, debtor financial management education, Dick Wieland, EOUST, Executive Office of U.S. Trustee, financial management, Jill Michaux, Kansas, Kansas bankruptcy bar, lawyer, Mark Neis, Neis & Michaux, New Mexico, Oklahoma, Oklahoma City, P.A., Richard A Wieland, Topeka, Tulsa, U.S. Trustee, U.S. Trustee for Region 20, Washington, Wichita

1923 Disney Bankruptcy in Kansas City

Posted on January 20, 2008 Written by Jill Michaux

Did you know Walt Disney’s Missouri company, Laugh O Gram Films, Inc., was forced into bankruptcy in Kansas City on October 4, 1923? Fellow blogger, Rachel Foley of www.kcbankruptcy.com, and lover of all things Disney, proudly displays the bankruptcy documents in her office.

As Rachel says, “Walt went into bankruptcy with Oswald the Lucky Rabbit and came out the other side with Mickey Mouse.”

Filed Under: Bankruptcy Trivia Tagged: bankruptcy, bankruptcy documents, Bankruptcy Law Office, Disney bankruptcy, Jill Michaux, Kansas, Kansas City, Laugh O Gram Films Inc, Mark Neis, Mickey Mouse, Neis & Michaux, Oswald the Lucky Rabbit, P.A., Rachel Foley, Topeka, Walt Disney, www.kcbankruptcy.com

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